Bank of Communications Co. Ltd
Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; person… Read more
Bank of Communications Co. Ltd (C4C) - Net Assets
Latest net assets as of June 2025: €1.30 Trillion EUR
Based on the latest financial reports, Bank of Communications Co. Ltd (C4C) has net assets worth €1.30 Trillion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€15.44 Trillion) and total liabilities (€14.13 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €1.30 Trillion |
| % of Total Assets | 8.45% |
| Annual Growth Rate | 9.6% |
| 5-Year Change | 31.52% |
| 10-Year Change | 114.76% |
| Growth Volatility | 4.1 |
Bank of Communications Co. Ltd - Net Assets Trend (2013–2024)
This chart illustrates how Bank of Communications Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Communications Co. Ltd (2013–2024)
The table below shows the annual net assets of Bank of Communications Co. Ltd from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €1.16 Trillion | +5.11% |
| 2023-12-31 | €1.10 Trillion | +6.15% |
| 2022-12-31 | €1.04 Trillion | +5.99% |
| 2021-12-31 | €977.24 Billion | +11.22% |
| 2020-12-31 | €878.63 Billion | +9.70% |
| 2019-12-31 | €800.91 Billion | +13.55% |
| 2018-12-31 | €705.31 Billion | +4.29% |
| 2017-12-31 | €676.27 Billion | +6.94% |
| 2016-12-31 | €632.41 Billion | +17.53% |
| 2015-12-31 | €538.09 Billion | +13.62% |
| 2014-12-31 | €473.61 Billion | +12.37% |
| 2013-12-31 | €421.48 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Communications Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 45.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €348.26 Billion | 30.43% |
| Other Components | €796.04 Billion | 69.57% |
| Total Equity | €1.14 Trillion | 100.00% |
Bank of Communications Co. Ltd Competitors by Market Cap
The table below lists competitors of Bank of Communications Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Markel Corporation
NYSE:MKL
|
$23.38 Billion |
|
Pan American Silver Corp.
NYSE:PAAS
|
$23.42 Billion |
|
Tractor Supply Company
NASDAQ:TSCO
|
$23.43 Billion |
|
Teck Resources Ltd Class B
NYSE:TECK
|
$23.51 Billion |
|
Airbus Group NV
PINK:EADSY
|
$23.34 Billion |
|
Fidelity National Information Services Inc
NYSE:FIS
|
$23.34 Billion |
|
Erste Group Bank AG
PINK:EBKOF
|
$23.33 Billion |
|
Mitsui Fudosan Co. Ltd
PINK:MTSFF
|
$23.31 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Communications Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,088,030,000,000 to 1,144,306,000,000, a change of 56,276,000,000 (5.2%).
- Net income of 93,586,000,000 contributed positively to equity growth.
- Dividend payments of 52,182,000,000 reduced retained earnings.
- Other factors increased equity by 14,872,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €93.59 Billion | +8.18% |
| Dividends Paid | €52.18 Billion | -4.56% |
| Other Changes | €14.87 Billion | +1.3% |
| Total Change | €- | 5.17% |
Book Value vs Market Value Analysis
This analysis compares Bank of Communications Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.05x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €9.04 | €0.77 | x |
| 2018-12-31 | €9.40 | €0.77 | x |
| 2019-12-31 | €10.68 | €0.77 | x |
| 2020-12-31 | €11.67 | €0.77 | x |
| 2021-12-31 | €12.99 | €0.77 | x |
| 2022-12-31 | €13.78 | €0.77 | x |
| 2023-12-31 | €14.65 | €0.77 | x |
| 2024-12-31 | €15.41 | €0.77 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Communications Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.18%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.21%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 13.02x
- Recent ROE (8.18%) is below the historical average (10.57%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 14.85% | 42.87% | 0.02x | 14.21x | €20.34 Billion |
| 2014 | 13.98% | 42.59% | 0.02x | 13.31x | €18.74 Billion |
| 2015 | 12.79% | 39.87% | 0.02x | 13.76x | €14.53 Billion |
| 2016 | 10.68% | 34.82% | 0.02x | 13.36x | €4.30 Billion |
| 2017 | 10.46% | 35.87% | 0.02x | 13.47x | €3.11 Billion |
| 2018 | 10.54% | 34.66% | 0.02x | 13.65x | €3.79 Billion |
| 2019 | 9.74% | 33.34% | 0.02x | 12.49x | €-2.04 Billion |
| 2020 | 9.03% | 31.84% | 0.02x | 12.34x | €-8.39 Billion |
| 2021 | 9.08% | 32.60% | 0.02x | 12.09x | €-8.88 Billion |
| 2022 | 9.00% | 33.88% | 0.02x | 12.70x | €-10.19 Billion |
| 2023 | 8.52% | 36.16% | 0.02x | 12.92x | €-16.07 Billion |
| 2024 | 8.18% | 36.21% | 0.02x | 13.02x | €-20.84 Billion |
Industry Comparison
This section compares Bank of Communications Co. Ltd's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $144,593,000,000
- Average return on equity (ROE) among peers: 21.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Communications Co. Ltd (C4C) | €1.30 Trillion | 14.85% | 10.83x | $23.36 Billion |
| FirstRand Limited (FSRA) | $144.59 Billion | 21.36% | 10.54x | $26.20 Billion |