Harbin Bank Co. Ltd
Harbin Bank Co., Ltd. provides various banking products and services primarily in China. It operates through four segments: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The company offers demand and time deposit products; personal savings; personal and collateral loans; corporate deposits and loans, including carbon emission rights ple… Read more
Harbin Bank Co. Ltd (5H6) - Net Assets
Latest net assets as of June 2025: €65.61 Billion EUR
Based on the latest financial reports, Harbin Bank Co. Ltd (5H6) has net assets worth €65.61 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€927.53 Billion) and total liabilities (€861.92 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €65.61 Billion |
| % of Total Assets | 7.07% |
| Annual Growth Rate | 6.43% |
| 5-Year Change | 28.35% |
| 10-Year Change | N/A |
| Growth Volatility | 7.89 |
Harbin Bank Co. Ltd - Net Assets Trend (2017–2024)
This chart illustrates how Harbin Bank Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Harbin Bank Co. Ltd (2017–2024)
The table below shows the annual net assets of Harbin Bank Co. Ltd from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €65.60 Billion | +2.67% |
| 2023-12-31 | €63.89 Billion | +0.90% |
| 2022-12-31 | €63.32 Billion | +0.86% |
| 2021-12-31 | €62.78 Billion | +22.83% |
| 2020-12-31 | €51.11 Billion | -1.03% |
| 2019-12-31 | €51.64 Billion | +8.74% |
| 2018-12-31 | €47.49 Billion | +11.98% |
| 2017-12-31 | €42.41 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Harbin Bank Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 21.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €18.12 Billion | 28.68% |
| Other Components | €45.05 Billion | 71.32% |
| Total Equity | €63.16 Billion | 100.00% |
Harbin Bank Co. Ltd Competitors by Market Cap
The table below lists competitors of Harbin Bank Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Harvatek Corp
TW:6168
|
$84.92 Million |
|
BEO Bancorp
PINK:BEOB
|
$84.94 Million |
|
Hansol Technics
KO:004710
|
$84.94 Million |
|
Lix Detergent JSC
VN:LIX
|
$84.96 Million |
|
Melcor Developments Ltd
PINK:MODVF
|
$84.89 Million |
|
Guanajuato Silver Company Ltd
OTCQX:GSVRF
|
$84.80 Million |
|
CENTRALNIC GROUP LS -001
F:4CN
|
$84.78 Million |
|
Bjorn Borg AB
ST:BORG
|
$84.78 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Harbin Bank Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 61,604,257,000 to 63,161,935,000, a change of 1,557,678,000 (2.5%).
- Net income of 919,666,000 contributed positively to equity growth.
- Dividend payments of 567,600,000 reduced retained earnings.
- Other factors increased equity by 1,205,612,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €919.67 Million | +1.46% |
| Dividends Paid | €567.60 Million | -0.9% |
| Other Changes | €1.21 Billion | +1.91% |
| Total Change | €- | 2.53% |
Book Value vs Market Value Analysis
This analysis compares Harbin Bank Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.01x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €3.75 | €0.04 | x |
| 2018-12-31 | €4.21 | €0.04 | x |
| 2019-12-31 | €4.53 | €0.04 | x |
| 2020-12-31 | €4.48 | €0.04 | x |
| 2021-12-31 | €5.53 | €0.04 | x |
| 2022-12-31 | €5.56 | €0.04 | x |
| 2023-12-31 | €5.60 | €0.04 | x |
| 2024-12-31 | €5.74 | €0.04 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Harbin Bank Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.46%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.91%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 14.51x
- Recent ROE (1.46%) is below the historical average (4.67%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 12.72% | 37.14% | 0.03x | 13.68x | €1.12 Billion |
| 2018 | 11.99% | 38.81% | 0.02x | 13.30x | €921.17 Million |
| 2019 | 7.14% | 23.55% | 0.03x | 11.70x | €-1.42 Billion |
| 2020 | 1.51% | 5.28% | 0.02x | 12.16x | €-4.18 Billion |
| 2021 | 0.45% | 2.36% | 0.02x | 10.61x | €-5.81 Billion |
| 2022 | 0.91% | 4.73% | 0.02x | 11.65x | €-5.56 Billion |
| 2023 | 1.20% | 6.00% | 0.02x | 13.20x | €-5.42 Billion |
| 2024 | 1.46% | 6.91% | 0.01x | 14.51x | €-5.40 Billion |
Industry Comparison
This section compares Harbin Bank Co. Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,151,195,313,100
- Average return on equity (ROE) among peers: 3.71%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Harbin Bank Co. Ltd (5H6) | €65.61 Billion | 12.72% | 13.14x | $84.91 Million |
| PT Bank Sinarmas Tbk (08S) | $6.07 Trillion | 0.11% | 5.02x | $303.68 Million |
| Seven Bank Ltd (0S7) | $275.85 Billion | 11.59% | 5.23x | $648.12 Million |
| Aktia Pankki Oyj (2A41) | $666.83 Million | 6.39% | 14.86x | $486.03 Million |
| Manx Financial Group PLC (3IM) | $24.98 Million | 11.18% | 11.36x | $13.98 Million |
| TowneBank (3T8) | $1.14 Billion | 7.67% | 6.46x | $2.10 Billion |
| TISCO Financial Group PCL (47T) | $42.45 Billion | 17.20% | 5.85x | $2.09 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $44.90 Billion | 9.50% | 14.37x | $867.69 Million |
| Fukuoka Financial Group Inc (4FK) | $853.06 Billion | 12.97% | 28.39x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $14.11 Trillion | -42.76% | 4.97x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $109.23 Billion | 3.21% | 28.89x | $177.57 Million |