Tryg A/S
Tryg A/S, together with its subsidiaries, engages in the provision of insurance products and services to private, small and medium sized commercial, and corporate customers in Denmark, the United States, rest of Nordic, Luxembourg, the United Kingdom, and internationally. It operates through Private and Commercial segments. The company offers insurance products, such as motor, content, house, acc… Read more
Tryg A/S (TRYG) - Net Assets
Latest net assets as of December 2025: Dkr39.62 Billion DKK
Based on the latest financial reports, Tryg A/S (TRYG) has net assets worth Dkr39.62 Billion DKK as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr103.67 Billion) and total liabilities (Dkr64.05 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr39.62 Billion |
| % of Total Assets | 38.22% |
| Annual Growth Rate | 10.16% |
| 5-Year Change | -19.16% |
| 10-Year Change | 319.83% |
| Growth Volatility | 61.76 |
Tryg A/S - Net Assets Trend (2002–2025)
This chart illustrates how Tryg A/S's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Tryg A/S (2002–2025)
The table below shows the annual net assets of Tryg A/S from 2002 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr39.62 Billion | +1.94% |
| 2024-12-31 | Dkr38.86 Billion | -3.68% |
| 2023-12-31 | Dkr40.35 Billion | -5.06% |
| 2022-12-31 | Dkr42.50 Billion | -13.28% |
| 2021-12-31 | Dkr49.01 Billion | +299.60% |
| 2020-12-31 | Dkr12.26 Billion | +1.49% |
| 2019-12-31 | Dkr12.08 Billion | +6.62% |
| 2018-12-31 | Dkr11.33 Billion | -10.16% |
| 2017-12-31 | Dkr12.62 Billion | +33.69% |
| 2016-12-31 | Dkr9.44 Billion | -4.01% |
| 2015-12-31 | Dkr9.83 Billion | -11.58% |
| 2014-12-31 | Dkr11.12 Billion | +0.11% |
| 2013-12-31 | Dkr11.11 Billion | +1.17% |
| 2012-12-31 | Dkr10.98 Billion | +21.89% |
| 2011-12-31 | Dkr9.01 Billion | +6.49% |
| 2010-12-31 | Dkr8.46 Billion | -12.50% |
| 2009-12-31 | Dkr9.67 Billion | +17.25% |
| 2008-12-31 | Dkr8.24 Billion | -17.64% |
| 2007-12-31 | Dkr10.01 Billion | +0.59% |
| 2006-12-31 | Dkr9.95 Billion | +21.13% |
| 2005-12-31 | Dkr8.21 Billion | +20.77% |
| 2004-12-31 | Dkr6.80 Billion | +26.81% |
| 2003-12-31 | Dkr5.36 Billion | +25.39% |
| 2002-12-31 | Dkr4.28 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Tryg A/S's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3161400000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr31.61 Billion | 79.80% |
| Common Stock | Dkr3.06 Billion | 7.72% |
| Other Comprehensive Income | Dkr3.29 Billion | 8.31% |
| Other Components | Dkr1.66 Billion | 4.18% |
| Total Equity | Dkr39.62 Billion | 100.00% |
Tryg A/S Competitors by Market Cap
The table below lists competitors of Tryg A/S ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Corebridge Financial Inc.
NYSE:CRBG
|
$6.55 Billion |
|
First American Corporation
NYSE:FAF
|
$6.55 Billion |
|
Zoomlion Heavy Industry Science and Technology Co. Ltd
F:8CZ
|
$6.57 Billion |
|
Avic Shenyang Aircraft Co Ltd
SHG:600760
|
$6.57 Billion |
|
FIRSTCASH HLDGS INC.DL-01
F:FF60
|
$6.54 Billion |
|
Installed Building Products Inc
NYSE:IBP
|
$6.54 Billion |
|
Essential Properties Realty Trust Inc
NYSE:EPRT
|
$6.53 Billion |
|
Shannon Semiconductor Technology Co Ltd
SHE:300475
|
$6.53 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Tryg A/S's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 38,863,000,000 to 39,619,000,000, a change of 756,000,000 (1.9%).
- Net income of 5,338,000,000 contributed positively to equity growth.
- Dividend payments of 4,972,000,000 reduced retained earnings.
- Share repurchases of 1,803,000,000 reduced equity.
- Other comprehensive income increased equity by 1,565,000,000.
