Bper Banca SpA
BPER Banca SpA provides banking products and services for individuals, and businesses and professionals in Italy and internationally. The company operates through Retail, Private, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets segments. It offers loans, mortgages, insurance and social security, accounts, and digital banking related services; cards; and investments and sav… Read more
Bper Banca SpA (0MU6) - Net Assets
Latest net assets as of June 2025: €11.63 Billion EUR
Based on the latest financial reports, Bper Banca SpA (0MU6) has net assets worth €11.63 Billion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€144.53 Billion) and total liabilities (€132.89 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €11.63 Billion |
| % of Total Assets | 8.05% |
| Annual Growth Rate | 19.02% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 1.34 |
Bper Banca SpA - Net Assets Trend (2021–2024)
This chart illustrates how Bper Banca SpA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bper Banca SpA (2021–2024)
The table below shows the annual net assets of Bper Banca SpA from 2021 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €11.56 Billion | +20.90% |
| 2023-12-31 | €9.57 Billion | +17.79% |
| 2022-12-31 | €8.12 Billion | +18.40% |
| 2021-12-31 | €6.86 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bper Banca SpA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 42.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.40 Billion | 12.35% |
| Other Components | €9.95 Billion | 87.65% |
| Total Equity | €11.35 Billion | 100.00% |
Bper Banca SpA Competitors by Market Cap
The table below lists competitors of Bper Banca SpA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Kajima Corporation
F:KAJ
|
$12.96 Billion |
|
Adani Ports and Special Economic Zone Limited
NSE:ADANIPORTS
|
$12.97 Billion |
|
Koc Holdings AS
PINK:KHOLY
|
$12.97 Billion |
|
Hecla Mining Company
NYSE:HL
|
$12.99 Billion |
|
Neurocrine Biosciences Inc
NASDAQ:NBIX
|
$12.95 Billion |
|
Rithm Capital Corp
NYSE:RITM-PE
|
$12.94 Billion |
|
Sun Hung Kai Properties Limited
PINK:SUHJF
|
$12.91 Billion |
|
Domino's Pizza Inc Common Stock
NASDAQ:DPZ
|
$12.91 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bper Banca SpA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 9,366,149,000 to 11,353,867,000, a change of 1,987,718,000 (21.2%).
- Net income of 1,402,649,000 contributed positively to equity growth.
- Dividend payments of 447,855,000 reduced retained earnings.
- Other factors increased equity by 1,032,924,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €1.40 Billion | +12.35% |
| Dividends Paid | €447.86 Million | -3.94% |
| Other Changes | €1.03 Billion | +9.1% |
| Total Change | €- | 21.22% |
Book Value vs Market Value Analysis
This analysis compares Bper Banca SpA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.38x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.34x to 1.38x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | €4.75 | €11.11 | x |
| 2022-12-31 | €5.61 | €11.11 | x |
| 2023-12-31 | €6.62 | €11.11 | x |
| 2024-12-31 | €8.02 | €11.11 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bper Banca SpA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.35%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.42%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.38x
- Recent ROE (12.35%) is below the historical average (13.67%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 7.84% | 14.18% | 0.03x | 20.36x | €-144.51 Million |
| 2022 | 18.25% | 33.59% | 0.03x | 19.18x | €654.96 Million |
| 2023 | 16.22% | 25.86% | 0.04x | 15.17x | €582.88 Million |
| 2024 | 12.35% | 23.42% | 0.04x | 12.38x | €267.26 Million |
Industry Comparison
This section compares Bper Banca SpA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $391,467,582,000
- Average return on equity (ROE) among peers: 13.45%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bper Banca SpA (0MU6) | €11.63 Billion | 7.84% | 11.42x | $12.96 Billion |
| Arbuthnot Banking Group Plc (ARBB) | $208.34 Million | 2.96% | 11.46x | $17.28K |
| Axis Bank Ltd GDR (AXB) | $1.30 Trillion | 8.31% | 9.33x | $354.81 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $529.93 Billion | 22.70% | 7.41x | $2.64 Billion |
| Nationwide Building Society (NBS) | $4.19 Billion | 6.28% | 19.41x | $1.30 Billion |
| Permanent TSB Group Holdings PLC (PTSB) | $1.71 Billion | -9.50% | 11.30x | $1.72 Billion |
| SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) | $15.91 Billion | 7.07% | 16.81x | $157.33 |
| State Bank of India GDR (SBID) | $1.67 Trillion | 10.18% | 15.18x | $471.55 Billion |
| Shawbrook Group PLC (SHAW) | $437.20 Million | 14.82% | 9.63x | $310.15K |
| Secure Trust Bank PLC (STB) | $236.00 Million | 58.26% | 5.40x | $32.03K |