UPAY Inc
UPAY, Inc. provides a web-based client and loan administration software platform under the automated credit provider administration system (ACPAS) name to registered lenders in South Africa. The company offers a cloud-based loan origination software system that enables customers to grant loans, sell products, pay bills, or pay monthly subscriptions on terms. It also develops tailor-made web sites… Read more
Market Cap & Net Worth: UPAY Inc (UPYY)
UPAY Inc (OTCQB:UPYY) has a market capitalization of $12.25 Million ($12.25 Million) as of March 18, 2026. Listed on the OTCQB stock exchange, this USA-based company holds position #33189 globally and #10848 in its home market, demonstrating a 0.00% increase in market value over the past year.
Market capitalization, also known as net worth in stock markets, is calculated by multiplying UPAY Inc's stock price $0.70 by its total outstanding shares 17495211 (17.50 Million).
UPAY Inc Market Cap History: 2022 to 2025
UPAY Inc's market capitalization history from 2022 to 2025. Data shows growth from $17.50 Million to $12.25 Million (11.76% CAGR).
UPAY Inc Market Cap to Earnings & Revenue Ratios Timeline
This chart shows how UPAY Inc's valuation ratios have evolved. The Price to Sales (P/S) ratio compares market cap to revenue, while the Price to Earnings (P/E) ratio compares market cap to net income. Lower values may indicate a more undervalued company relative to its financial performance.
Latest Price to Sales (P/S) Ratio
17.12x
UPAY Inc's market cap is 17.12 times its annual revenue
1.97x
Higher than industry averageLatest Price to Earnings (P/E) Ratio
N/A
P/E ratio not applicable due to negative or zero earnings
What These Ratios Tell Investors:
- Price to Sales (P/S) Ratio: Shows how much investors are paying for each dollar of the company's sales. Lower P/S ratios may indicate undervaluation.
- Price to Earnings (P/E) Ratio: Shows how much investors are paying for each dollar of the company's earnings. This is one of the most common valuation metrics.
- Trends in these ratios over time can indicate changing investor sentiment about the company's future growth prospects.
- Industry comparison provides context for whether the company is valued higher or lower than peers.
| Year | Market Cap (USD) | Revenue (USD) | Net Income (USD) | P/S Ratio | P/E Ratio |
|---|---|---|---|---|---|
| 2022 | $17.50 Million | $1.46 Million | -$368.85K | 11.99x | N/A |
| 2023 | $12.25 Million | $1.36 Million | -$135.49K | 9.00x | N/A |
| 2024 | $17.50 Million | $1.39 Million | -$736.19K | 12.55x | N/A |
| 2025 | $12.25 Million | $715.27K | -$540.06K | 17.12x | N/A |
Competitor Companies of UPYY by Market Capitalization
Companies near UPAY Inc in the global market cap rankings as of March 18, 2026.
Key companies related to UPAY Inc by market ranking:
- SAP SE (PINK:SAPGF): Ranked #60 globally with a market cap of $238.59 Billion USD.
- Shopify Inc (NYSE:SHOP): Ranked #73 globally with a market cap of $196.50 Billion USD.
- Salesforce.com Inc (NYSE:CRM): Ranked #88 globally with a market cap of $178.05 Billion USD.
- Uber Technologies Inc (NYSE:UBER): Ranked #117 globally with a market cap of $150.35 Billion USD.
| Rank | Company | Symbol | Market Cap | Price |
|---|---|---|---|---|
| #60 | SAP SE | PINK:SAPGF | $238.59 Billion | $246.20 |
| #73 | Shopify Inc | NYSE:SHOP | $196.50 Billion | $161.08 |
| #88 | Salesforce.com Inc | NYSE:CRM | $178.05 Billion | $195.31 |
| #117 | Uber Technologies Inc | NYSE:UBER | $150.35 Billion | $77.79 |
UPAY Inc Historical Marketcap From 2022 to 2025
Between 2022 and today, UPAY Inc's market cap moved from $17.50 Million to $ 12.25 Million, with a yearly change of 11.76%.
| Year | Market Cap | Change (%) |
|---|---|---|
| 2025 | $12.25 Million | -30.00% |
| 2024 | $17.50 Million | +42.86% |
| 2023 | $12.25 Million | -30.00% |
| 2022 | $17.50 Million | -- |
End of Day Market Cap According to Different Sources
On Mar 18th, 2026 the market cap of UPAY Inc was reported to be:
| Source | Market Cap |
|---|---|
| Yahoo Finance | $12.25 Million USD |
| MoneyControl | $12.25 Million USD |
| MarketWatch | $12.25 Million USD |
| marketcap.company | $12.25 Million USD |
| Reuters | $12.25 Million USD |
Market cap values may vary slightly between sources due to differences in calculation methods, timing, and data refresh rates.