EFU General Insurance Ltd
EFU General Insurance Ltd operates in Property & Casualty Insurance.
EFU General Insurance Ltd - Asset Resilience Ratio
EFU General Insurance Ltd (EFUG) has an Asset Resilience Ratio of 6.61% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2023)
This chart shows how EFU General Insurance Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down EFU General Insurance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | PKRs0.00 | 0% |
| Short-term Investments | PKRs19.46 Billion | 6.61% |
| Total Liquid Assets | PKRs19.46 Billion | 6.61% |
Asset Resilience Insights
- Limited Liquidity: EFU General Insurance Ltd maintains only 6.61% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
EFU General Insurance Ltd Industry Peers by Asset Resilience Ratio
Compare EFU General Insurance Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
AmTrust Financial Services Prf 7 25 Exp15Jun2055
PINK:AFFS |
Insurance | 770.73% |
|
American Financial Group AFGE
NYSE:AFGE |
Insurance | 1.38% |
|
Adamjee Insurance Company Ltd
KAR:AICL |
Insurance | 15.80% |
|
National Reinsurance Corporation of the Philippines
PSE:NRCP |
Insurance | 3.35% |
Annual Asset Resilience Ratio for EFU General Insurance Ltd (2017–2023)
The table below shows the annual Asset Resilience Ratio data for EFU General Insurance Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 6.35% | PKRs17.54 Billion | PKRs276.09 Billion | 0.00pp |
| 2022-12-31 | 6.35% | PKRs14.91 Billion | PKRs234.72 Billion | +0.00pp |
| 2021-12-31 | 6.35% | PKRs13.44 Billion | PKRs211.58 Billion | -1.15pp |
| 2020-12-31 | 7.51% | PKRs15.16 Billion | PKRs202.01 Billion | -0.14pp |
| 2019-12-31 | 7.65% | PKRs13.32 Billion | PKRs174.22 Billion | +4.24pp |
| 2018-12-31 | 3.41% | PKRs5.42 Billion | PKRs159.09 Billion | -24.82pp |
| 2017-12-31 | 28.23% | PKRs11.04 Billion | PKRs39.10 Billion | -- |