The Cato Corporation
The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costum… Read more
The Cato Corporation (CO2A) - Net Assets
Latest net assets as of October 2025: €167.64 Million EUR
Based on the latest financial reports, The Cato Corporation (CO2A) has net assets worth €167.64 Million EUR as of October 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€450.23 Million) and total liabilities (€282.59 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €167.64 Million |
| % of Total Assets | 37.24% |
| Annual Growth Rate | -9.85% |
| 5-Year Change | -34.16% |
| 10-Year Change | N/A |
| Growth Volatility | 7.87 |
The Cato Corporation - Net Assets Trend (2016–2025)
This chart illustrates how The Cato Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Cato Corporation (2016–2025)
The table below shows the annual net assets of The Cato Corporation from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-01-31 | €162.30 Million | -15.61% |
| 2024-01-31 | €192.32 Million | -15.12% |
| 2023-01-31 | €226.59 Million | -10.86% |
| 2022-01-31 | €254.20 Million | +3.12% |
| 2021-01-31 | €246.50 Million | -22.12% |
| 2020-01-31 | €316.51 Million | -0.10% |
| 2019-01-31 | €316.84 Million | -2.92% |
| 2018-01-31 | €326.35 Million | -14.99% |
| 2017-01-31 | €383.90 Million | -6.97% |
| 2016-01-31 | €412.67 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Cato Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 90.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (January 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €31.93 Million | 19.68% |
| Other Components | €130.36 Million | 80.32% |
| Total Equity | €162.30 Million | 100.00% |
The Cato Corporation Competitors by Market Cap
The table below lists competitors of The Cato Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PANTHEON INFRASTR.LS -01
F:56N
|
$37.10 Million |
|
Manulife Holdings Bhd
KLSE:1058
|
$37.11 Million |
|
The Beachbody Company, Inc.
NYSE:BODI
|
$37.12 Million |
|
Muramoto Electron (Thailand) Public Company Limited
BK:METCO
|
$37.12 Million |
|
TerraCom Limited
PINK:TERCF
|
$37.08 Million |
|
Orzel Bialy S.A.
WAR:OBL
|
$37.08 Million |
|
Korea New Network Co. Ltd
KQ:058400
|
$37.08 Million |
|
Paramita Bangun Sarana Tbk PT
JK:PBSA
|
$37.07 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Cato Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 192,321,000 to 162,296,000, a change of -30,025,000 (-15.6%).
- Net loss of 18,057,000 reduced equity.
- Dividend payments of 10,516,000 reduced retained earnings.
- Share repurchases of 3,877,000 reduced equity.
- Other factors increased equity by 2,425,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €-18.06 Million | -11.13% |
| Dividends Paid | €10.52 Million | -6.48% |
| Share Repurchases | €3.88 Million | -2.39% |
| Other Changes | €2.42 Million | +1.49% |
| Total Change | €- | -15.61% |
Book Value vs Market Value Analysis
This analysis compares The Cato Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.31x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.19x to 0.31x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-01-31 | €13.16 | €2.52 | x |
| 2019-01-31 | €12.88 | €2.52 | x |
| 2020-01-31 | €13.03 | €2.52 | x |
| 2021-01-31 | €10.91 | €2.52 | x |
| 2022-01-31 | €11.78 | €2.52 | x |
| 2023-01-31 | €11.06 | €2.52 | x |
| 2024-01-31 | €9.35 | €2.52 | x |
| 2025-01-31 | €8.08 | €2.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Cato Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -11.13%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -2.78%
- • Asset Turnover: 1.44x
- • Equity Multiplier: 2.79x
- Recent ROE (-11.13%) is below the historical average (2.37%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 16.20% | 6.61% | 1.57x | 1.56x | €25.58 Million |
| 2017 | 12.30% | 4.94% | 1.58x | 1.58x | €8.82 Million |
| 2018 | 2.62% | 1.00% | 1.65x | 1.58x | €-24.10 Million |
| 2019 | 9.61% | 3.67% | 1.67x | 1.57x | €-1.22 Million |
| 2020 | 11.34% | 4.35% | 1.20x | 2.16x | €4.25 Million |
| 2021 | -19.26% | -8.26% | 0.97x | 2.40x | €-72.13 Million |
| 2022 | 14.49% | 4.79% | 1.21x | 2.49x | €11.42 Million |
| 2023 | 0.01% | 0.00% | 1.37x | 2.44x | €-22.63 Million |
| 2024 | -12.45% | -3.38% | 1.45x | 2.53x | €-43.17 Million |
| 2025 | -11.13% | -2.78% | 1.44x | 2.79x | €-34.29 Million |
Industry Comparison
This section compares The Cato Corporation's net assets metrics with peer companies in the Apparel Retail industry.
Industry Context
- Industry: Apparel Retail
- Average net assets among peers: $3,884,313,625
- Average return on equity (ROE) among peers: -4.31%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Cato Corporation (CO2A) | €167.64 Million | 16.20% | 1.69x | $37.09 Million |
| Xtep International Holdings Limited (4QI) | $5.33 Billion | 7.66% | 0.68x | $764.90 Million |
| The Buckle Inc (BK2) | $413.22 Million | 53.22% | 1.15x | $1.32 Billion |
| ESH (ESH) | $1.97 Billion | -118.97% | 1.93x | $18.78 Million |
| Step One Clothing Limited (J6H) | $57.07 Million | 15.10% | 0.16x | $7.03 Million |
| RIGHT ON Co. Ltd (RGH) | $22.64 Billion | -27.14% | 1.06x | $24.86 Million |
| Stockmann Oyj Abp (SOMB) | $394.00 Million | 3.35% | 2.34x | $284.27 Million |
| Tom Tailor Holding SE (TTI) | $212.95 Million | 5.95% | 2.03x | $5.05K |
| APB Apranga (WHX) | $63.66 Million | 26.35% | 1.51x | $48.25 Million |