Peppermint Innovation Ltd
Peppermint Innovation Limited engages in the development and commercialization of mobile banking, payment, and remittance platforms in the Philippines and Australia. It operates through Mobile banking and Payment Services; and AI/CX services. The company's products include Bizmoto, a mobile payment system; BizmoTinda, an e-commerce platform accessible to agents, merchants, and consumers; BizmoGo … Read more
Peppermint Innovation Ltd (PIL) - Net Assets
Latest net assets as of June 2025: AU$-964.31K AUD
Based on the latest financial reports, Peppermint Innovation Ltd (PIL) has net assets worth AU$-964.31K AUD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$933.73K) and total liabilities (AU$1.90 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$-964.31K |
| % of Total Assets | -103.28% |
| Annual Growth Rate | N/A |
| 5-Year Change | -140.16% |
| 10-Year Change | -145.29% |
| Growth Volatility | 97.99 |
Peppermint Innovation Ltd - Net Assets Trend (2008–2025)
This chart illustrates how Peppermint Innovation Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Peppermint Innovation Ltd (2008–2025)
The table below shows the annual net assets of Peppermint Innovation Ltd from 2008 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | AU$-964.31K | -312.88% |
| 2024-06-30 | AU$452.98K | -82.99% |
| 2023-06-30 | AU$2.66 Million | -47.70% |
| 2022-06-30 | AU$5.09 Million | +112.07% |
| 2021-06-30 | AU$2.40 Million | +220.67% |
| 2020-06-30 | AU$-1.99 Million | -77.72% |
| 2019-06-30 | AU$-1.12 Million | -21840.92% |
| 2018-06-30 | AU$-5.10K | -100.95% |
| 2017-06-30 | AU$539.20K | -74.67% |
| 2016-06-30 | AU$2.13 Million | +57.31% |
| 2015-06-30 | AU$1.35 Million | -70.23% |
| 2014-06-30 | AU$4.55 Million | -23.91% |
| 2013-06-30 | AU$5.97 Million | +72.84% |
| 2012-06-30 | AU$3.46 Million | +26.26% |
| 2011-06-30 | AU$2.74 Million | -45.24% |
| 2010-06-30 | AU$5.00 Million | -10.01% |
| 2009-06-30 | AU$5.56 Million | -0.17% |
| 2008-06-30 | AU$5.56 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Peppermint Innovation Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2868538700.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | AU$28.72 Million | % |
| Other Comprehensive Income | AU$-918.48K | % |
| Total Equity | AU$-964.31K | 100.00% |
Peppermint Innovation Ltd Competitors by Market Cap
The table below lists competitors of Peppermint Innovation Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PT Toba Surimi Industries Tbk
JK:CRAB
|
$4.37 Million |
|
SimFabric S.A.
WAR:SIM
|
$4.37 Million |
|
SECUREKLOUD TECHNOLOGIES LIMITED
NSE:SECURKLOUD
|
$4.37 Million |
|
PASSAT S.A. INH. EO 050
F:6JF
|
$4.37 Million |
|
Humax Holdings Co. Ltd
KQ:028080
|
$4.37 Million |
|
7KU
F:7KU
|
$4.37 Million |
|
Afarak Group Oyj
HE:AFAGR
|
$4.37 Million |
|
ArcWest Exploration Inc
PINK:SJRNF
|
$4.37 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Peppermint Innovation Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 452,979 to -964,309, a change of -1,417,288 (-312.9%).
- Net loss of 1,718,153 reduced equity.
- New share issuances of 1,000,000 increased equity.
- Other comprehensive income decreased equity by 2,151,816.
