RheinLand Holding AG
RheinLand Holding AG provides various insurance products and services for private and commercial customers in Germany and internationally. It sells its products through a network of agents, customer advisors, and sales managers. RheinLand Holding AG was founded in 1880 and is based in Neuss, Germany.
RheinLand Holding AG (RLV) - Net Assets
Latest net assets as of : €- EUR
Based on the latest financial reports, RheinLand Holding AG (RLV) has net assets worth €- EUR as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€-) and total liabilities (€-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €- |
| % of Total Assets | 0% |
| Annual Growth Rate | 3.81% |
| 5-Year Change | 6.08% |
| 10-Year Change | 35.39% |
| Growth Volatility | 2.14 |
RheinLand Holding AG - Net Assets Trend (2013–2024)
This chart illustrates how RheinLand Holding AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for RheinLand Holding AG (2013–2024)
The table below shows the annual net assets of RheinLand Holding AG from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €228.79 Million | +0.51% |
| 2023-12-31 | €227.64 Million | +1.90% |
| 2022-12-31 | €223.40 Million | +3.27% |
| 2021-12-31 | €216.33 Million | +0.30% |
| 2020-12-31 | €215.68 Million | +4.05% |
| 2019-12-31 | €207.28 Million | +4.96% |
| 2018-12-31 | €197.49 Million | +4.54% |
| 2017-12-31 | €188.91 Million | +5.36% |
| 2016-12-31 | €179.30 Million | +6.11% |
| 2015-12-31 | €168.98 Million | +7.48% |
| 2014-12-31 | €157.22 Million | +3.65% |
| 2013-12-31 | €151.68 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to RheinLand Holding AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 95.1% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €6.23 Million | 2.72% |
| Other Components | €222.52 Million | 97.28% |
| Total Equity | €228.75 Million | 100.00% |
RheinLand Holding AG Competitors by Market Cap
The table below lists competitors of RheinLand Holding AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FOBANK
CO:FOBANK
|
$358.19K |
|
SWE ORPHAN BIOVITRU
MU:B6E
|
$358.38K |
|
WDCX
BATS:WDCX
|
$358.74K |
|
AMPD Ventures Inc
PINK:AMPDF
|
$358.85K |
|
Groove Botanicals Inc
PINK:GRVE
|
$357.83K |
|
Direct Digital Holdings Inc
NASDAQ:DRCT
|
$357.19K |
|
Dellia Grp ASA
OL:DELIA
|
$356.75K |
|
Serco Group
LSE:SRP
|
$356.54K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in RheinLand Holding AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 227,603,125 to 228,752,150, a change of 1,149,025 (0.5%).
- Net income of 6,144,104 contributed positively to equity growth.
- Dividend payments of 4,992,000 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €6.14 Million | +2.69% |
| Dividends Paid | €4.99 Million | -2.18% |
| Other Changes | €-3.08K | -0.0% |
| Total Change | €- | 0.50% |
Book Value vs Market Value Analysis
This analysis compares RheinLand Holding AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.59x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.71x to 0.59x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €49.20 | €35.00 | x |
| 2018-12-31 | €51.42 | €35.00 | x |
| 2019-12-31 | €53.97 | €35.00 | x |
| 2020-12-31 | €56.16 | €35.00 | x |
| 2021-12-31 | €56.33 | €35.00 | x |
| 2022-12-31 | €58.17 | €35.00 | x |
| 2023-12-31 | €59.27 | €35.00 | x |
| 2024-12-31 | €59.57 | €35.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently RheinLand Holding AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.69%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.85%
- • Asset Turnover: 0.36x
- • Equity Multiplier: 8.78x
- Recent ROE (2.69%) is below the historical average (6.19%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 8.35% | 3.28% | 0.24x | 10.57x | €-2.51 Million |
| 2014 | 5.29% | 1.97% | 0.26x | 10.48x | €-7.40 Million |
| 2015 | 9.24% | 4.04% | 0.24x | 9.60x | €-1.28 Million |
| 2016 | 9.17% | 3.41% | 0.30x | 9.07x | €-1.49 Million |
| 2017 | 7.23% | 2.78% | 0.30x | 8.79x | €-5.23 Million |
| 2018 | 6.87% | 2.77% | 0.29x | 8.65x | €-6.19 Million |
| 2019 | 7.20% | 3.03% | 0.28x | 8.41x | €-5.81 Million |
| 2020 | 6.26% | 2.50% | 0.30x | 8.40x | €-8.07 Million |
| 2021 | 2.79% | 1.03% | 0.31x | 8.63x | €-15.60 Million |
| 2022 | 5.20% | 1.90% | 0.32x | 8.60x | €-10.72 Million |
| 2023 | 4.06% | 1.42% | 0.33x | 8.59x | €-13.53 Million |
| 2024 | 2.69% | 0.85% | 0.36x | 8.78x | €-16.73 Million |
Industry Comparison
This section compares RheinLand Holding AG's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $16,519,817,984
- Average return on equity (ROE) among peers: 7.70%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| RheinLand Holding AG (RLV) | €- | 8.35% | N/A | $357.90K |
| Allianz SE VNA O.N. (ALV) | $56.22 Billion | 9.19% | 11.36x | $142.76 Billion |
| HELVETIA BA.HL.NA SF 0,02 (HVXA) | $4.44 Billion | 10.84% | 12.72x | $7.86 Billion |
| Aegon Ltd. (J060) | $13.58 Billion | 14.58% | 32.85x | $7.41 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $906.69 Million | 8.53% | 36.08x | $921.01 Million |
| Unipol Gruppo Finanziario Spa (UIPN) | $7.45 Billion | -4.64% | 11.07x | $9.38 Billion |