UTG Inc
UTG, Inc., an insurance holding company, provides individual life insurance products and services in the United States. Its individual life insurance includes the servicing of existing insurance business in-force; the acquisition of other companies in the insurance business; and the administration processing of life insurance business for other entities. In addition, the company offers reinsuranc… Read more
UTG Inc - Asset Resilience Ratio
UTG Inc (UTGN) has an Asset Resilience Ratio of 0.20% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2024)
This chart shows how UTG Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down UTG Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $999.89K | 0.2% |
| Total Liquid Assets | $999.89K | 0.20% |
Asset Resilience Insights
- Limited Liquidity: UTG Inc maintains only 0.20% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
UTG Inc Industry Peers by Asset Resilience Ratio
Compare UTG Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hubei Biocause Pharmaceutical
SHE:000627 |
Insurance - Life | 0.78% |
|
COFCO Capital Holdings Co Ltd
SHE:002423 |
Insurance - Life | 17.56% |
|
Samsung Life
KO:032830 |
Insurance - Life | 56.65% |
|
Tongyang Life
KO:082640 |
Insurance - Life | 64.40% |
|
Mirae Asset Life Insurance Co Ltd
KO:085620 |
Insurance - Life | 37.10% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Manulife Holdings Bhd
KLSE:1058 |
Insurance - Life | 48.30% |
|
Mercuries Life Insurance Co Ltd
TW:2867 |
Insurance - Life | 0.73% |
Annual Asset Resilience Ratio for UTG Inc (1995–2024)
The table below shows the annual Asset Resilience Ratio data for UTG Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.50% | $11.91 Million | $476.95 Million | -22.00pp |
| 2023-12-31 | 24.50% | $108.22 Million | $441.71 Million | -0.51pp |
| 2022-12-31 | 25.01% | $111.91 Million | $447.53 Million | -7.14pp |
| 2021-12-31 | 32.15% | $140.96 Million | $438.46 Million | -7.41pp |
| 2020-12-31 | 39.56% | $165.78 Million | $419.06 Million | -3.92pp |
| 2019-12-31 | 43.48% | $182.07 Million | $418.75 Million | +2.79pp |
| 2018-12-31 | 40.69% | $160.96 Million | $395.55 Million | -17.72pp |
| 2017-12-31 | 58.41% | $237.40 Million | $406.45 Million | -1.01pp |
| 2016-12-31 | 59.42% | $238.95 Million | $402.10 Million | -1.76pp |
| 2015-12-31 | 61.18% | $230.80 Million | $377.23 Million | +0.45pp |
| 2014-12-31 | 60.73% | $242.86 Million | $399.90 Million | +9.20pp |
| 2013-12-31 | 51.53% | $214.92 Million | $417.11 Million | +0.75pp |
| 2012-12-31 | 50.78% | $224.10 Million | $441.33 Million | +3.08pp |
| 2011-12-31 | 47.69% | $175.46 Million | $367.88 Million | +6.88pp |
| 2010-12-31 | 40.81% | $180.21 Million | $441.59 Million | +40.65pp |
| 2009-12-31 | 0.16% | $700.00K | $431.52 Million | -0.04pp |
| 2008-12-31 | 0.20% | $933.97K | $457.78 Million | +0.01pp |
| 2007-12-31 | 0.20% | $933.97K | $473.65 Million | +0.19pp |
| 2006-12-31 | 0.01% | $47.88K | $482.73 Million | 0.00pp |
| 2005-12-31 | 0.01% | $42.12K | $318.83 Million | +0.00pp |
| 2004-12-31 | 0.01% | $39.49K | $317.87 Million | +0.00pp |
| 2003-12-31 | 0.01% | $34.68K | $311.56 Million | -0.11pp |
| 2002-12-31 | 0.12% | $377.68K | $318.90 Million | -0.06pp |
| 2001-12-31 | 0.18% | $581.38K | $328.94 Million | -0.33pp |
| 2000-12-31 | 0.51% | $1.69 Million | $333.04 Million | -0.15pp |
| 1999-12-31 | 0.66% | $2.23 Million | $338.58 Million | +0.35pp |
| 1998-12-31 | 0.31% | $1.06 Million | $343.82 Million | -0.21pp |
| 1997-12-31 | 0.51% | $1.80 Million | $349.30 Million | +0.39pp |
| 1996-12-31 | 0.12% | $430.98K | $355.47 Million | +0.00pp |
| 1995-12-31 | 0.12% | $425.00K | $356.39 Million | -- |