- Other factors increased equity by 1,452,681.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$-1.72 Million | -178.17% |
| Share Issuances | AU$1.00 Million | +103.7% |
| Other Comprehensive Income | AU$-2.15 Million | -223.15% |
| Other Changes | AU$1.45 Million | +150.64% |
| Total Change | AU$- | -312.88% |
Book Value vs Market Value Analysis
This analysis compares Peppermint Innovation Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-06-30 | AU$0.00 | AU$0.00 | x |
| 2009-06-30 | AU$0.09 | AU$0.00 | x |
| 2010-06-30 | AU$0.08 | AU$0.00 | x |
| 2011-06-30 | AU$0.04 | AU$0.00 | x |
| 2012-06-30 | AU$0.05 | AU$0.00 | x |
| 2013-06-30 | AU$0.04 | AU$0.00 | x |
| 2014-06-30 | AU$0.02 | AU$0.00 | x |
| 2015-06-30 | AU$0.00 | AU$0.00 | x |
| 2016-06-30 | AU$0.00 | AU$0.00 | x |
| 2017-06-30 | AU$0.00 | AU$0.00 | x |
| 2018-06-30 | AU$0.00 | AU$0.00 | x |
| 2019-06-30 | AU$0.00 | AU$0.00 | x |
| 2020-06-30 | AU$0.00 | AU$0.00 | x |
| 2021-06-30 | AU$0.00 | AU$0.00 | x |
| 2022-06-30 | AU$0.00 | AU$0.00 | x |
| 2023-06-30 | AU$0.00 | AU$0.00 | x |
| 2024-06-30 | AU$0.00 | AU$0.00 | x |
| 2025-06-30 | AU$0.00 | AU$0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Peppermint Innovation Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -552.70%
- • Asset Turnover: 0.33x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-135.97%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -1.48% | -248.76% | 0.01x | 1.03x | AU$-638.56K |
| 2009 | -5.09% | -163.55% | 0.03x | 1.01x | AU$-838.47K |
| 2010 | -23.73% | -1163.05% | 0.02x | 1.02x | AU$-1.69 Million |
| 2011 | -88.31% | -100349.77% | 0.00x | 1.04x | AU$-2.69 Million |
| 2012 | -34.93% | -5031.13% | 0.01x | 1.26x | AU$-1.55 Million |
| 2013 | -65.36% | -11833.35% | 0.01x | 1.07x | AU$-4.50 Million |
| 2014 | -61.35% | -6338.57% | 0.01x | 1.05x | AU$-3.24 Million |
| 2015 | -321.70% | -12817.66% | 0.02x | 1.09x | AU$-4.49 Million |
| 2016 | -413.24% | -1450.73% | 0.27x | 1.07x | AU$-9.01 Million |
| 2017 | -296.66% | -158.77% | 1.67x | 1.12x | AU$-1.65 Million |
| 2018 | 0.00% | -196.33% | 2.61x | 0.00x | AU$-1.74 Million |
| 2019 | 0.00% | -314.50% | 3.58x | 0.00x | AU$-2.03 Million |
| 2020 | 0.00% | -60.61% | 6.34x | 0.00x | AU$-1.49 Million |
| 2021 | -118.00% | -146.17% | 0.54x | 1.50x | AU$-3.07 Million |
| 2022 | -70.58% | -273.76% | 0.23x | 1.14x | AU$-4.10 Million |
| 2023 | -91.57% | -648.15% | 0.11x | 1.30x | AU$-2.70 Million |
| 2024 | -855.39% | -444.26% | 0.55x | 3.52x | AU$-3.92 Million |
| 2025 | 0.00% | -552.70% | 0.33x | 0.00x | AU$-1.62 Million |
Industry Comparison
This section compares Peppermint Innovation Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $168,656,596
- Average return on equity (ROE) among peers: -52.21%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Peppermint Innovation Ltd (PIL) | AU$-964.31K | -1.48% | N/A | $4.37 Million |
| Acusensus Ltd (ACE) | $2.70 Million | -46.46% | 0.26x | $96.85 Million |
| Adslot Ltd (ADS) | $2.04 Million | 9.60% | 1.17x | $1.56 Million |
| Archtis Ltd (AR9) | $6.81 Million | -54.69% | 0.31x | $14.43 Million |
| Adveritas Ltd (AV1) | $7.58 Million | -125.18% | 0.27x | $27.64 Million |
| Beforepay Group Ltd (B4P) | $32.63 Million | -89.31% | 0.77x | $30.18 Million |
| Beonic Ltd (BEO) | $7.06 Million | -149.30% | 2.27x | $2.48 Million |
| Cuscal Ltd (CCL) | $1.60 Billion | 28.06% | 2.48x | $419.52 Million |
| Aucyber Ltd (CYB) | $24.90 Million | -85.46% | 0.36x | $65.69K |
| Decidr Ai Industries Ltd (DAI) | $-213.59K | 0.00% | 0.00x | $20.72 Million |
| Dropsuite Ltd (DSE) | $2.95 Million | -9.33% | 0.03x | $185.00 Million |