Aktia Pankki Oyj
Aktia Pankki Oyj, together with its subsidiaries, provides banking and financing solutions to individuals, corporates, and institutions in Finland. It operates in four segments: Asset Management, Banking Business, Life Insurance, and Group Functions. The company offers banking, financing, savings, and financial advisory services, as well as investment products; and private banking, asset manageme… Read more
Aktia Pankki Oyj (2A41) - Net Assets
Latest net assets as of December 2025: €705.60 Million EUR
Based on the latest financial reports, Aktia Pankki Oyj (2A41) has net assets worth €705.60 Million EUR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€11.98 Billion) and total liabilities (€11.27 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €705.60 Million |
| % of Total Assets | 5.89% |
| Annual Growth Rate | 2.09% |
| 5-Year Change | -4.44% |
| 10-Year Change | N/A |
| Growth Volatility | 5.68 |
Aktia Pankki Oyj - Net Assets Trend (2017–2025)
This chart illustrates how Aktia Pankki Oyj's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Aktia Pankki Oyj (2017–2025)
The table below shows the annual net assets of Aktia Pankki Oyj from 2017 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €705.60 Million | -4.89% |
| 2024-12-31 | €741.85 Million | +5.25% |
| 2023-12-31 | €704.85 Million | +1.02% |
| 2022-12-31 | €697.75 Million | -5.50% |
| 2021-12-31 | €738.40 Million | +10.73% |
| 2020-12-31 | €666.83 Million | +9.32% |
| 2019-12-31 | €610.00 Million | +3.40% |
| 2018-12-31 | €589.94 Million | -1.35% |
| 2017-12-31 | €598.02 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Aktia Pankki Oyj's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 23.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €334.50 Million | 47.41% |
| Other Components | €371.10 Million | 52.59% |
| Total Equity | €705.60 Million | 100.00% |
Aktia Pankki Oyj Competitors by Market Cap
The table below lists competitors of Aktia Pankki Oyj ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Guilin Fuda Co Ltd
SHG:603166
|
$486.07 Million |
|
Hippo Holdings Inc
NYSE:HIPO
|
$486.12 Million |
|
NMDC Steel Limited
NSE:NSLNISP
|
$486.20 Million |
|
EcoRodovias Infraestrutura e Logística S.A
SA:ECOR3
|
$486.22 Million |
|
Finework (Hu Nan) New Energy Technology Co. Ltd.
SHE:301232
|
$485.99 Million |
|
MeHow Innovative Ltd. A
SHE:301363
|
$485.98 Million |
|
Cybrid Technologies Inc
SHG:603212
|
$485.66 Million |
|
Walton Advanced Engineering Inc
TW:8110
|
$485.51 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Aktia Pankki Oyj's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 741,853,000 to 705,600,000, a change of -36,253,000 (-4.9%).
- Net income of 10,300,000 contributed positively to equity growth.
- Dividend payments of 59,900,000 reduced retained earnings.
- New share issuances of 2,000,000 increased equity.
- Other factors increased equity by 11,347,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €10.30 Million | +1.46% |
| Dividends Paid | €59.90 Million | -8.49% |
| Share Issuances | €2.00 Million | +0.28% |
| Other Changes | €11.35 Million | +1.61% |
| Total Change | €- | -4.89% |
Book Value vs Market Value Analysis
This analysis compares Aktia Pankki Oyj's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.28x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €9.02 | €12.32 | x |
| 2018-12-31 | €8.56 | €12.32 | x |
| 2019-12-31 | €8.82 | €12.32 | x |
| 2020-12-31 | €9.60 | €12.32 | x |
| 2021-12-31 | €10.28 | €12.32 | x |
| 2022-12-31 | €9.67 | €12.32 | x |
| 2023-12-31 | €9.72 | €12.32 | x |
| 2024-12-31 | €10.17 | €12.32 | x |
| 2025-12-31 | €9.62 | €12.32 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Aktia Pankki Oyj utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.46%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.49%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 16.98x
- Recent ROE (1.46%) is below the historical average (8.04%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 6.58% | 18.70% | 0.02x | 15.97x | €-20.46 Million |
| 2018 | 9.49% | 26.79% | 0.02x | 15.71x | €-2.99 Million |
| 2019 | 10.14% | 29.19% | 0.02x | 15.90x | €825.40K |
| 2020 | 6.39% | 21.20% | 0.02x | 15.86x | €-24.06 Million |
| 2021 | 9.13% | 25.60% | 0.02x | 15.78x | €-6.44 Million |
| 2022 | 7.39% | 20.29% | 0.02x | 17.76x | €-18.19 Million |
| 2023 | 11.54% | 28.31% | 0.02x | 17.08x | €10.86 Million |
| 2024 | 10.23% | 24.59% | 0.03x | 16.05x | €1.71 Million |
| 2025 | 1.46% | 3.49% | 0.02x | 16.98x | €-60.26 Million |
Industry Comparison
This section compares Aktia Pankki Oyj's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,390,142,922,333
- Average return on equity (ROE) among peers: 3.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Aktia Pankki Oyj (2A41) | €705.60 Million | 6.58% | 15.98x | $486.03 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |