Genertec Universal Medical Group Company Limited

F:5UM Germany Credit Services
Market Cap
$1.32 Billion
€1.29 Billion EUR
Market Cap Rank
#9102 Global
#985 in Germany
Share Price
€0.64
Change (1 day)
+0.00%
52-Week Range
€0.54 - €0.73
All Time High
€0.82
About

Genertec Universal Medical Group Company Limited, together with its subsidiaries, provides financing, advisory, and medical services in the People's Republic of China. It operates through two segments, Finance Business and Healthcare Business. The Finance Business segment offers direct finance leasing; sale and leaseback; accounts receivable factoring; operating leases; and advisory services. Its… Read more

Genertec Universal Medical Group Company Limited (5UM) - Net Assets

Latest net assets as of June 2025: €22.82 Billion EUR

Based on the latest financial reports, Genertec Universal Medical Group Company Limited (5UM) has net assets worth €22.82 Billion EUR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€85.72 Billion) and total liabilities (€62.90 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €22.82 Billion
% of Total Assets 26.62%
Annual Growth Rate 16.86%
5-Year Change 52.82%
10-Year Change N/A
Growth Volatility 10.55

Genertec Universal Medical Group Company Limited - Net Assets Trend (2016–2024)

This chart illustrates how Genertec Universal Medical Group Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Genertec Universal Medical Group Company Limited (2016–2024)

The table below shows the annual net assets of Genertec Universal Medical Group Company Limited from 2016 to 2024.

Year Net Assets Change
2024-12-31 €22.87 Billion +12.28%
2023-12-31 €20.37 Billion +3.37%
2022-12-31 €19.70 Billion +11.80%
2021-12-31 €17.62 Billion +17.76%
2020-12-31 €14.97 Billion +11.29%
2019-12-31 €13.45 Billion +31.11%
2018-12-31 €10.26 Billion +37.33%
2017-12-31 €7.47 Billion +13.60%
2016-12-31 €6.57 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Genertec Universal Medical Group Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Other Components €18.85 Billion 100.00%
Total Equity €18.85 Billion 100.00%

Genertec Universal Medical Group Company Limited Competitors by Market Cap

The table below lists competitors of Genertec Universal Medical Group Company Limited ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Genertec Universal Medical Group Company Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 17,350,174,000 to 18,853,737,000, a change of 1,503,563,000 (8.7%).
  • Net income of 2,103,957,000 contributed positively to equity growth.
  • Dividend payments of 615,139,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €2.10 Billion +11.16%
Dividends Paid €615.14 Million -3.26%
Other Changes €14.74 Million +0.08%
Total Change €- 8.67%

Book Value vs Market Value Analysis

This analysis compares Genertec Universal Medical Group Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.06x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 €4.35 €0.64 x
2018-12-31 €5.85 €0.64 x
2019-12-31 €6.49 €0.64 x
2020-12-31 €7.24 €0.64 x
2021-12-31 €7.81 €0.64 x
2022-12-31 €8.26 €0.64 x
2023-12-31 €9.17 €0.64 x
2024-12-31 €9.97 €0.64 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Genertec Universal Medical Group Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 11.16%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 15.40%
  • • Asset Turnover: 0.16x
  • • Equity Multiplier: 4.56x
  • Recent ROE (11.16%) is below the historical average (13.28%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2016 13.27% 32.30% 0.09x 4.41x €214.87 Million
2017 15.38% 33.60% 0.09x 5.05x €401.80 Million
2018 13.46% 31.47% 0.09x 4.70x €347.36 Million
2019 14.26% 23.30% 0.12x 5.19x €474.17 Million
2020 14.06% 20.50% 0.14x 4.95x €504.85 Million
2021 13.19% 19.65% 0.14x 4.73x €471.15 Million
2022 12.55% 16.47% 0.15x 4.92x €398.36 Million
2023 12.16% 15.46% 0.17x 4.63x €375.32 Million
2024 11.16% 15.40% 0.16x 4.56x €218.58 Million

Industry Comparison

This section compares Genertec Universal Medical Group Company Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $5,095,229,656
  • Average return on equity (ROE) among peers: 15.00%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Genertec Universal Medical Group Company Limited (5UM) €22.82 Billion 13.27% 2.76x $642.11 Million
Yiren Digital Ltd (19YA) $4.82 Billion 21.42% 0.61x $89.17 Million
Yixin Group Limited (1YX) $15.33 Billion 2.42% 1.10x $716.43 Million
BFF Bank S.p.A (2BF) $571.60 Million 34.53% 18.55x $540.23 Million
Resurs Holding AB (publ) (4R6) $7.57 Billion 10.54% 5.32x $60.83 Million
ALBIS Leasing AG (ALG) $18.88 Million 21.27% 9.03x $12.44 Million
Brockhaus Capital Management AG (BKHT) $315.34 Million 15.55% 1.08x $77.40 Million
Shougang Concord Grand (Group) Limited (CGG) $1.89 Billion 1.44% 0.23x $23.36 Million
Qfin Holdings, Inc. (CKR0) $15.22 Billion 38.00% 1.20x $1.36 Billion
creditshelf Aktiengesellschaft (CSQ) $128.80 Million -10.21% 0.88x $2.48K