QNB Finans Finansal Kiralama AS

IS:QNBFL Turkey Credit Services
Market Cap
$10.42 Billion
TL369.39 Billion TRY
Market Cap Rank
#29936 Global
#503 in Turkey
Share Price
TL42.48
Change (1 day)
+0.00%
52-Week Range
TL42.48 - TL42.48
All Time High
TL189.20
About

QNB Finansal Kiralama A.S. provides financial leasing services in Turkey and internationally. The company offers finance leasing services for heavy duty and construction machinery, metal processing machines, real estate, energy and energy efficiency equipment, medical devices and equipment, yacht/boat, agricultural machinery, audio and visual systems, elevators and escalators, power transmission … Read more

QNB Finans Finansal Kiralama AS (QNBFL) - Net Assets

Latest net assets as of December 2024: TL4.65 Billion TRY

Based on the latest financial reports, QNB Finans Finansal Kiralama AS (QNBFL) has net assets worth TL4.65 Billion TRY as of December 2024.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL31.21 Billion) and total liabilities (TL26.56 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets TL4.65 Billion
% of Total Assets 14.9%
Annual Growth Rate 21.52%
5-Year Change 172.9%
10-Year Change N/A
Growth Volatility 14.62

QNB Finans Finansal Kiralama AS - Net Assets Trend (2017–2023)

This chart illustrates how QNB Finans Finansal Kiralama AS's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for QNB Finans Finansal Kiralama AS (2017–2023)

The table below shows the annual net assets of QNB Finans Finansal Kiralama AS from 2017 to 2023.

Year Net Assets Change
2023-12-31 TL2.45 Billion +49.75%
2022-12-31 TL1.64 Billion +32.21%
2021-12-31 TL1.24 Billion +19.27%
2020-12-31 TL1.04 Billion +15.57%
2019-12-31 TL897.89 Million +7.60%
2018-12-31 TL834.45 Million +9.63%
2017-12-31 TL761.14 Million --

Equity Component Analysis

This analysis shows how different components contribute to QNB Finans Finansal Kiralama AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 35.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2023)

Component Amount Percentage
Retained Earnings TL824.38 Million 33.64%
Other Components TL1.63 Billion 66.36%
Total Equity TL2.45 Billion 100.00%

QNB Finans Finansal Kiralama AS Competitors by Market Cap

The table below lists competitors of QNB Finans Finansal Kiralama AS ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in QNB Finans Finansal Kiralama AS's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2022 to 2023, total equity changed from 1,636,294,000 to 2,450,332,000, a change of 814,038,000 (49.7%).
  • Net income of 824,382,000 contributed positively to equity growth.

Equity Change Factors (2022 to 2023)

Factor Impact Contribution
Net Income TL824.38 Million +33.64%
Other Changes TL-10.34 Million -0.42%
Total Change TL- 49.75%

Book Value vs Market Value Analysis

This analysis compares QNB Finans Finansal Kiralama AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 150.75x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has increased from 6.42x to 150.75x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 TL6.62 TL42.48 x
2018-12-31 TL7.26 TL42.48 x
2019-12-31 TL7.81 TL42.48 x
2020-12-31 TL9.02 TL42.48 x
2021-12-31 TL10.76 TL42.48 x
2022-12-31 TL14.23 TL42.48 x
2023-12-31 TL0.28 TL42.48 x

Capital Efficiency Dashboard

This dashboard shows how efficiently QNB Finans Finansal Kiralama AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 33.64%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 26.03%
  • • Asset Turnover: 0.13x
  • • Equity Multiplier: 10.13x
  • Recent ROE (33.64%) is above the historical average (17.05%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2017 12.35% 30.05% 0.07x 6.19x TL17.85 Million
2018 8.82% 14.87% 0.08x 7.17x TL-9.86 Million
2019 10.13% 17.00% 0.09x 6.56x TL1.18 Million
2020 13.56% 23.43% 0.08x 7.55x TL36.90 Million
2021 16.28% 23.55% 0.07x 10.42x TL77.77 Million
2022 24.54% 27.65% 0.09x 10.30x TL237.92 Million
2023 33.64% 26.03% 0.13x 10.13x TL579.35 Million

Industry Comparison

This section compares QNB Finans Finansal Kiralama AS's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $1,937,381,886
  • Average return on equity (ROE) among peers: 25.41%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
QNB Finans Finansal Kiralama AS (QNBFL) TL4.65 Billion 12.35% 5.71x $7.20 Million
Creditwest Faktoring AS (CRDFA) $44.48 Million 27.35% 3.24x $64.19 Million
Garanti Faktoring AS (GARFA) $140.38 Million 14.61% 20.30x $31.73 Million
Is Finansal Kiralama AS (ISFIN) $475.96 Million 13.38% 3.40x $150.35 Million
Katilimevim Tasaruf Finansman A.S. (KTLEV) $12.46 Billion 69.20% 2.81x $2.25 Billion
Lider Faktoring AS (LIDFA) $132.75 Million 17.00% 8.77x $23.06 Million
Seker Finansal Kiralama AS (SEKFK) $281.81 Million 36.32% 4.38x $18.29 Million
Vakif Finansal Kiralama AS (VAKFN) $29.80 Million 0.00% 3.93x $101.47 Million