Íslandsbanki hf.
Íslandsbanki hf., together with its subsidiaries, provides commercial banking products and services to individuals and businesses in Iceland. It operates through Personal Banking, Business Banking, Corporate & Investment Banking, and Treasury and Proprietary Trading segments. The company offers retail and corporate banking, investment banking, wealth management, and asset financing services; curr… Read more
Íslandsbanki hf. (ISB) - Net Assets
Latest net assets as of June 2025: Ikr224.72 Billion ISK
Based on the latest financial reports, Íslandsbanki hf. (ISB) has net assets worth Ikr224.72 Billion ISK as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Ikr1.70 Trillion) and total liabilities (Ikr1.47 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Ikr224.72 Billion |
| % of Total Assets | 13.25% |
| Annual Growth Rate | 3.31% |
| 5-Year Change | 22.1% |
| 10-Year Change | N/A |
| Growth Volatility | 3.7 |
Íslandsbanki hf. - Net Assets Trend (2017–2024)
This chart illustrates how Íslandsbanki hf.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Íslandsbanki hf. (2017–2024)
The table below shows the annual net assets of Íslandsbanki hf. from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Ikr227.35 Billion | +1.18% |
| 2023-12-31 | Ikr224.69 Billion | +2.66% |
| 2022-12-31 | Ikr218.87 Billion | +7.44% |
| 2021-12-31 | Ikr203.71 Billion | +9.40% |
| 2020-12-31 | Ikr186.20 Billion | +3.41% |
| 2019-12-31 | Ikr180.06 Billion | +2.13% |
| 2018-12-31 | Ikr176.31 Billion | -2.61% |
| 2017-12-31 | Ikr181.04 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Íslandsbanki hf.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 37.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Ikr155.78 Billion | 68.52% |
| Other Components | Ikr71.58 Billion | 31.48% |
| Total Equity | Ikr227.35 Billion | 100.00% |
Íslandsbanki hf. Competitors by Market Cap
The table below lists competitors of Íslandsbanki hf. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cyrela Brazil Realty SA
PINK:CYRBY
|
$957.76 Million |
|
Anritsu Corporation
OTCGREY:AITUF
|
$957.96 Million |
|
Wuxi Boton Technology Co Ltd
SHE:300031
|
$958.24 Million |
|
Sunac China Holdings Limited
F:SCNR
|
$958.50 Million |
|
Netac Tech
SHE:300042
|
$957.37 Million |
|
Duskin Co., Ltd.
PINK:DSKNF
|
$957.33 Million |
|
Rémy Cointreau SA
PINK:REMYF
|
$957.31 Million |
|
BUMI RESOURC.MINER.RP 625
F:BUR
|
$957.09 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Íslandsbanki hf.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 224,693,000,000 to 227,355,000,000, a change of 2,662,000,000 (1.2%).
- Net income of 24,246,000,000 contributed positively to equity growth.
- Dividend payments of 12,303,000,000 reduced retained earnings.
- Share repurchases of 9,053,000,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Ikr24.25 Billion | +10.66% |
| Dividends Paid | Ikr12.30 Billion | -5.41% |
| Share Repurchases | Ikr9.05 Billion | -3.98% |
| Other Changes | Ikr-228.00 Million | -0.1% |
| Total Change | Ikr- | 1.18% |
Book Value vs Market Value Analysis
This analysis compares Íslandsbanki hf.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.18x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.59x to 1.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | Ikr89.28 | Ikr142.00 | x |
| 2018-12-31 | Ikr87.00 | Ikr142.00 | x |
| 2019-12-31 | Ikr88.82 | Ikr142.00 | x |
| 2020-12-31 | Ikr92.36 | Ikr142.00 | x |
| 2021-12-31 | Ikr101.86 | Ikr142.00 | x |
| 2022-12-31 | Ikr109.44 | Ikr142.00 | x |
| 2023-12-31 | Ikr113.50 | Ikr142.00 | x |
| 2024-12-31 | Ikr120.00 | Ikr142.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Íslandsbanki hf. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.66%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 38.96%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.07x
- Recent ROE (10.66%) is above the historical average (8.40%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 7.60% | 29.51% | 0.04x | 5.80x | Ikr-4.28 Billion |
| 2018 | 6.34% | 25.01% | 0.04x | 6.50x | Ikr-6.36 Billion |
| 2019 | 4.96% | 21.49% | 0.03x | 6.75x | Ikr-8.95 Billion |
| 2020 | 3.82% | 20.38% | 0.03x | 7.28x | Ikr-11.41 Billion |
| 2021 | 11.65% | 47.51% | 0.03x | 7.01x | Ikr3.36 Billion |
| 2022 | 11.21% | 42.99% | 0.04x | 7.16x | Ikr2.65 Billion |
| 2023 | 10.94% | 39.11% | 0.04x | 7.04x | Ikr2.12 Billion |
| 2024 | 10.66% | 38.96% | 0.04x | 7.07x | Ikr1.51 Billion |
Industry Comparison
This section compares Íslandsbanki hf.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $10,982,276,000
- Average return on equity (ROE) among peers: 14.50%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Íslandsbanki hf. (ISB) | Ikr224.72 Billion | 7.60% | 6.55x | $957.55 Million |
| Kvika banki hf (KVIKA) | $10.98 Billion | 14.50% | 5.88x | $559.99 Million |