Bank of Changsha Co., Ltd. provides various banking products and services to personal and business customers in China. The company operates through four segments: Corporate Business, Personal Banking, Fund Business, and Other Businesses. The Corporate Business segment offers deposits, loans, settlements, trade-related products and other services. The Personal Banking segment provides deposits, credit and debit cards, consumer credit cards, loans and mortgages, and personal asset management to individual customers. The Fund Business segment engages in interbank deposit/call, resale/repurchase, investment, foreign exchange trading, and other proprietary and agency businesses. The Other Businesses refer is involved in corporate, personal, and capital businesses. It also offers deposit services, such as corporate demand deposits, unit large deposit certificates, and unit foreign currency agreement deposit; loans services, including working capital, fixed asset, merger and acquisition, and commercial property loans; and investment banking comprising medium-term notes, targeted procurement network, asset-backed, project proceeds notes, debt financing instruments, syndicated loans, industrial financing tools, stock pledge structured financing for listed companies, employee stock ownership plan funding, leasing factoring, and financing guarantee. In addition, the company provides VAT electronic invoice, bill services, bank-enterprise direct connection, and unit settlement card; industrial and financial platform; and asset custody. The company was incorporated in 1997 and is headquartered in Changsha, China.