STM Group Plc
STM Group Plc, together with its subsidiaries, provides various financial services in the United Kingdom, Gibraltar, Malta, and internationally. It operates through three segments: Pensions, Life Assurance, and Other Services. The company offers retirement, estate and succession planning, and wealth structuring services. It also provides pension solutions, life assurance solutions, annuities, and… Read more
STM Group Plc - Asset Resilience Ratio
STM Group Plc (STM) has an Asset Resilience Ratio of 3.81% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2023)
This chart shows how STM Group Plc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down STM Group Plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX3.08 Million | 3.81% |
| Total Liquid Assets | GBX3.08 Million | 3.81% |
Asset Resilience Insights
- Limited Liquidity: STM Group Plc maintains only 3.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
STM Group Plc Industry Peers by Asset Resilience Ratio
Compare STM Group Plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
E Split Corp Class A
TO:ENS |
Asset Management | 97.41% |
|
Whitefield Industrials Ltd
AU:WHF |
Asset Management | 0.00% |
|
Maharashtra Scooters Limited
NSE:MAHSCOOTER |
Asset Management | 0.51% |
|
Stel Holdings Limited
NSE:STEL |
Asset Management | 2.81% |
|
Hermana Holding ASA
OL:HERMA |
Asset Management | 53.79% |
|
Centric Holdings S.A
AT:CENTR |
Asset Management | 10.90% |
|
Bellevue Group AG
SW:BBN |
Asset Management | 38.24% |
|
Caledonia Investments
LSE:CLDN |
Asset Management | 0.02% |
Annual Asset Resilience Ratio for STM Group Plc (2016–2023)
The table below shows the annual Asset Resilience Ratio data for STM Group Plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 3.81% | GBX3.08 Million | GBX80.86 Million | +3.64pp |
| 2018-12-31 | 0.17% | GBX74.00K | GBX44.47 Million | -0.02pp |
| 2017-12-31 | 0.18% | GBX81.00K | GBX44.25 Million | -9.74pp |
| 2016-12-31 | 9.92% | GBX4.24 Million | GBX42.74 Million | -- |