Pohjanmaan Arvo Sijoitusosuuskunta
Pohjanmaan Arvo Sijoitusosuuskunta provides fixed line telecommunication services. Pohjanmaan Arvo Sijoitusosuuskunta was incorporated in 1920 and is based in Ylivieska, Finland.
Pohjanmaan Arvo Sijoitusosuuskunta (ARVOSK) - Net Assets
Latest net assets as of June 2025: €94.99 Million EUR
Based on the latest financial reports, Pohjanmaan Arvo Sijoitusosuuskunta (ARVOSK) has net assets worth €94.99 Million EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€109.66 Million) and total liabilities (€14.67 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €94.99 Million |
| % of Total Assets | 86.62% |
| Annual Growth Rate | -1.0% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 0.98 |
Pohjanmaan Arvo Sijoitusosuuskunta - Net Assets Trend (2021–2024)
This chart illustrates how Pohjanmaan Arvo Sijoitusosuuskunta's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Pohjanmaan Arvo Sijoitusosuuskunta (2021–2024)
The table below shows the annual net assets of Pohjanmaan Arvo Sijoitusosuuskunta from 2021 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €95.99 Million | +0.35% |
| 2023-12-31 | €95.66 Million | -1.96% |
| 2022-12-31 | €97.57 Million | -1.38% |
| 2021-12-31 | €98.94 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Pohjanmaan Arvo Sijoitusosuuskunta's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 4.2% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €64.64 Million | 67.34% |
| Common Stock | €9.78 Million | 10.19% |
| Other Components | €21.58 Million | 22.48% |
| Total Equity | €95.99 Million | 100.00% |
Pohjanmaan Arvo Sijoitusosuuskunta Competitors by Market Cap
The table below lists competitors of Pohjanmaan Arvo Sijoitusosuuskunta ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LUKA KOPER d.d.
F:2FA
|
$828.95K |
|
CDN IMPERIAL BANK
MU:CAI
|
$829.67K |
|
IAUCL
SN:IAUCL
|
$829.68K |
|
RightCrowd Ltd
PINK:RCWDF
|
$829.73K |
|
Whitemud Resources Inc.
OTCGREY:WHTEF
|
$827.83K |
|
WAYFAIR
BE:1WF
|
$825.45K |
|
Lingotes Especiales S.A.
LSE:0F3G
|
$825.34K |
|
Robeco Sust Global Stars Eqs Fd – EUR E
AS:ROBA
|
$824.86K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Pohjanmaan Arvo Sijoitusosuuskunta's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 95,658,000 to 95,990,000, a change of 332,000 (0.3%).
- Net income of 2,937,000 contributed positively to equity growth.
- Dividend payments of 2,277,000 reduced retained earnings.
- Share repurchases of 8,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €2.94 Million | +3.06% |
| Dividends Paid | €2.28 Million | -2.37% |
| Share Repurchases | €8.00K | -0.01% |
| Other Changes | €-320.00K | -0.33% |
| Total Change | €- | 0.35% |
Book Value vs Market Value Analysis
This analysis compares Pohjanmaan Arvo Sijoitusosuuskunta's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.71x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €121.14 | €83.65 | x |
| 2022-12-31 | €119.51 | €83.65 | x |
| 2023-12-31 | €117.39 | €83.65 | x |
| 2024-12-31 | €117.82 | €83.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Pohjanmaan Arvo Sijoitusosuuskunta utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.06%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.84%
- • Asset Turnover: 0.17x
- • Equity Multiplier: 1.11x
- Recent ROE (3.06%) is below the historical average (4.07%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 8.89% | 33.88% | 0.23x | 1.12x | €-1.09 Million |
| 2022 | 2.83% | 19.35% | 0.13x | 1.12x | €-6.99 Million |
| 2023 | 1.49% | 9.35% | 0.14x | 1.13x | €-8.14 Million |
| 2024 | 3.06% | 15.84% | 0.17x | 1.11x | €-6.66 Million |
Industry Comparison
This section compares Pohjanmaan Arvo Sijoitusosuuskunta's net assets metrics with peer companies in the Asset Management industry.
Industry Context
- Industry: Asset Management
- Average net assets among peers: $81,507,921
- Average return on equity (ROE) among peers: 13.58%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Pohjanmaan Arvo Sijoitusosuuskunta (ARVOSK) | €94.99 Million | 8.89% | 0.15x | $828.16K |
| Alexandria Group Oyj (ALEX) | $20.66 Million | 18.80% | 0.63x | $110.35 Million |
| CapMan Oyj B (CAPMAN) | $194.40 Million | 6.78% | 0.74x | $182.47 Million |
| eQ Oyj (EQV1V) | $20.42 Million | -9.33% | 0.08x | $171.50 Million |
| Evli Pankki Oyj (EVLI) | $137.20 Million | 20.99% | 1.51x | $192.86 Million |
| Springvest Oyj (SPRING) | $14.01 Million | 4.11% | 0.26x | $87.22K |
| Taaleri Oyj (TAALA) | $208.65 Million | 11.02% | 0.48x | $108.53 Million |
| Titanium Oyj (TITAN) | $17.64 Million | 40.33% | 0.25x | $65.37 Million |
| United Bankers Oyj (UNITED) | $39.09 Million | 15.95% | 0.49x | $82.07 Million |