Unipol Gruppo Finanziario Spa
Unipol Assicurazioni S.p.A., together with its subsidiaries, provides insurance products and services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Associates Business, and Other Business segments. It offers risk cover solutions for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, profe… Read more
Unipol Gruppo Finanziario Spa (UIPN) - Net Assets
Latest net assets as of June 2025: €9.69 Billion EUR
Based on the latest financial reports, Unipol Gruppo Finanziario Spa (UIPN) has net assets worth €9.69 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€84.92 Billion) and total liabilities (€75.23 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €9.69 Billion |
| % of Total Assets | 11.41% |
| Annual Growth Rate | 2.32% |
| 5-Year Change | 1.08% |
| 10-Year Change | 14.01% |
| Growth Volatility | 15.86 |
Unipol Gruppo Finanziario Spa - Net Assets Trend (2013–2024)
This chart illustrates how Unipol Gruppo Finanziario Spa's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Unipol Gruppo Finanziario Spa (2013–2024)
The table below shows the annual net assets of Unipol Gruppo Finanziario Spa from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €9.63 Billion | -1.75% |
| 2023-12-31 | €9.80 Billion | +27.89% |
| 2022-12-31 | €7.66 Billion | -21.18% |
| 2021-12-31 | €9.72 Billion | +2.06% |
| 2020-12-31 | €9.53 Billion | +14.70% |
| 2019-12-31 | €8.30 Billion | +31.26% |
| 2018-12-31 | €6.33 Billion | -15.11% |
| 2017-12-31 | €7.45 Billion | -8.37% |
| 2016-12-31 | €8.13 Billion | -3.68% |
| 2015-12-31 | €8.44 Billion | +0.06% |
| 2014-12-31 | €8.44 Billion | +12.82% |
| 2013-12-31 | €7.48 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Unipol Gruppo Finanziario Spa's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 332.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.07 Billion | 11.52% |
| Other Components | €8.25 Billion | 88.48% |
| Total Equity | €9.32 Billion | 100.00% |
Unipol Gruppo Finanziario Spa Competitors by Market Cap
The table below lists competitors of Unipol Gruppo Finanziario Spa ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Snam S.p.A
PINK:SNMRF
|
$9.39 Billion |
|
Ascendas Real Estate Investment Trust
PINK:ACDSF
|
$9.40 Billion |
|
IREN Limited
F:F8P
|
$9.41 Billion |
|
DocuSign Inc
NASDAQ:DOCU
|
$9.41 Billion |
|
Adani Power Limited
NSE:ADANIPOWER
|
$9.37 Billion |
|
Polski Koncern Naftowy ORLEN Spólka Akcyjna
PINK:PSKOF
|
$9.35 Billion |
|
United Utilities Group PLC
PINK:UUGWF
|
$9.34 Billion |
|
Nanya Technology Corp
TW:2408
|
$9.33 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Unipol Gruppo Finanziario Spa's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 7,967,000,000 to 9,321,000,000, a change of 1,354,000,000 (17.0%).
- Net income of 1,074,000,000 contributed positively to equity growth.
- Dividend payments of 350,000,000 reduced retained earnings.
- Other factors increased equity by 630,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.07 Billion | +11.52% |
| Dividends Paid | €350.00 Million | -3.75% |
| Other Changes | €630.00 Million | +6.76% |
| Total Change | €- | 17.00% |
Book Value vs Market Value Analysis
This analysis compares Unipol Gruppo Finanziario Spa's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.50x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.53x to 1.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €7.73 | €19.54 | x |
| 2018-12-31 | €7.03 | €19.54 | x |
| 2019-12-31 | €9.33 | €19.54 | x |
| 2020-12-31 | €10.62 | €19.54 | x |
| 2021-12-31 | €10.85 | €19.54 | x |
| 2022-12-31 | €8.56 | €19.54 | x |
| 2023-12-31 | €11.12 | €19.54 | x |
| 2024-12-31 | €13.02 | €19.54 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Unipol Gruppo Finanziario Spa utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.52%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.22%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 8.95x
- Recent ROE (11.52%) is above the historical average (6.81%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | -1.45% | -0.39% | 0.24x | 15.57x | €-620.01 Million |
| 2014 | 3.38% | 0.89% | 0.24x | 15.57x | €-376.82 Million |
| 2015 | 4.92% | 1.44% | 0.21x | 16.25x | €-280.56 Million |
| 2016 | 5.83% | 2.00% | 0.18x | 16.27x | €-235.28 Million |
| 2017 | -6.30% | -2.66% | 0.14x | 16.40x | €-894.41 Million |
| 2018 | 7.98% | 2.92% | 0.18x | 15.42x | €-101.84 Million |
| 2019 | 13.50% | 5.66% | 0.21x | 11.38x | €233.75 Million |
| 2020 | 9.29% | 5.19% | 0.17x | 10.43x | €-53.96 Million |
| 2021 | 8.05% | 4.36% | 0.18x | 10.32x | €-151.40 Million |
| 2022 | 11.14% | 5.04% | 0.18x | 12.16x | €69.96 Million |
| 2023 | 13.82% | 9.90% | 0.14x | 9.97x | €304.30 Million |
| 2024 | 11.52% | 9.22% | 0.14x | 8.95x | €141.90 Million |
Industry Comparison
This section compares Unipol Gruppo Finanziario Spa's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $15,070,673,431
- Average return on equity (ROE) among peers: 10.07%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Unipol Gruppo Finanziario Spa (UIPN) | €9.69 Billion | -1.45% | 7.76x | $9.38 Billion |
| Allianz SE VNA O.N. (ALV) | $56.22 Billion | 9.19% | 11.36x | $142.76 Billion |
| HELVETIA BA.HL.NA SF 0,02 (HVXA) | $4.44 Billion | 10.84% | 12.72x | $7.86 Billion |
| Aegon Ltd. (J060) | $13.58 Billion | 14.58% | 32.85x | $7.41 Billion |
| NÜRNBERGER Beteiligungs-AG (NBG6) | $906.69 Million | 8.53% | 36.08x | $921.01 Million |
| RheinLand Holding AG (RLV) | $207.28 Million | 7.20% | 7.41x | $357.90K |