Incar Financial Service Co. Ltd.
INCAR FINANCIAL SERVICE Co., Ltd. operates as an independent insurance agency in South Korea. The company offers non-life, life, general, and automobile insurance products. It also provides software development, and other financial consulting services. The company was formerly known as Incar Insu Co., Ltd. and changed its name to INCAR FINANCIAL SERVICE Co., Ltd. in July 2014. The company was fou… Read more
Incar Financial Service Co. Ltd. - Asset Resilience Ratio
Incar Financial Service Co. Ltd. (211050) has an Asset Resilience Ratio of 10.30% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Incar Financial Service Co. Ltd.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Incar Financial Service Co. Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩92.28 Billion | 10.3% |
| Total Liquid Assets | ₩92.28 Billion | 10.30% |
Asset Resilience Insights
- Moderate Liquidity: Incar Financial Service Co. Ltd. has 10.30% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Incar Financial Service Co. Ltd. Industry Peers by Asset Resilience Ratio
Compare Incar Financial Service Co. Ltd.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
CNPC Capital Co Ltd
SHE:000617 |
Financial Conglomerates | 23.57% |
|
Guangzhou Friendship Group Co Ltd
SHE:000987 |
Financial Conglomerates | 23.03% |
|
Rendong Holdings Co Ltd
SHE:002647 |
Financial Conglomerates | -1.15% |
|
Guosheng Financial Holding Inc
SHE:002670 |
Financial Conglomerates | 32.81% |
|
First Capital Securities Co Ltd Class A
SHE:002797 |
Financial Conglomerates | 20.57% |
|
Yuanta Financial Holdings Co Ltd
TW:2885 |
Financial Conglomerates | 8.54% |
|
LX Holdings Corp. Pfd.
KO:38380K |
Financial Conglomerates | 0.40% |
|
Minmetals Capital Co Ltd
SHG:600390 |
Financial Conglomerates | 26.43% |
Annual Asset Resilience Ratio for Incar Financial Service Co. Ltd. (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Incar Financial Service Co. Ltd..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.72% | ₩89.97 Billion | ₩707.43 Billion | +3.64pp |
| 2023-12-31 | 9.08% | ₩45.13 Billion | ₩497.33 Billion | +2.39pp |
| 2022-12-31 | 6.69% | ₩19.52 Billion | ₩291.94 Billion | -2.94pp |
| 2021-12-31 | 9.63% | ₩20.70 Billion | ₩214.91 Billion | -10.41pp |
| 2020-12-31 | 20.04% | ₩35.16 Billion | ₩175.41 Billion | +19.61pp |
| 2019-12-31 | 0.43% | ₩702.97 Million | ₩163.68 Billion | -0.13pp |
| 2018-12-31 | 0.56% | ₩591.19 Million | ₩105.48 Billion | -0.04pp |
| 2017-12-31 | 0.60% | ₩531.03 Million | ₩88.60 Billion | +0.04pp |
| 2016-12-31 | 0.56% | ₩284.58 Million | ₩50.58 Billion | -- |