First State Financial Corporation
First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida. The company primarily engages in generating deposits and originating loans. Its deposit products consist of certificates of deposit, checking and other demand … Read more
First State Financial Corporation - Asset Resilience Ratio
First State Financial Corporation (FSTF) has an Asset Resilience Ratio of 0.29% as of March 2009. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2008)
This chart shows how First State Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down First State Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.30 Million | 0.29% |
| Total Liquid Assets | $1.30 Million | 0.29% |
Asset Resilience Insights
- Limited Liquidity: First State Financial Corporation maintains only 0.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First State Financial Corporation Industry Peers by Asset Resilience Ratio
Compare First State Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
China Baoan Group Co Ltd
SHE:000009 |
Conglomerates | 3.09% |
|
Doosan
KO:000150 |
Conglomerates | 0.46% |
|
Doosan Pref Shs
KO:000155 |
Conglomerates | 0.46% |
|
Doosan Co Ltd
KO:000157 |
Conglomerates | 0.46% |
|
Yunding Technology Co Ltd
SHE:000409 |
Conglomerates | 1.43% |
|
Create Technology & Science Co Ltd
SHE:000551 |
Conglomerates | 0.16% |
|
Guangdong Ganhua Science & Industry Co Ltd
SHE:000576 |
Conglomerates | 5.33% |
|
Macrolink Real Estate Co Ltd
SHE:000620 |
Conglomerates | 0.90% |
Annual Asset Resilience Ratio for First State Financial Corporation (2002–2008)
The table below shows the annual Asset Resilience Ratio data for First State Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2008-12-31 | 0.05% | $225.00K | $469.91 Million | -0.04pp |
| 2007-12-31 | 0.09% | $423.00K | $474.89 Million | +0.02pp |
| 2006-12-31 | 0.07% | $299.00K | $453.45 Million | -0.03pp |
| 2005-12-31 | 0.09% | $341.00K | $372.69 Million | -7.24pp |
| 2004-12-31 | 7.34% | $20.10 Million | $274.00 Million | +6.87pp |
| 2003-12-31 | 0.47% | $996.00K | $212.31 Million | -5.32pp |
| 2002-12-31 | 5.79% | $8.89 Million | $153.46 Million | -- |