EFU General Insurance Ltd

KAR:EFUG Pakistan Insurance
Market Cap
$4.49K
PKRs1.25 Million PKR
Market Cap Rank
#46285 Global
#120 in Pakistan
Share Price
PKRs128.74
Change (1 day)
+4.34%
52-Week Range
PKRs113.52 - PKRs136.50
All Time High
PKRs137.25
About

EFU General Insurance Ltd operates in Property & Casualty Insurance.

EFU General Insurance Ltd - Asset Resilience Ratio

Latest as of June 2024: 6.61%

EFU General Insurance Ltd (EFUG) has an Asset Resilience Ratio of 6.61% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
PKRs19.46 Billion
Cash + Short-term Investments
Total Assets
PKRs294.41 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2023)

This chart shows how EFU General Insurance Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down EFU General Insurance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents PKRs0.00 0%
Short-term Investments PKRs19.46 Billion 6.61%
Total Liquid Assets PKRs19.46 Billion 6.61%

Asset Resilience Insights

  • Limited Liquidity: EFU General Insurance Ltd maintains only 6.61% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

EFU General Insurance Ltd Industry Peers by Asset Resilience Ratio

Compare EFU General Insurance Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
AmTrust Financial Services Prf 7 25 Exp15Jun2055
PINK:AFFS
Insurance 770.73%
American Financial Group AFGE
NYSE:AFGE
Insurance 1.38%
Adamjee Insurance Company Ltd
KAR:AICL
Insurance 15.80%
National Reinsurance Corporation of the Philippines
PSE:NRCP
Insurance 3.35%

Annual Asset Resilience Ratio for EFU General Insurance Ltd (2017–2023)

The table below shows the annual Asset Resilience Ratio data for EFU General Insurance Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-12-31 6.35% PKRs17.54 Billion PKRs276.09 Billion 0.00pp
2022-12-31 6.35% PKRs14.91 Billion PKRs234.72 Billion +0.00pp
2021-12-31 6.35% PKRs13.44 Billion PKRs211.58 Billion -1.15pp
2020-12-31 7.51% PKRs15.16 Billion PKRs202.01 Billion -0.14pp
2019-12-31 7.65% PKRs13.32 Billion PKRs174.22 Billion +4.24pp
2018-12-31 3.41% PKRs5.42 Billion PKRs159.09 Billion -24.82pp
2017-12-31 28.23% PKRs11.04 Billion PKRs39.10 Billion --
pp = percentage points