United Insurance Holdings Corp
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condomi… Read more
United Insurance Holdings Corp (0UI) - Net Assets
Latest net assets as of September 2025: €327.22 Million EUR
Based on the latest financial reports, United Insurance Holdings Corp (0UI) has net assets worth €327.22 Million EUR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.18 Billion) and total liabilities (€851.63 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €327.22 Million |
| % of Total Assets | 27.76% |
| Annual Growth Rate | -0.17% |
| 5-Year Change | -43.57% |
| 10-Year Change | N/A |
| Growth Volatility | 71.82 |
United Insurance Holdings Corp - Net Assets Trend (2015–2024)
This chart illustrates how United Insurance Holdings Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for United Insurance Holdings Corp (2015–2024)
The table below shows the annual net assets of United Insurance Holdings Corp from 2015 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €235.66 Million | +39.64% |
| 2023-12-31 | €168.76 Million | +192.71% |
| 2022-12-31 | €-182.04 Million | -154.84% |
| 2021-12-31 | €331.96 Million | -20.51% |
| 2020-12-31 | €417.60 Million | -20.28% |
| 2019-12-31 | €523.87 Million | -3.05% |
| 2018-12-31 | €540.37 Million | +0.60% |
| 2017-12-31 | €537.12 Million | +122.57% |
| 2016-12-31 | €241.33 Million | +0.88% |
| 2015-12-31 | €239.21 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to United Insurance Holdings Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 231.2% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €420.43 Million | 178.41% |
| Total Equity | €235.66 Million | 100.00% |
United Insurance Holdings Corp Competitors by Market Cap
The table below lists competitors of United Insurance Holdings Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sinocat Environmental Technology Co Ltd
SHG:688737
|
$223.23 Million |
|
Kyverna Therapeutics, Inc. Common Stock
NASDAQ:KYTX
|
$223.25 Million |
|
Keystone Electrical (Zhejiang) Co. Ltd. A
SHE:301448
|
$223.26 Million |
|
Grenevia S.A.
WAR:GEA
|
$223.30 Million |
|
Newsmax, Inc.
NYSE:NMAX
|
$223.20 Million |
|
Nam Viet Corp
VN:ANV
|
$223.17 Million |
|
Xinxiang Tuoxin Pharmaceutical Co.Ltd.
SHE:301089
|
$223.17 Million |
|
Wuxi Jinyang New Materials Co. Ltd. A
SHE:301210
|
$223.13 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in United Insurance Holdings Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 168,765,000 to 235,660,000, a change of 66,895,000 (39.6%).
- Net income of 75,718,000 contributed positively to equity growth.
- Dividend payments of 24,102,000 reduced retained earnings.
- New share issuances of 11,621,000 increased equity.
- Other factors increased equity by 3,658,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €75.72 Million | +32.13% |
| Dividends Paid | €24.10 Million | -10.23% |
| Share Issuances | €11.62 Million | +4.93% |
| Other Changes | €3.66 Million | +1.55% |
| Total Change | €- | 39.64% |
Book Value vs Market Value Analysis
This analysis compares United Insurance Holdings Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.00x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.78x to 2.00x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €12.56 | €9.80 | x |
| 2018-12-31 | €12.10 | €9.80 | x |
| 2019-12-31 | €11.69 | €9.80 | x |
| 2020-12-31 | €9.19 | €9.80 | x |
| 2021-12-31 | €7.20 | €9.80 | x |
| 2022-12-31 | €-4.21 | €9.80 | x |
| 2023-12-31 | €3.61 | €9.80 | x |
| 2024-12-31 | €4.89 | €9.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently United Insurance Holdings Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 32.13%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.54%
- • Asset Turnover: 0.24x
- • Equity Multiplier: 5.16x
- Recent ROE (32.13%) is above the historical average (18.27%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 11.44% | 7.65% | 0.48x | 3.09x | €3.44 Million |
| 2016 | 2.36% | 1.17% | 0.49x | 4.14x | €-18.43 Million |
| 2017 | 1.89% | 1.55% | 0.32x | 3.84x | €-43.57 Million |
| 2018 | 0.06% | 0.04% | 0.31x | 4.46x | €-51.73 Million |
| 2019 | -5.94% | -3.62% | 0.33x | 4.90x | €-80.19 Million |
| 2020 | -24.37% | -11.39% | 0.30x | 7.20x | €-136.03 Million |
| 2021 | -18.54% | -9.13% | 0.24x | 8.64x | €-89.16 Million |
| 2022 | 0.00% | -174.16% | 0.10x | 0.00x | €-451.65 Million |
| 2023 | 183.63% | 117.53% | 0.25x | 6.28x | €293.03 Million |
| 2024 | 32.13% | 25.54% | 0.24x | 5.16x | €52.15 Million |
Industry Comparison
This section compares United Insurance Holdings Corp's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $24,080,646,000
- Average return on equity (ROE) among peers: 8.77%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| United Insurance Holdings Corp (0UI) | €327.22 Million | 11.44% | 2.60x | $223.21 Million |
| CNA FIN. DL 2,50 (CNH) | $8.55 Billion | 7.98% | 6.14x | $865.20 Million |
| Sunshine Insurance Group Company Limited (E57) | $63.41 Billion | 8.59% | 8.17x | $812.67 Million |
| United Overseas Insurance Limited (IZB) | $280.94 Million | 9.74% | 1.00x | $94.57 Million |