FORIS AG

F:FRS Germany Credit Services
Market Cap
$14.35 Million
€13.98 Million EUR
Market Cap Rank
#29041 Global
#3203 in Germany
Share Price
€3.06
Change (1 day)
-1.29%
52-Week Range
€2.94 - €4.30
All Time High
€4.30
About

FORIS AG provides legal financial services in Germany. It offers commercial litigation funding services and monetization of disputed claims; trades in shelf companies support services for companies in England, and several other legal-related services; including corporate services, such as data maintenance in transparency register. FORIS AG was incorporated in 1996 and is based in Bonn, Germany.

FORIS AG (FRS) - Net Assets

Latest net assets as of June 2025: €16.63 Million EUR

Based on the latest financial reports, FORIS AG (FRS) has net assets worth €16.63 Million EUR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€19.94 Million) and total liabilities (€3.31 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €16.63 Million
% of Total Assets 83.39%
Annual Growth Rate -0.6%
5-Year Change 14.53%
10-Year Change -8.45%
Growth Volatility 9.12

FORIS AG - Net Assets Trend (2013–2024)

This chart illustrates how FORIS AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for FORIS AG (2013–2024)

The table below shows the annual net assets of FORIS AG from 2013 to 2024.

Year Net Assets Change
2024-12-31 €18.05 Million +18.61%
2023-12-31 €15.22 Million +7.70%
2022-12-31 €14.13 Million +1.09%
2021-12-31 €13.98 Million -11.30%
2020-12-31 €15.76 Million -10.63%
2019-12-31 €17.64 Million +5.58%
2018-12-31 €16.71 Million -15.24%
2017-12-31 €19.71 Million +0.32%
2016-12-31 €19.65 Million -0.36%
2015-12-31 €19.72 Million +2.26%
2014-12-31 €19.29 Million +0.02%
2013-12-31 €19.28 Million --

Equity Component Analysis

This analysis shows how different components contribute to FORIS AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 41.4% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings €2.50 Million 13.83%
Other Components €15.56 Million 86.17%
Total Equity €18.05 Million 100.00%

FORIS AG Competitors by Market Cap

The table below lists competitors of FORIS AG ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FORIS AG's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 15,222,000 to 18,055,000, a change of 2,833,000 (18.6%).
  • Net income of 2,913,000 contributed positively to equity growth.
  • Share repurchases of 79,000 reduced equity.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €2.91 Million +16.13%
Share Repurchases €79.00K -0.44%
Other Changes €-1.00K -0.01%
Total Change €- 18.61%

Book Value vs Market Value Analysis

This analysis compares FORIS AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.78x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 €4.23 €3.06 x
2018-12-31 €3.59 €3.06 x
2019-12-31 €3.81 €3.06 x
2020-12-31 €3.40 €3.06 x
2021-12-31 €3.02 €3.06 x
2022-12-31 €3.05 €3.06 x
2023-12-31 €3.28 €3.06 x
2024-12-31 €3.92 €3.06 x

Capital Efficiency Dashboard

This dashboard shows how efficiently FORIS AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 16.13%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.78%
  • • Asset Turnover: 1.45x
  • • Equity Multiplier: 1.14x
  • Recent ROE (16.13%) is above the historical average (2.49%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2013 18.84% 16.09% 1.04x 1.13x €1.70 Million
2014 2.59% 2.91% 0.80x 1.11x €-1.43 Million
2015 5.31% 5.27% 0.92x 1.09x €-924.04K
2016 3.38% 3.60% 0.85x 1.10x €-1.30 Million
2017 6.63% 6.18% 0.98x 1.09x €-664.93K
2018 -15.19% -12.52% 1.07x 1.14x €-4.21 Million
2019 5.64% 4.46% 1.15x 1.10x €-769.32K
2020 -8.95% -8.29% 0.95x 1.14x €-2.99 Million
2021 -12.74% -8.58% 1.12x 1.33x €-3.18 Million
2022 1.08% 0.69% 1.08x 1.44x €-1.26 Million
2023 7.15% 4.72% 1.05x 1.45x €-434.20K
2024 16.13% 9.78% 1.45x 1.14x €1.11 Million

Industry Comparison

This section compares FORIS AG's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $6,348,032,190
  • Average return on equity (ROE) among peers: 14.60%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
FORIS AG (FRS) €16.63 Million 18.84% 0.20x $8.90 Million
Yiren Digital Ltd (19YA) $4.82 Billion 21.42% 0.61x $89.17 Million
Yixin Group Limited (1YX) $15.33 Billion 2.42% 1.10x $716.43 Million
BFF Bank S.p.A (2BF) $571.60 Million 34.53% 18.55x $540.23 Million
Resurs Holding AB (publ) (4R6) $7.57 Billion 10.54% 5.32x $60.83 Million
Genertec Universal Medical Group Company Limited (5UM) $17.62 Billion 11.05% 2.97x $642.11 Million
ALBIS Leasing AG (ALG) $18.88 Million 21.27% 9.03x $12.44 Million
Brockhaus Capital Management AG (BKHT) $315.34 Million 15.55% 1.08x $77.40 Million
Shougang Concord Grand (Group) Limited (CGG) $1.89 Billion 1.44% 0.23x $23.36 Million
Qfin Holdings, Inc. (CKR0) $15.22 Billion 38.00% 1.20x $1.36 Billion
creditshelf Aktiengesellschaft (CSQ) $128.80 Million -10.21% 0.88x $2.48K