BANQUP GROUP
Banqup Group SA, a fintech company, operates and develops a cloud-based platform for administrative and financial services in Belgium and internationally. Its platform allows connections between its customers, suppliers, their customers, and other parties in the financial supply chain. The company operates through three segments: Digital Services, Traditional Communications Services, and Corporat… Read more
BANQUP GROUP (BANQ) - Net Assets
Latest net assets as of December 2024: €148.26 Million EUR
Based on the latest financial reports, BANQUP GROUP (BANQ) has net assets worth €148.26 Million EUR as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€323.28 Million) and total liabilities (€175.03 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €148.26 Million |
| % of Total Assets | 45.86% |
| Annual Growth Rate | 31.44% |
| 5-Year Change | -11.85% |
| 10-Year Change | 840.76% |
| Growth Volatility | 181.93 |
BANQUP GROUP - Net Assets Trend (2011–2024)
This chart illustrates how BANQUP GROUP's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BANQUP GROUP (2011–2024)
The table below shows the annual net assets of BANQUP GROUP from 2011 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €148.26 Million | +95.31% |
| 2023-12-31 | €75.91 Million | -52.04% |
| 2022-12-31 | €158.29 Million | -19.42% |
| 2021-12-31 | €196.43 Million | +16.79% |
| 2020-12-31 | €168.20 Million | +976.12% |
| 2019-12-31 | €-19.20 Million | -552.78% |
| 2018-12-31 | €4.24 Million | -59.67% |
| 2017-12-31 | €10.51 Million | +25.11% |
| 2016-12-31 | €8.40 Million | -46.68% |
| 2015-12-31 | €15.76 Million | +225.50% |
| 2013-12-31 | €4.84 Million | +0.09% |
| 2012-12-31 | €4.84 Million | +14.14% |
| 2011-12-31 | €4.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BANQUP GROUP's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 31354.1% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | €329.24 Million | 223.21% |
| Other Comprehensive Income | €-17.63 Million | -11.95% |
| Other Components | €492.00K | 0.33% |
| Total Equity | €147.50 Million | 100.00% |
BANQUP GROUP Competitors by Market Cap
The table below lists competitors of BANQUP GROUP ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DENISON MINES (IUQ.SG)
STU:IUQ
|
$32.78K |
|
Hanwha REIT Co. Ltd.
KO:451800
|
$32.78K |
|
Apostle Dundas Global Equity Fund - Class D Units (Managed Fund)
AU:ADEF
|
$32.83K |
|
Visang Education Inc.
KQ:100220
|
$32.84K |
|
EUCA4F
SA:EUCA4F
|
$32.70K |
|
Hansung Enterprise Co. Ltd.
KQ:003680
|
$32.69K |
|
Bata Pakistan Ltd
KAR:BATA
|
$32.66K |
|
Coloseum Holding a.s.
PR:COLOS
|
$32.56K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BANQUP GROUP's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 75,411,000 to 147,500,000, a change of 72,089,000 (95.6%).
- Net income of 71,031,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 2,003,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €71.03 Million | +48.16% |
| Other Comprehensive Income | €2.00 Million | +1.36% |
| Other Changes | €-945.00K | -0.64% |
| Total Change | €- | 95.59% |
Book Value vs Market Value Analysis
This analysis compares BANQUP GROUP's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.86x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.05x to 0.86x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | €64.61 | €3.45 | x |
| 2012-12-31 | €64.60 | €3.45 | x |
| 2013-12-31 | €6.47 | €3.45 | x |
| 2015-12-31 | €2.67 | €3.45 | x |
| 2016-12-31 | €0.77 | €3.45 | x |
| 2017-12-31 | €0.50 | €3.45 | x |
| 2018-12-31 | €0.20 | €3.45 | x |
| 2019-12-31 | €-0.91 | €3.45 | x |
| 2020-12-31 | €5.52 | €3.45 | x |
| 2021-12-31 | €5.99 | €3.45 | x |
| 2022-12-31 | €4.57 | €3.45 | x |
| 2023-12-31 | €2.11 | €3.45 | x |
| 2024-12-31 | €4.03 | €3.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BANQUP GROUP utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 48.16%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 85.02%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 2.19x
- Recent ROE (48.16%) is above the historical average (-20.48%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2011 | 4.75% | 0.00% | 0.00x | 1.02x | €-222.34K |
| 2012 | -0.02% | 0.00% | 0.00x | 1.15x | €-424.57K |
| 2013 | 0.10% | 0.00% | 0.00x | 1.15x | €-419.90K |
| 2015 | 0.37% | 20.40% | 0.02x | 1.11x | €-1.48 Million |
| 2016 | -7.87% | -78.77% | 0.04x | 2.59x | €-1.50 Million |
| 2017 | 5.64% | 2.53% | 0.72x | 3.08x | €-458.30K |
| 2018 | -145.40% | -22.32% | 0.44x | 14.71x | €-6.59 Million |
| 2019 | 0.00% | -35.39% | 0.62x | 0.00x | €-22.51 Million |
| 2020 | -20.11% | -48.99% | 0.28x | 1.47x | €-50.56 Million |
| 2021 | -13.04% | -15.00% | 0.54x | 1.62x | €-45.19 Million |
| 2022 | -27.56% | -22.80% | 0.56x | 2.15x | €-59.34 Million |
| 2023 | -111.26% | -43.84% | 0.69x | 3.69x | €-91.44 Million |
| 2024 | 48.16% | 85.02% | 0.26x | 2.19x | €56.28 Million |
Industry Comparison
This section compares BANQUP GROUP's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $40,912,500
- Average return on equity (ROE) among peers: 2.82%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BANQUP GROUP (BANQ) | €148.26 Million | 4.75% | 1.18x | $32.77K |
| Global Graphics PLC (HYSG) | $71.31 Million | 0.00% | 0.89x | $20.42 Million |
| Unifiedpost Group SA (UPG) | $10.51 Million | 5.64% | 2.08x | $99.48 Million |