Temenos AG
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos… Read more
Temenos AG - Asset Resilience Ratio
Temenos AG (TMNSF) has an Asset Resilience Ratio of 2.71% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2024)
This chart shows how Temenos AG's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Temenos AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $64.67 Million | 2.71% |
| Total Liquid Assets | $64.67 Million | 2.71% |
Asset Resilience Insights
- Limited Liquidity: Temenos AG maintains only 2.71% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Temenos AG Industry Peers by Asset Resilience Ratio
Compare Temenos AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 5.03% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
Dhc Software Co Ltd
SHE:002065 |
Software - Application | -0.80% |
|
Zhejiang Netsun Co Ltd
SHE:002095 |
Software - Application | -0.27% |
|
Montnets Cloud Technology Group Co Ltd
SHE:002123 |
Software - Application | 0.01% |
|
Beijing Shiji Information Technology Co Ltd
SHE:002153 |
Software - Application | 0.12% |
|
Shanghai 2345 Network Holding Group
SHE:002195 |
Software - Application | 55.85% |
|
Iflytek Co Ltd
SHE:002230 |
Software - Application | -4.18% |
Annual Asset Resilience Ratio for Temenos AG (2004–2024)
The table below shows the annual Asset Resilience Ratio data for Temenos AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.47% | $56.15 Million | $2.28 Billion | -0.53pp |
| 2023-12-31 | 3.00% | $69.79 Million | $2.33 Billion | +1.43pp |
| 2022-12-31 | 1.57% | $35.11 Million | $2.23 Billion | +1.27pp |
| 2021-12-31 | 0.30% | $6.76 Million | $2.23 Billion | -0.11pp |
| 2020-12-31 | 0.41% | $9.12 Million | $2.22 Billion | +0.22pp |
| 2019-12-31 | 0.19% | $4.43 Million | $2.32 Billion | -5.26pp |
| 2018-12-31 | 5.45% | $89.90 Million | $1.65 Billion | +5.14pp |
| 2017-12-31 | 0.31% | $3.97 Million | $1.28 Billion | -0.02pp |
| 2016-12-31 | 0.33% | $3.87 Million | $1.17 Billion | +0.14pp |
| 2015-12-31 | 0.19% | $2.39 Million | $1.23 Billion | -0.15pp |
| 2014-12-31 | 0.34% | $3.14 Million | $925.85 Million | +0.07pp |
| 2013-12-31 | 0.27% | $2.44 Million | $918.30 Million | +0.09pp |
| 2012-12-31 | 0.18% | $1.61 Million | $902.65 Million | -0.26pp |
| 2011-12-31 | 0.44% | $4.06 Million | $917.83 Million | -0.17pp |
| 2010-12-31 | 0.61% | $6.06 Million | $986.00 Million | +0.02pp |
| 2009-12-31 | 0.60% | $4.84 Million | $809.08 Million | -0.02pp |
| 2008-12-31 | 0.62% | $3.84 Million | $620.03 Million | +0.34pp |
| 2007-12-31 | 0.28% | $1.29 Million | $457.58 Million | +1.89pp |
| 2004-12-31 | -1.61% | $-2.64 Million | $164.05 Million | -- |