Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028
Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insur… Read more
Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028 - Asset Resilience Ratio
Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028 (CNFRZ) has an Asset Resilience Ratio of 11.93% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2023)
This chart shows how Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $24.01 Million | 11.93% |
| Total Liquid Assets | $24.01 Million | 11.93% |
Asset Resilience Insights
- Moderate Liquidity: Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028 has 11.93% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028 Industry Peers by Asset Resilience Ratio
Compare Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
| No industry peers found with asset resilience data. | ||
Annual Asset Resilience Ratio for Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028 (2013–2023)
The table below shows the annual Asset Resilience Ratio data for Conifer Holdings Inc. 9.75% Senior Unsecured Notes due 2028.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 11.93% | $24.01 Million | $201.23 Million | -31.65pp |
| 2022-12-31 | 43.58% | $136.13 Million | $312.35 Million | -15.92pp |
| 2021-12-31 | 59.50% | $172.80 Million | $290.40 Million | -3.69pp |
| 2020-12-31 | 63.19% | $165.32 Million | $261.60 Million | -2.49pp |
| 2019-12-31 | 65.69% | $162.43 Million | $247.26 Million | +10.11pp |
| 2018-12-31 | 55.58% | $129.37 Million | $232.75 Million | -6.32pp |
| 2017-12-31 | 61.90% | $147.96 Million | $239.03 Million | +56.60pp |
| 2016-12-31 | 5.30% | $10.79 Million | $203.70 Million | +1.70pp |
| 2015-12-31 | 3.59% | $6.39 Million | $177.93 Million | -6.64pp |
| 2014-12-31 | 10.23% | $16.75 Million | $163.74 Million | +0.65pp |
| 2013-12-31 | 9.58% | $9.28 Million | $96.86 Million | -- |