Bank of Chongqing Co Ltd

F:CQN Germany Banks - Regional
Market Cap
$1.41 Billion
€1.37 Billion EUR
Market Cap Rank
#6949 Global
#734 in Germany
Share Price
€0.87
Change (1 day)
-1.69%
52-Week Range
€0.65 - €1.04
All Time High
€1.04
About

Bank of Chongqing Co., Ltd. provides various banking and services for corporate and individual customers in the People's Republic of China. It operates through three segments: Corporate Banking, Retail Banking, and Treasury. The company offers deposit products and loans; inter-bank lending and borrowing, bonds investment, re-purchasing, and foreign currency transactions services. It operates thro… Read more

Bank of Chongqing Co Ltd (CQN) - Net Assets

Latest net assets as of June 2025: €65.49 Billion EUR

Based on the latest financial reports, Bank of Chongqing Co Ltd (CQN) has net assets worth €65.49 Billion EUR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€983.37 Billion) and total liabilities (€917.87 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €65.49 Billion
% of Total Assets 6.66%
Annual Growth Rate 10.12%
5-Year Change 51.84%
10-Year Change N/A
Growth Volatility 4.31

Bank of Chongqing Co Ltd - Net Assets Trend (2017–2024)

This chart illustrates how Bank of Chongqing Co Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank of Chongqing Co Ltd (2017–2024)

The table below shows the annual net assets of Bank of Chongqing Co Ltd from 2017 to 2024.

Year Net Assets Change
2024-12-31 €63.76 Billion +7.53%
2023-12-31 €59.30 Billion +15.15%
2022-12-31 €51.50 Billion +4.57%
2021-12-31 €49.25 Billion +17.27%
2020-12-31 €41.99 Billion +8.75%
2019-12-31 €38.61 Billion +11.56%
2018-12-31 €34.61 Billion +6.63%
2017-12-31 €32.46 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Bank of Chongqing Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 36.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings €25.36 Billion 41.53%
Other Components €35.71 Billion 58.47%
Total Equity €61.07 Billion 100.00%

Bank of Chongqing Co Ltd Competitors by Market Cap

The table below lists competitors of Bank of Chongqing Co Ltd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank of Chongqing Co Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 56,917,734,000 to 61,070,973,000, a change of 4,153,239,000 (7.3%).
  • Net income of 5,117,290,000 contributed positively to equity growth.
  • Dividend payments of 1,536,213,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €5.12 Billion +8.38%
Dividends Paid €1.54 Billion -2.52%
Other Changes €572.16 Million +0.94%
Total Change €- 7.30%

Book Value vs Market Value Analysis

This analysis compares Bank of Chongqing Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.05x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 €9.90 €0.87 x
2018-12-31 €10.57 €0.87 x
2019-12-31 €11.82 €0.87 x
2020-12-31 €12.85 €0.87 x
2021-12-31 €13.61 €0.87 x
2022-12-31 €14.20 €0.87 x
2023-12-31 €16.38 €0.87 x
2024-12-31 €17.58 €0.87 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank of Chongqing Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 8.38%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 37.52%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 14.03x
  • Recent ROE (8.38%) is below the historical average (10.33%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2017 12.04% 37.25% 0.02x 13.66x €630.72 Million
2018 11.41% 34.75% 0.02x 13.63x €464.75 Million
2019 11.39% 35.54% 0.02x 13.57x €512.55 Million
2020 11.01% 34.40% 0.02x 13.98x €406.13 Million
2021 9.87% 33.50% 0.02x 13.09x €-63.58 Million
2022 9.87% 36.68% 0.02x 13.88x €-65.79 Million
2023 8.66% 39.39% 0.02x 13.35x €-761.99 Million
2024 8.38% 37.52% 0.02x 14.03x €-989.81 Million

Industry Comparison

This section compares Bank of Chongqing Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $2,151,195,313,100
  • Average return on equity (ROE) among peers: 3.71%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank of Chongqing Co Ltd (CQN) €65.49 Billion 12.04% 14.01x $1.10 Billion
PT Bank Sinarmas Tbk (08S) $6.07 Trillion 0.11% 5.02x $303.68 Million
Seven Bank Ltd (0S7) $275.85 Billion 11.59% 5.23x $648.12 Million
Aktia Pankki Oyj (2A41) $666.83 Million 6.39% 14.86x $486.03 Million
Manx Financial Group PLC (3IM) $24.98 Million 11.18% 11.36x $13.98 Million
TowneBank (3T8) $1.14 Billion 7.67% 6.46x $2.10 Billion
TISCO Financial Group PCL (47T) $42.45 Billion 17.20% 5.85x $2.09 Billion
Bank of Qingdao Co. Ltd (4BQ) $44.90 Billion 9.50% 14.37x $867.69 Million
Fukuoka Financial Group Inc (4FK) $853.06 Billion 12.97% 28.39x $6.27 Billion
PT Bank KB Bukopin Tbk (5BB) $14.11 Trillion -42.76% 4.97x $15.54 Million
FIDEA Holdings Co. Ltd (5F9) $109.23 Billion 3.21% 28.89x $177.57 Million