- Other factors increased equity by 628,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr5.34 Billion | +13.47% |
| Dividends Paid | Dkr4.97 Billion | -12.55% |
| Share Repurchases | Dkr1.80 Billion | -4.55% |
| Other Comprehensive Income | Dkr1.56 Billion | +3.95% |
| Other Changes | Dkr628.00 Million | +1.59% |
| Total Change | Dkr- | 1.95% |
Book Value vs Market Value Analysis
This analysis compares Tryg A/S's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.39x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 10.04x to 2.39x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | Dkr15.57 | Dkr156.40 | x |
| 2005-12-31 | Dkr18.80 | Dkr156.40 | x |
| 2006-12-31 | Dkr22.84 | Dkr156.40 | x |
| 2007-12-31 | Dkr23.03 | Dkr156.40 | x |
| 2008-12-31 | Dkr19.39 | Dkr156.40 | x |
| 2009-12-31 | Dkr23.71 | Dkr156.40 | x |
| 2010-12-31 | Dkr21.08 | Dkr156.40 | x |
| 2011-12-31 | Dkr23.21 | Dkr156.40 | x |
| 2012-12-31 | Dkr28.15 | Dkr156.40 | x |
| 2013-12-31 | Dkr28.69 | Dkr156.40 | x |
| 2014-12-31 | Dkr29.56 | Dkr156.40 | x |
| 2015-12-31 | Dkr26.84 | Dkr156.40 | x |
| 2016-12-31 | Dkr26.29 | Dkr156.40 | x |
| 2017-12-31 | Dkr35.18 | Dkr156.40 | x |
| 2018-12-31 | Dkr29.20 | Dkr156.40 | x |
| 2019-12-31 | Dkr31.15 | Dkr156.40 | x |
| 2020-12-31 | Dkr31.64 | Dkr156.40 | x |
| 2021-12-31 | Dkr150.77 | Dkr156.40 | x |
| 2022-12-31 | Dkr65.69 | Dkr156.40 | x |
| 2023-12-31 | Dkr64.61 | Dkr156.40 | x |
| 2024-12-31 | Dkr63.44 | Dkr156.40 | x |
| 2025-12-31 | Dkr65.35 | Dkr156.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Tryg A/S utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.47%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.90%
- • Asset Turnover: 0.40x
- • Equity Multiplier: 2.62x
- Recent ROE (13.47%) is below the historical average (17.77%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 20.89% | 8.83% | 0.43x | 5.56x | Dkr740.80 Million |
| 2005 | 25.53% | 12.28% | 0.42x | 4.97x | Dkr1.28 Billion |
| 2006 | 32.27% | 19.32% | 0.39x | 4.30x | Dkr2.22 Billion |
| 2007 | 22.65% | 14.16% | 0.37x | 4.38x | Dkr1.27 Billion |
| 2008 | 10.26% | 5.05% | 0.44x | 4.66x | Dkr21.60 Million |
| 2009 | 20.77% | 11.36% | 0.39x | 4.63x | Dkr1.04 Billion |
| 2010 | 7.01% | 3.17% | 0.37x | 5.98x | Dkr-252.80 Million |
| 2011 | 12.66% | 5.90% | 0.36x | 5.91x | Dkr239.30 Million |
| 2012 | 20.11% | 10.98% | 0.37x | 4.95x | Dkr1.11 Billion |
| 2013 | 21.33% | 12.20% | 0.36x | 4.81x | Dkr1.26 Billion |
| 2014 | 23.00% | 13.95% | 0.35x | 4.70x | Dkr1.45 Billion |
| 2015 | 20.15% | 11.57% | 0.33x | 5.22x | Dkr997.90 Million |
| 2016 | 26.18% | 13.82% | 0.36x | 5.28x | Dkr1.53 Billion |
| 2017 | 19.95% | 14.27% | 0.34x | 4.07x | Dkr1.26 Billion |
| 2018 | 15.27% | 9.89% | 0.31x | 4.99x | Dkr597.60 Million |
| 2019 | 23.53% | 12.82% | 0.38x | 4.89x | Dkr1.63 Billion |
| 2020 | 22.61% | 12.29% | 0.37x | 4.97x | Dkr1.55 Billion |
| 2021 | 6.44% | 13.21% | 0.24x | 2.05x | Dkr-1.74 Billion |
| 2022 | 5.29% | 6.63% | 0.30x | 2.67x | Dkr-2.00 Billion |
| 2023 | 9.40% | 9.43% | 0.36x | 2.80x | Dkr-240.90 Million |
| 2024 | 12.20% | 11.78% | 0.39x | 2.69x | Dkr855.70 Million |
| 2025 | 13.47% | 12.90% | 0.40x | 2.62x | Dkr1.38 Billion |
Industry Comparison
This section compares Tryg A/S's net assets metrics with peer companies in the Insurance - Diversified industry.
No peer company data available for comparison.