Ringkjoebing Landbobank A/S
Ringkjøbing Landbobank A/S provides various financial products and services in Denmark. It offers various deposit products; loans, credits, and guarantees; investment products; insurance and pension; and a range of financial services, including asset and investment management, and payment handling services. The company also provides mortgages loans; securities trading; custody accounts; online an… Read more
Ringkjoebing Landbobank A/S (RILBA) - Net Assets
Latest net assets as of December 2025: Dkr11.57 Billion DKK
Based on the latest financial reports, Ringkjoebing Landbobank A/S (RILBA) has net assets worth Dkr11.57 Billion DKK as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr86.31 Billion) and total liabilities (Dkr74.74 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr11.57 Billion |
| % of Total Assets | 13.4% |
| Annual Growth Rate | 11.66% |
| 5-Year Change | 32.62% |
| 10-Year Change | 225.43% |
| Growth Volatility | 16.49 |
Ringkjoebing Landbobank A/S - Net Assets Trend (2000–2025)
This chart illustrates how Ringkjoebing Landbobank A/S's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Ringkjoebing Landbobank A/S (2000–2025)
The table below shows the annual net assets of Ringkjoebing Landbobank A/S from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr11.57 Billion | +4.84% |
| 2024-12-31 | Dkr11.03 Billion | +5.58% |
| 2023-12-31 | Dkr10.45 Billion | +12.44% |
| 2022-12-31 | Dkr9.29 Billion | +6.56% |
| 2021-12-31 | Dkr8.72 Billion | +7.08% |
| 2020-12-31 | Dkr8.15 Billion | +7.04% |
| 2019-12-31 | Dkr7.61 Billion | +5.86% |
| 2018-12-31 | Dkr7.19 Billion | +88.34% |
| 2017-12-31 | Dkr3.82 Billion | +7.38% |
| 2016-12-31 | Dkr3.55 Billion | +7.84% |
| 2015-12-31 | Dkr3.30 Billion | +6.37% |
| 2014-12-31 | Dkr3.10 Billion | +6.81% |
| 2013-12-31 | Dkr2.90 Billion | +8.41% |
| 2012-12-31 | Dkr2.68 Billion | +7.77% |
| 2011-12-31 | Dkr2.48 Billion | +7.39% |
| 2010-12-31 | Dkr2.31 Billion | +12.48% |
| 2009-12-31 | Dkr2.06 Billion | +15.18% |
| 2008-12-31 | Dkr1.78 Billion | +0.35% |
| 2007-12-31 | Dkr1.78 Billion | +3.96% |
| 2006-12-31 | Dkr1.71 Billion | +12.94% |
| 2005-12-31 | Dkr1.51 Billion | +10.38% |
| 2004-12-31 | Dkr1.37 Billion | +19.07% |
| 2003-12-31 | Dkr1.15 Billion | +11.43% |
| 2002-12-31 | Dkr1.03 Billion | +30.33% |
| 2001-12-31 | Dkr793.53 Million | +8.03% |
| 2000-12-31 | Dkr734.58 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Ringkjoebing Landbobank A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1154256600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr11.54 Billion | 99.78% |
| Common Stock | Dkr25.39 Million | 0.22% |
| Total Equity | Dkr11.57 Billion | 100.00% |
Ringkjoebing Landbobank A/S Competitors by Market Cap
The table below lists competitors of Ringkjoebing Landbobank A/S ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CMS ENERGY PRF.SH.C DL25
F:CSG0
|
$4.53 Billion |
|
Asia Potash International Investment Guangzhou Co Ltd
SHE:000893
|
$4.53 Billion |
|
RINGK.LANDBOBK DK 1
F:CJ2
|
$4.54 Billion |
|
Amundi S.A.
LSE:0RDX
|
$4.54 Billion |
|
China Satellite Communications Co Ltd
SHG:601698
|
$4.53 Billion |
|
Millrose Properties, Inc.
NYSE:MRP
|
$4.53 Billion |
|
Energy Fuels Inc
NYSE MKT:UUUU
|
$4.52 Billion |
|
Bank Ozk
NASDAQ:OZK
|
$4.52 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ringkjoebing Landbobank A/S's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 11,034,270,000 to 11,567,958,000, a change of 533,688,000 (4.8%).
- Net income of 2,313,411,000 contributed positively to equity growth.
