Bank of Qingdao Co. Ltd
Bank of Qingdao Co., Ltd. provides various banking products and services in the People's Republic of China. The company operates through three segments: Retail Banking, Corporate Banking, and Financial Market Business. It provides deposits products; retail, corporate, and personal loans; discounted bills; short, mid, and long-term loans; conduct domestic and overseas settlement products, as well … Read more
Bank of Qingdao Co. Ltd (4BQ) - Net Assets
Latest net assets as of June 2025: €47.08 Billion EUR
Based on the latest financial reports, Bank of Qingdao Co. Ltd (4BQ) has net assets worth €47.08 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€743.03 Billion) and total liabilities (€695.94 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €47.08 Billion |
| % of Total Assets | 6.34% |
| Annual Growth Rate | 8.04% |
| 5-Year Change | 45.27% |
| 10-Year Change | N/A |
| Growth Volatility | 3.45 |
Bank of Qingdao Co. Ltd - Net Assets Trend (2017–2024)
This chart illustrates how Bank of Qingdao Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Qingdao Co. Ltd (2017–2024)
The table below shows the annual net assets of Bank of Qingdao Co. Ltd from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €44.90 Billion | +12.42% |
| 2023-12-31 | €39.94 Billion | +9.14% |
| 2022-12-31 | €36.59 Billion | +9.80% |
| 2021-12-31 | €33.33 Billion | +7.83% |
| 2020-12-31 | €30.91 Billion | +1.41% |
| 2019-12-31 | €30.48 Billion | +10.84% |
| 2018-12-31 | €27.50 Billion | +5.26% |
| 2017-12-31 | €26.12 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Qingdao Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 13.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €6.70 Billion | 15.24% |
| Other Components | €37.24 Billion | 84.76% |
| Total Equity | €43.93 Billion | 100.00% |
Bank of Qingdao Co. Ltd Competitors by Market Cap
The table below lists competitors of Bank of Qingdao Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Via Transportation, Inc.
NASDAQ:VIA
|
$868.44 Million |
|
MasterBrand Inc.
NYSE:MBC
|
$868.53 Million |
|
Canadian Solar Inc
NASDAQ:CSIQ
|
$868.69 Million |
|
Shanghai Originaldow Advanced
SHG:603991
|
$868.78 Million |
|
Changchun UP Optotech Co Ltd
SHE:002338
|
$867.41 Million |
|
Csg Smart Science&Technology Co Ltd
SHE:300222
|
$867.31 Million |
|
Snowsky Salt Industry Group Co Ltd
SHG:600929
|
$866.91 Million |
|
Shanghai Longcheer Technology Co., Ltd.
SHG:603341
|
$866.55 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Qingdao Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 39,063,939,000 to 43,932,381,000, a change of 4,868,442,000 (12.5%).
- Net income of 4,264,120,000 contributed positively to equity growth.
- Dividend payments of 1,212,614,000 reduced retained earnings.
- Other factors increased equity by 1,816,936,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €4.26 Billion | +9.71% |
| Dividends Paid | €1.21 Billion | -2.76% |
| Other Changes | €1.82 Billion | +4.14% |
| Total Change | €- | 12.46% |
Book Value vs Market Value Analysis
This analysis compares Bank of Qingdao Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.06x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €6.31 | €0.47 | x |
| 2018-12-31 | €6.65 | €0.47 | x |
| 2019-12-31 | €6.63 | €0.47 | x |
| 2020-12-31 | €6.72 | €0.47 | x |
| 2021-12-31 | €7.24 | €0.47 | x |
| 2022-12-31 | €6.15 | €0.47 | x |
| 2023-12-31 | €6.71 | €0.47 | x |
| 2024-12-31 | €7.55 | €0.47 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Qingdao Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.71%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.76%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 15.71x
- Recent ROE (9.71%) is above the historical average (8.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 7.41% | 34.13% | 0.02x | 11.95x | €-662.73 Million |
| 2018 | 7.50% | 27.47% | 0.02x | 11.77x | €-675.15 Million |
| 2019 | 7.64% | 23.74% | 0.03x | 12.49x | €-706.73 Million |
| 2020 | 7.91% | 24.95% | 0.02x | 15.18x | €-634.45 Million |
| 2021 | 8.96% | 28.11% | 0.02x | 16.00x | €-340.89 Million |
| 2022 | 8.61% | 29.78% | 0.02x | 14.79x | €-498.86 Million |
| 2023 | 9.08% | 32.18% | 0.02x | 15.56x | €-357.79 Million |
| 2024 | 9.71% | 34.76% | 0.02x | 15.71x | €-129.12 Million |
Industry Comparison
This section compares Bank of Qingdao Co. Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,385,228,144,667
- Average return on equity (ROE) among peers: 3.06%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Qingdao Co. Ltd (4BQ) | €47.08 Billion | 7.41% | 14.78x | $867.69 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |