Turkiye Is Bankasi AS Class C
Türkiye Is Bankasi A.S. provides various banking products and services in Turkey. The company offers money transfer services; personal loans, including housing, vehicle, and consumer loans; SME loans comprising TL commercial loans, foreign currency commercial, other foreign currency commercial, and non-cash loans; credit, debit, and prepaid cards; deposits and investment products and services, su… Read more
Turkiye Is Bankasi AS Class C (ISCTR) - Net Assets
Latest net assets as of December 2025: TL504.82 Billion TRY
Based on the latest financial reports, Turkiye Is Bankasi AS Class C (ISCTR) has net assets worth TL504.82 Billion TRY as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL5.39 Trillion) and total liabilities (TL4.88 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | TL504.82 Billion |
| % of Total Assets | 9.37% |
| Annual Growth Rate | -27.63% |
| 5-Year Change | 424.93% |
| 10-Year Change | 81.68% |
| Growth Volatility | 184.44 |
Turkiye Is Bankasi AS Class C - Net Assets Trend (2000–2025)
This chart illustrates how Turkiye Is Bankasi AS Class C's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Turkiye Is Bankasi AS Class C (2000–2025)
The table below shows the annual net assets of Turkiye Is Bankasi AS Class C from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | TL504.82 Billion | +35.44% |
| 2024-12-31 | TL372.71 Billion | +22.86% |
| 2023-12-31 | TL303.36 Billion | +44.42% |
| 2022-12-31 | TL210.05 Billion | +118.42% |
| 2021-12-31 | TL96.17 Billion | +28.46% |
| 2020-12-31 | TL74.86 Billion | +13.94% |
| 2019-12-31 | TL65.70 Billion | +18.14% |
| 2018-12-31 | TL55.61 Billion | -1.46% |
| 2017-12-31 | TL56.44 Billion | -79.69% |
| 2016-12-31 | TL277.86 Billion | +657.44% |
| 2015-12-31 | TL36.68 Billion | -83.29% |
| 2014-12-31 | TL219.56 Billion | +1.32% |
| 2013-12-31 | TL216.69 Billion | +674.11% |
| 2012-12-31 | TL27.99 Billion | +37.82% |
| 2011-12-31 | TL20.31 Billion | +6.97% |
| 2010-12-31 | TL18.99 Billion | +24.05% |
| 2009-12-31 | TL15.31 Billion | +27.64% |
| 2008-12-31 | TL11.99 Billion | +0.97% |
| 2007-12-31 | TL11.88 Billion | +15.83% |
| 2006-12-31 | TL10.25 Billion | +1.74% |
| 2005-12-31 | TL10.08 Billion | +16.75% |
| 2004-12-31 | TL8.63 Billion | -100.00% |
| 2003-12-31 | TL10393.11 Trillion | +21.69% |
| 2002-12-31 | TL8540.86 Trillion | +193.88% |
| 2001-12-31 | TL2906.22 Trillion | +77.26% |
| 2000-12-31 | TL1639.52 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Turkiye Is Bankasi AS Class C's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7542815900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | TL75.43 Billion | 17.62% |
| Other Components | TL352.63 Billion | 82.38% |
| Total Equity | TL428.06 Billion | 100.00% |
Turkiye Is Bankasi AS Class C Competitors by Market Cap
The table below lists competitors of Turkiye Is Bankasi AS Class C ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
MTN Group Limited
PINK:MTNOF
|
$8.53 Billion |
|
Frontier Communications Parent Inc
NASDAQ:FYBR
|
$8.54 Billion |
|
American Financial Group Inc
NYSE:AFG
|
$8.54 Billion |
|
Bâloise Holding AG
PINK:BLHEF
|
$8.54 Billion |
|
H WORLD GROUP DL-00001
F:CL4
|
$8.51 Billion |
|
Subaru Corp
PINK:FUJHF
|
$8.51 Billion |
|
Svenska Cellulosa Aktiebolaget SCA (publ)
PINK:SVCBF
|
$8.51 Billion |
|
Hithink RoyalFlush Info Network
SHE:300033
|
$8.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Turkiye Is Bankasi AS Class C's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 318,168,886,000 to 428,061,025,000, a change of 109,892,139,000 (34.5%).
- Net income of 67,873,334,000 contributed positively to equity growth.
- Dividend payments of 8,346,758,000 reduced retained earnings.
- Other factors increased equity by 50,365,563,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | TL67.87 Billion | +15.86% |
| Dividends Paid | TL8.35 Billion | -1.95% |
| Other Changes | TL50.37 Billion | +11.77% |
| Total Change | TL- | 34.54% |
Book Value vs Market Value Analysis
This analysis compares Turkiye Is Bankasi AS Class C's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.84x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.00x to 0.84x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | TL13294.23 | TL14.42 | x |
| 2005-12-31 | TL0.70 | TL14.42 | x |
| 2006-12-31 | TL3.29 | TL14.42 | x |
| 2007-12-31 | TL3.79 | TL14.42 | x |
| 2008-12-31 | TL3.79 | TL14.42 | x |
| 2009-12-31 | TL4.33 | TL14.42 | x |
| 2010-12-31 | TL3.63 | TL14.42 | x |
| 2011-12-31 | TL3.96 | TL14.42 | x |
| 2012-12-31 | TL4.96 | TL14.42 | x |
| 2013-12-31 | TL5.06 | TL14.42 | x |
| 2014-12-31 | TL6.43 | TL14.42 | x |
| 2015-12-31 | TL7.14 | TL14.42 | x |
| 2016-12-31 | TL8.16 | TL14.42 | x |
| 2017-12-31 | TL10.04 | TL14.42 | x |
| 2018-12-31 | TL11.02 | TL14.42 | x |
| 2019-12-31 | TL2.35 | TL14.42 | x |
| 2020-12-31 | TL2.70 | TL14.42 | x |
| 2021-12-31 | TL3.48 | TL14.42 | x |
| 2022-12-31 | TL7.65 | TL14.42 | x |
| 2023-12-31 | TL10.73 | TL14.42 | x |
| 2024-12-31 | TL12.73 | TL14.42 | x |
| 2025-12-31 | TL17.12 | TL14.42 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Turkiye Is Bankasi AS Class C utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.86%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.01%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 12.59x
- Recent ROE (15.86%) is above the historical average (15.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 6.57% | 2.42% | 0.35x | 7.80x | TL-157.42 Trillion |
| 2003 | 8.05% | 3.44% | 0.32x | 7.33x | TL-115.22 Trillion |
| 2004 | 9.65% | 8.37% | 0.20x | 5.73x | TL-27.10 Million |
| 2005 | 11.80% | 13.35% | 0.12x | 7.59x | TL164.91 Million |
| 2006 | 13.94% | 16.16% | 0.09x | 9.15x | TL357.27 Million |
| 2007 | 17.46% | 19.20% | 0.11x | 8.63x | TL778.51 Million |
| 2008 | 15.22% | 17.25% | 0.08x | 10.66x | TL545.30 Million |
| 2009 | 18.72% | 22.46% | 0.09x | 9.66x | TL1.16 Billion |
| 2010 | 17.99% | 27.28% | 0.07x | 9.23x | TL1.31 Billion |
| 2011 | 12.73% | 20.28% | 0.06x | 10.31x | TL487.53 Million |
| 2012 | 18.71% | 27.82% | 0.08x | 8.92x | TL1.94 Billion |
| 2013 | 16.21% | 21.57% | 0.07x | 10.62x | TL1.41 Billion |
| 2014 | 13.00% | 19.49% | 0.07x | 9.58x | TL867.96 Million |
| 2015 | 14.53% | 22.02% | 0.07x | 10.13x | TL1.45 Billion |
| 2016 | 14.80% | 21.44% | 0.07x | 10.17x | TL1.76 Billion |
| 2017 | 12.72% | 18.70% | 0.07x | 9.58x | TL1.23 Billion |
| 2018 | 13.59% | 16.97% | 0.08x | 10.08x | TL1.78 Billion |
| 2019 | 14.06% | 18.71% | 0.08x | 9.64x | TL2.38 Billion |
| 2020 | 13.41% | 15.66% | 0.08x | 10.65x | TL2.30 Billion |
| 2021 | 15.58% | 22.55% | 0.05x | 12.93x | TL4.85 Billion |
| 2022 | 32.21% | 40.17% | 0.09x | 8.97x | TL42.47 Billion |
| 2023 | 26.94% | 34.98% | 0.07x | 11.02x | TL45.43 Billion |
| 2024 | 14.31% | 16.22% | 0.07x | 12.13x | TL13.72 Billion |
| 2025 | 15.86% | 16.01% | 0.08x | 12.59x | TL25.07 Billion |
Industry Comparison
This section compares Turkiye Is Bankasi AS Class C's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $246,413,015,398,556
- Average return on equity (ROE) among peers: 19.54%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Turkiye Is Bankasi AS Class C (ISCTR) | TL504.82 Billion | 6.57% | 9.68x | $8.52 Billion |
| Akbank TAS (AKBNK) | $26.14 Billion | 12.93% | 7.37x | $6.52 Billion |
| Albaraka Turk Katilim Bankasi AS (ALBRK) | $182.49 Million | 25.28% | 9.79x | $283.95K |
| Turkiye Halk Bankasi (HALKB) | $42.78 Billion | 8.61% | 15.27x | $5.53 Billion |
| ICBC Turkey Bank AS (ICBCT) | $604.31 Million | 7.50% | 5.38x | $27.00 Million |
| Qnb Finansbank AS (QNBTR) | $19.24 Billion | 14.31% | 11.21x | $51.51 Million |
| Haci Omer Sabanci Holding AS (SAHOL) | $25.47 Billion | 7.36% | 4.93x | $3.66 Billion |
| Sekerbank TAS (SKBNK) | $6.84 Billion | 26.99% | 9.09x | $583.53 Million |
| Turkiye Vakiflar Bankasi TAO (VAKBN) | $2217.42 Trillion | 34.82% | 10.51x | $722.86 Million |
| Yapi ve Kredi Bankasi AS (YKBNK) | $178.88 Billion | 38.02% | 9.42x | $3.33 Billion |