- Other factors decreased equity by 1,779,723,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr2.31 Billion | +20.0% |
| Other Changes | Dkr-1.78 Billion | -15.38% |
| Total Change | Dkr- | 4.84% |
Book Value vs Market Value Analysis
This analysis compares Ringkjoebing Landbobank A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.16x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 28.84x to 3.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | Dkr51.98 | Dkr1499.00 | x |
| 2005-12-31 | Dkr57.38 | Dkr1499.00 | x |
| 2006-12-31 | Dkr64.80 | Dkr1499.00 | x |
| 2007-12-31 | Dkr70.58 | Dkr1499.00 | x |
| 2008-12-31 | Dkr69.44 | Dkr1499.00 | x |
| 2009-12-31 | Dkr81.58 | Dkr1499.00 | x |
| 2010-12-31 | Dkr91.93 | Dkr1499.00 | x |
| 2011-12-31 | Dkr98.54 | Dkr1499.00 | x |
| 2012-12-31 | Dkr110.49 | Dkr1499.00 | x |
| 2013-12-31 | Dkr121.45 | Dkr1499.00 | x |
| 2014-12-31 | Dkr132.80 | Dkr1499.00 | x |
| 2015-12-31 | Dkr144.28 | Dkr1499.00 | x |
| 2016-12-31 | Dkr159.16 | Dkr1499.00 | x |
| 2017-12-31 | Dkr168.89 | Dkr1499.00 | x |
| 2018-12-31 | Dkr269.52 | Dkr1499.00 | x |
| 2019-12-31 | Dkr260.36 | Dkr1499.00 | x |
| 2020-12-31 | Dkr280.24 | Dkr1499.00 | x |
| 2021-12-31 | Dkr306.79 | Dkr1499.00 | x |
| 2022-12-31 | Dkr337.34 | Dkr1499.00 | x |
| 2023-12-31 | Dkr378.92 | Dkr1499.00 | x |
| 2024-12-31 | Dkr422.70 | Dkr1499.00 | x |
| 2025-12-31 | Dkr475.11 | Dkr1499.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ringkjoebing Landbobank A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.00%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.30%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.46x
- Recent ROE (20.00%) is above the historical average (15.93%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 13.02% | 24.55% | 0.09x | 5.90x | Dkr22.21 Million |
| 2001 | 13.50% | 23.72% | 0.09x | 6.06x | Dkr27.80 Million |
| 2002 | 14.25% | 28.59% | 0.09x | 5.80x | Dkr43.95 Million |
| 2003 | 19.97% | 37.56% | 0.08x | 6.54x | Dkr114.88 Million |
| 2004 | 15.61% | 37.56% | 0.06x | 6.89x | Dkr77.01 Million |
| 2005 | 17.47% | 37.14% | 0.05x | 8.82x | Dkr113.12 Million |
| 2006 | 25.27% | 81.81% | 0.03x | 10.09x | Dkr261.30 Million |
| 2007 | 31.59% | 44.96% | 0.06x | 11.04x | Dkr383.92 Million |
| 2008 | 13.45% | 18.02% | 0.07x | 10.09x | Dkr61.52 Million |
| 2009 | 11.29% | 19.56% | 0.07x | 8.72x | Dkr26.50 Million |
| 2010 | 11.11% | 24.75% | 0.06x | 7.89x | Dkr25.64 Million |
| 2011 | 19.10% | 46.76% | 0.06x | 7.07x | Dkr226.01 Million |
| 2012 | 12.26% | 30.59% | 0.06x | 6.61x | Dkr60.38 Million |
| 2013 | 12.33% | 35.14% | 0.05x | 6.75x | Dkr67.55 Million |
| 2014 | 14.39% | 39.53% | 0.05x | 6.85x | Dkr136.00 Million |
| 2015 | 13.92% | 43.71% | 0.05x | 6.79x | Dkr129.06 Million |
| 2016 | 15.18% | 49.21% | 0.05x | 6.82x | Dkr184.03 Million |
| 2017 | 15.42% | 51.95% | 0.04x | 6.76x | Dkr206.95 Million |
| 2018 | 9.23% | 38.21% | 0.03x | 6.91x | Dkr-55.68 Million |
| 2019 | 12.86% | 42.41% | 0.04x | 6.96x | Dkr217.28 Million |
| 2020 | 11.29% | 39.96% | 0.04x | 6.73x | Dkr105.13 Million |
| 2021 | 14.09% | 48.14% | 0.04x | 6.92x | Dkr357.00 Million |
| 2022 | 16.08% | 50.03% | 0.04x | 7.42x | Dkr565.42 Million |
| 2023 | 20.62% | 46.74% | 0.06x | 7.03x | Dkr1.11 Billion |
| 2024 | 20.85% | 44.07% | 0.07x | 7.13x | Dkr1.20 Billion |
| 2025 | 20.00% | 46.30% | 0.06x | 7.46x | Dkr1.16 Billion |
Industry Comparison
This section compares Ringkjoebing Landbobank A/S's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $730,778,800
- Average return on equity (ROE) among peers: 5.59%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ringkjoebing Landbobank A/S (RILBA) | Dkr11.57 Billion | 13.02% | 6.46x | $4.53 Billion |
| P/F BankNordik (BNORDIK-CSE) | $1.77 Billion | -12.51% | 8.20x | $69.40 Million |
| Djurslands Bank (DJUR) | $680.71 Million | 5.40% | 8.62x | $347.29 Million |
| FOBANK (FOBANK) | $1.56 Billion | 10.93% | 5.47x | $358.19K |
| Fynske Bank A/S (FYNBK) | $338.39 Million | 0.00% | 4.67x | $49.79 Million |
| Groenlandsbanken AS (GRLA) | $648.72 Million | 10.37% | 4.62x | $191.62 Million |
| Hvidbjerg Bank (HVID) | $38.77 Million | 12.22% | 8.11x | $41.17 Million |
| Kreditbanken A/S (KRE) | $350.31 Million | 14.22% | 5.39x | $143.90 Million |
| Laan & Spar Bank AS (LASP) | $929.87 Million | 7.71% | 12.50x | $464.28 Million |
| Lollands Bank (LOLB) | $334.86 Million | -5.87% | 7.04x | $85.53 Million |
| Moens Bank A/S (MNBA) | $657.78 Million | 13.39% | 5.99x | $84.72 Million |