B+S Banksysteme Aktiengesellschaft
B+S Banksysteme Aktiengesellschaft provides software solutions for banks and financial service providers. It offers software solutions in the areas of mobile and online banking; payment transactions; documentary transactions for import and export of letter of credit and collection, and guarantees; and treasury trading products, including foreign exchange spot and swap position, and interest rate … Read more
B+S Banksysteme Aktiengesellschaft (DTD2) - Net Assets
Latest net assets as of December 2024: €15.19 Million EUR
Based on the latest financial reports, B+S Banksysteme Aktiengesellschaft (DTD2) has net assets worth €15.19 Million EUR as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€27.74 Million) and total liabilities (€12.54 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €15.19 Million |
| % of Total Assets | 54.77% |
| Annual Growth Rate | 6.2% |
| 5-Year Change | 13.56% |
| 10-Year Change | 43.16% |
| Growth Volatility | 8.86 |
B+S Banksysteme Aktiengesellschaft - Net Assets Trend (2014–2024)
This chart illustrates how B+S Banksysteme Aktiengesellschaft's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for B+S Banksysteme Aktiengesellschaft (2014–2024)
The table below shows the annual net assets of B+S Banksysteme Aktiengesellschaft from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-06-30 | €14.33 Million | +9.56% |
| 2023-06-30 | €13.08 Million | +2.03% |
| 2022-06-30 | €12.82 Million | +0.20% |
| 2021-06-30 | €12.79 Million | +1.39% |
| 2020-06-30 | €12.62 Million | -2.03% |
| 2019-06-30 | €12.88 Million | -2.81% |
| 2018-06-30 | €13.25 Million | +8.42% |
| 2017-06-30 | €12.22 Million | +15.85% |
| 2016-06-30 | €10.55 Million | +5.40% |
| 2015-06-30 | €10.01 Million | +27.43% |
| 2014-06-30 | €7.86 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to B+S Banksysteme Aktiengesellschaft's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 533600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.57 Million | 10.96% |
| Other Components | €12.76 Million | 89.04% |
| Total Equity | €14.33 Million | 100.00% |
B+S Banksysteme Aktiengesellschaft Competitors by Market Cap
The table below lists competitors of B+S Banksysteme Aktiengesellschaft ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Star Diamond Corporation
PINK:SHGDF
|
$11.88 Million |
|
Yenher Holdings Bhd
KLSE:5300
|
$11.88 Million |
|
CEO Event Medya AS
IS:CEOEM
|
$11.88 Million |
|
MAUNA KEA TECHNOL.EO -04
F:1MK
|
$11.88 Million |
|
New Era Helium Inc Common Stock
NASDAQ:NEHC
|
$11.87 Million |
|
One Software Technologies Ltd
TA:ONE
|
$11.87 Million |
|
HYDROGENE DE FRAN. EO-02
F:9QW
|
$11.86 Million |
|
International Land Alliance Inc
OTCQB:ILAL
|
$11.86 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in B+S Banksysteme Aktiengesellschaft's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 13,080,000 to 14,330,000, a change of 1,250,000 (9.6%).
- Net income of 1,235,000 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.24 Million | +8.62% |
| Other Changes | €15.00K | +0.1% |
| Total Change | €- | 9.56% |
Book Value vs Market Value Analysis
This analysis compares B+S Banksysteme Aktiengesellschaft's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.83x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.98x to 0.83x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-06-30 | €1.97 | €1.92 | x |
| 2018-06-30 | €2.13 | €1.92 | x |
| 2019-06-30 | €2.07 | €1.92 | x |
| 2020-06-30 | €2.03 | €1.92 | x |
| 2021-06-30 | €2.05 | €1.92 | x |
| 2022-06-30 | €2.05 | €1.92 | x |
| 2023-06-30 | €2.11 | €1.92 | x |
| 2024-06-30 | €2.31 | €1.92 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently B+S Banksysteme Aktiengesellschaft utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.62%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.71%
- • Asset Turnover: 0.48x
- • Equity Multiplier: 1.83x
- Recent ROE (8.62%) is above the historical average (4.45%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 4.51% | 4.93% | 0.27x | 3.39x | €-431.50K |
| 2015 | 8.45% | 10.83% | 0.36x | 2.16x | €-155.00K |
| 2016 | 5.57% | 7.17% | 0.37x | 2.12x | €-467.10K |
| 2017 | 13.65% | 16.30% | 0.45x | 1.85x | €446.70K |
| 2018 | 8.06% | 10.86% | 0.39x | 1.89x | €-257.20K |
| 2019 | -2.59% | -3.68% | 0.39x | 1.80x | €-1.62 Million |
| 2020 | -2.36% | -3.02% | 0.35x | 2.26x | €-1.55 Million |
| 2021 | 1.51% | 1.84% | 0.39x | 2.12x | €-1.08 Million |
| 2022 | 0.13% | 0.14% | 0.44x | 1.98x | €-1.26 Million |
| 2023 | 3.37% | 3.93% | 0.45x | 1.92x | €-867.00K |
| 2024 | 8.62% | 9.71% | 0.48x | 1.83x | €-198.00K |
Industry Comparison
This section compares B+S Banksysteme Aktiengesellschaft's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $365,665,335
- Average return on equity (ROE) among peers: 1.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| B+S Banksysteme Aktiengesellschaft (DTD2) | €15.19 Million | 4.51% | 0.83x | $11.88 Million |
| Growens S.p.A. (0MU) | $56.87 Million | 102.36% | 0.45x | $22.92K |
| Patriot One Technologies Inc (0PL) | $33.53 Million | -35.74% | 0.02x | $58.49 Million |
| Paycom Soft (0PY) | $1.18 Billion | 23.79% | 2.30x | $5.38 Billion |
| innoscripta SE (1INN) | $35.15 Million | 71.39% | 0.67x | $124.83 Million |
| Nextech3D.AI Corporation (1SS) | $13.13 Million | -208.54% | 0.31x | $13.92 Million |
| WEIMOB INC. DL-0001 (36W) | $1.99 Billion | 15.68% | 0.66x | $647.04 Million |
| Modelon AB (publ) (3VM) | $173.11 Million | -16.46% | 0.23x | $7.36 Million |
| Hitek Global Inc. (4JX) | $28.34 Million | 3.70% | 0.25x | $4.96 Million |
| Envirosuite Limited (57P) | $127.30 Million | -9.82% | 0.18x | $39.98 Million |
| JanOne Inc (5AR1) | $16.82 Million | 65.36% | 1.78x | $133.90 Million |