PT Bank Mandiri (Persero) Tbk

F:PQ9 Germany Banks - Regional
Market Cap
$23.95 Billion
€23.33 Billion EUR
Market Cap Rank
#1743 Global
#124 in Germany
Share Price
€0.25
Change (1 day)
+0.00%
52-Week Range
€0.17 - €0.31
All Time High
€0.45
About

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, England, and the Cayman Islands. It offers savings and current accounts, multicurrency, payroll, NOW, and foreign currency savings accounts; personal, mortgage, micro enterprise, small and medium enterprises, working capita… Read more

PT Bank Mandiri (Persero) Tbk (PQ9) - Net Assets

Latest net assets as of June 2025: €297.92 Trillion EUR

Based on the latest financial reports, PT Bank Mandiri (Persero) Tbk (PQ9) has net assets worth €297.92 Trillion EUR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€2514.68 Trillion) and total liabilities (€2216.77 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €297.92 Trillion
% of Total Assets 11.85%
Annual Growth Rate 11.57%
5-Year Change 61.75%
10-Year Change 162.34%
Growth Volatility 8.23

PT Bank Mandiri (Persero) Tbk - Net Assets Trend (2014–2024)

This chart illustrates how PT Bank Mandiri (Persero) Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for PT Bank Mandiri (Persero) Tbk (2014–2024)

The table below shows the annual net assets of PT Bank Mandiri (Persero) Tbk from 2014 to 2024.

Year Net Assets Change
2024-12-31 €313.47 Trillion +9.04%
2023-12-31 €287.49 Trillion +13.97%
2022-12-31 €252.25 Trillion +13.57%
2021-12-31 €222.11 Trillion +14.61%
2020-12-31 €193.80 Trillion -7.29%
2019-12-31 €209.03 Trillion +13.02%
2018-12-31 €184.96 Trillion +8.80%
2017-12-31 €170.01 Trillion +10.85%
2016-12-31 €153.37 Trillion +28.35%
2015-12-31 €119.49 Trillion +13.97%
2014-12-31 €104.84 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to PT Bank Mandiri (Persero) Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 189.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings €214.67 Trillion 75.64%
Other Components €69.13 Trillion 24.36%
Total Equity €283.80 Trillion 100.00%

PT Bank Mandiri (Persero) Tbk Competitors by Market Cap

The table below lists competitors of PT Bank Mandiri (Persero) Tbk ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in PT Bank Mandiri (Persero) Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 260,852,784,000,000 to 283,796,429,000,000, a change of 22,943,645,000,000 (8.8%).
  • Net income of 55,782,742,000,000 contributed positively to equity growth.
  • Dividend payments of 33,036,034,000,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €55.78 Trillion +19.66%
Dividends Paid €33.04 Trillion -11.64%
Other Changes €196.94 Billion +0.07%
Total Change €- 8.80%

Book Value vs Market Value Analysis

This analysis compares PT Bank Mandiri (Persero) Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.00x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 €3572.55 €0.25 x
2018-12-31 €3882.91 €0.25 x
2019-12-31 €4384.30 €0.25 x
2020-12-31 €4056.14 €0.25 x
2021-12-31 €4389.47 €0.25 x
2022-12-31 €2460.84 €0.25 x
2023-12-31 €2794.85 €0.25 x
2024-12-31 €3040.68 €0.25 x

Capital Efficiency Dashboard

This dashboard shows how efficiently PT Bank Mandiri (Persero) Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 19.66%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 41.38%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 8.55x
  • Recent ROE (19.66%) is above the historical average (15.18%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2014 19.36% 38.87% 0.06x 8.33x €9.61 Trillion
2015 17.37% 36.69% 0.06x 7.77x €8.63 Trillion
2016 9.18% 19.82% 0.07x 6.90x €-1.24 Trillion
2017 12.38% 28.64% 0.06x 6.75x €3.97 Trillion
2018 13.81% 32.00% 0.07x 6.63x €6.89 Trillion
2019 13.43% 33.57% 0.06x 6.44x €7.02 Trillion
2020 9.05% 21.24% 0.06x 7.56x €-1.80 Trillion
2021 13.69% 28.16% 0.06x 8.43x €7.56 Trillion
2022 17.93% 32.47% 0.06x 8.68x €18.20 Trillion
2023 21.11% 44.33% 0.06x 8.34x €28.97 Trillion
2024 19.66% 41.38% 0.06x 8.55x €27.40 Trillion

Industry Comparison

This section compares PT Bank Mandiri (Persero) Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $1,608,847,253,600
  • Average return on equity (ROE) among peers: 8.17%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
PT Bank Mandiri (Persero) Tbk (PQ9) €297.92 Trillion 19.36% 7.44x $9.54 Billion
PT Bank Sinarmas Tbk (08S) $8.60 Trillion 3.38% 5.47x $315.82 Million
Seven Bank Ltd (0S7) $275.85 Billion 11.59% 5.23x $692.82 Million
Aktia Pankki Oyj (2A41) $705.60 Million 1.46% 15.98x $486.03 Million
Manx Financial Group PLC (3IM) $22.43 Million 8.62% 10.94x $13.43 Million
TowneBank (3T8) $1.65 Billion 8.39% 6.22x $2.09 Billion
TISCO Financial Group PCL (47T) $39.46 Billion 15.37% 5.98x $2.19 Billion
Bank of Qingdao Co. Ltd (4BQ) $33.33 Billion 8.77% 14.67x $845.63 Million
Fukuoka Financial Group Inc (4FK) $784.69 Billion 5.70% 19.91x $6.27 Billion
PT Bank KB Bukopin Tbk (5BB) $6.24 Trillion 15.16% 10.12x $15.54 Million
FIDEA Holdings Co. Ltd (5F9) $109.23 Billion 3.21% 28.89x $182.79 Million