Judo Capital Holdings Ltd

AU:JDO Australia Banks - Regional
Market Cap
$1.02 Billion
AU$1.65 Billion AUD
Market Cap Rank
#7849 Global
#81 in Australia
Share Price
AU$1.47
Change (1 day)
-2.33%
52-Week Range
AU$1.38 - AU$1.92
All Time High
AU$2.48
About

Judo Capital Holdings Limited, through its subsidiaries, engages in the provision of various banking products and services for small and medium businesses in Australia. The company provides personal, self-managed super fund (SMSF), and business term deposits. It also offers line of credit, business, equipment, home, and agribusiness loans, as well as healthcare and asset financing. In addition, i… Read more

Judo Capital Holdings Ltd (JDO) - Net Assets

Latest net assets as of December 2025: AU$1.73 Billion AUD

Based on the latest financial reports, Judo Capital Holdings Ltd (JDO) has net assets worth AU$1.73 Billion AUD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$16.06 Billion) and total liabilities (AU$14.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$1.73 Billion
% of Total Assets 10.74%
Annual Growth Rate 42.96%
5-Year Change -56.91%
10-Year Change N/A
Growth Volatility 231.78

Judo Capital Holdings Ltd - Net Assets Trend (2019–2025)

This chart illustrates how Judo Capital Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Judo Capital Holdings Ltd (2019–2025)

The table below shows the annual net assets of Judo Capital Holdings Ltd from 2019 to 2025.

Year Net Assets Change
2025-06-30 AU$1.69 Billion +7.75%
2024-06-30 AU$1.57 Billion +5.97%
2023-06-30 AU$1.48 Billion -73.47%
2022-06-30 AU$5.57 Billion +42.26%
2021-06-30 AU$3.91 Billion +620.79%
2020-06-30 AU$543.02 Million +175.00%
2019-06-30 AU$197.46 Million --

Equity Component Analysis

This analysis shows how different components contribute to Judo Capital Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 19983700000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings AU$148.40 Million 8.80%
Common Stock AU$1.54 Billion 91.09%
Other Comprehensive Income AU$1.90 Million 0.11%
Total Equity AU$1.69 Billion 100.00%

Judo Capital Holdings Ltd Competitors by Market Cap

The table below lists competitors of Judo Capital Holdings Ltd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Judo Capital Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,565,300,000 to 1,686,600,000, a change of 121,300,000 (7.7%).
  • Net income of 86,400,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 20,700,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$86.40 Million +5.12%
Other Comprehensive Income AU$20.70 Million +1.23%
Other Changes AU$14.20 Million +0.84%
Total Change AU$- 7.75%

Book Value vs Market Value Analysis

This analysis compares Judo Capital Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.03x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 8.21x to 1.03x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2019-06-30 AU$0.18 AU$1.47 x
2020-06-30 AU$0.49 AU$1.47 x
2021-06-30 AU$1.23 AU$1.47 x
2022-06-30 AU$1.40 AU$1.47 x
2023-06-30 AU$1.27 AU$1.47 x
2024-06-30 AU$1.29 AU$1.47 x
2025-06-30 AU$1.43 AU$1.47 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Judo Capital Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 5.12%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 8.13%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 8.88x
  • Recent ROE (5.12%) is above the historical average (-1.06%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2019 -14.16% -413.70% 0.02x 1.99x AU$-47.71 Million
2020 -9.36% -96.53% 0.02x 4.50x AU$-105.15 Million
2021 2.11% 21.87% 0.02x 5.48x AU$-107.45 Million
2022 -0.55% -4.92% 0.02x 6.70x AU$-148.16 Million
2023 4.97% 12.66% 0.05x 8.23x AU$-74.31 Million
2024 4.47% 21.40% 0.02x 8.43x AU$-86.63 Million
2025 5.12% 8.13% 0.07x 8.88x AU$-82.26 Million

Industry Comparison

This section compares Judo Capital Holdings Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $5,118,470,904
  • Average return on equity (ROE) among peers: 3.63%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Judo Capital Holdings Ltd (JDO) AU$1.73 Billion -14.16% 8.31x $875.01 Million
Auswide Bank Ltd (ABA) $79.81 Million 0.07% 9.55x $125.43 Million
BNK Banking Corporation Ltd (BBC) $220.87 Million -0.18% 0.00x $10.98 Million
Bendigo and Adelaide Bank Ltd (BEN) $288.36 Million 7.39% 16.04x $3.49 Billion
BSP Financial Group Ltd (BFL) $29.94 Billion 3.59% 0.02x $1.53 Billion
Bank of Queensland Ltd (BOQ) $66.21 Million 10.91% 0.95x $2.76 Billion
Mystate Ltd (MYS) $120.20 Million 0.00% 13.20x $427.20 Million