Primerica Inc
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Inve… Read more
Primerica Inc - Asset Resilience Ratio
Primerica Inc (PRI) has an Asset Resilience Ratio of 11.78% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Primerica Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Primerica Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $644.86 Million | 4.34% |
| Short-term Investments | $1.10 Billion | 7.44% |
| Total Liquid Assets | $1.75 Billion | 11.78% |
Asset Resilience Insights
- Moderate Liquidity: Primerica Inc has 11.78% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Primerica Inc Industry Peers by Asset Resilience Ratio
Compare Primerica Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hubei Biocause Pharmaceutical
SHE:000627 |
Insurance - Life | 0.78% |
|
COFCO Capital Holdings Co Ltd
SHE:002423 |
Insurance - Life | 17.56% |
|
Samsung Life
KO:032830 |
Insurance - Life | 56.65% |
|
Tongyang Life
KO:082640 |
Insurance - Life | 64.40% |
|
Mirae Asset Life Insurance Co Ltd
KO:085620 |
Insurance - Life | 37.10% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Manulife Holdings Bhd
KLSE:1058 |
Insurance - Life | 48.30% |
|
Mercuries Life Insurance Co Ltd
TW:2867 |
Insurance - Life | 0.73% |
Annual Asset Resilience Ratio for Primerica Inc (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Primerica Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 11.54% | $1.68 Billion | $14.58 Billion | +0.78pp |
| 2023-12-31 | 10.76% | $1.62 Billion | $15.03 Billion | -9.14pp |
| 2022-12-31 | 19.90% | $3.05 Billion | $15.35 Billion | +0.17pp |
| 2021-12-31 | 19.73% | $3.18 Billion | $16.12 Billion | -0.48pp |
| 2020-12-31 | 20.21% | $3.01 Billion | $14.91 Billion | +1.11pp |
| 2019-12-31 | 19.10% | $2.61 Billion | $13.69 Billion | +0.52pp |
| 2018-12-31 | 18.58% | $2.34 Billion | $12.60 Billion | +0.53pp |
| 2017-12-31 | 18.05% | $2.25 Billion | $12.46 Billion | +0.13pp |
| 2016-12-31 | 17.92% | $2.05 Billion | $11.44 Billion | +1.15pp |
| 2015-12-31 | 16.77% | $1.78 Billion | $10.61 Billion | -0.11pp |
| 2014-12-31 | 16.88% | $1.81 Billion | $10.74 Billion | -0.50pp |
| 2013-12-31 | 17.38% | $1.80 Billion | $10.33 Billion | -1.27pp |
| 2012-12-31 | 18.65% | $1.92 Billion | $10.32 Billion | -0.94pp |
| 2011-12-31 | 19.59% | $1.96 Billion | $10.00 Billion | -1.46pp |
| 2010-12-31 | 21.06% | $2.08 Billion | $9.88 Billion | +20.85pp |
| 2009-12-31 | 0.20% | $26.95 Million | $13.23 Billion | -0.05pp |
| 2008-12-31 | 0.25% | $28.30 Million | $11.16 Billion | 0.00pp |
| 2007-12-31 | 0.25% | $31.01 Million | $12.18 Billion | -- |