Vakif Finansal Kiralama AS

IS:VAKFN Turkey Credit Services
Market Cap
$263.66 Million
TL9.35 Billion TRY
Market Cap Rank
#18256 Global
#157 in Turkey
Share Price
TL1.87
Change (1 day)
-1.58%
52-Week Range
TL1.74 - TL3.32
All Time High
TL3.32
About

Vakif Finansal Kiralama A.S. engages in the provision of financial leasing services in Turkey. The company was incorporated in 1988 and is headquartered in Istanbul, Turkey. Vakif Finansal Kiralama A.S. is a subsidiary of Türkiye Vakiflar Bankasi Türk Anonim Ortakligi.

Vakif Finansal Kiralama AS (VAKFN) - Net Assets

Latest net assets as of December 2025: TL7.46 Billion TRY

Based on the latest financial reports, Vakif Finansal Kiralama AS (VAKFN) has net assets worth TL7.46 Billion TRY as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL36.28 Billion) and total liabilities (TL28.82 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets TL7.46 Billion
% of Total Assets 20.55%
Annual Growth Rate -25.18%
5-Year Change 961.43%
10-Year Change 4283.19%
Growth Volatility 43.06

Vakif Finansal Kiralama AS - Net Assets Trend (2000–2025)

This chart illustrates how Vakif Finansal Kiralama AS's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Vakif Finansal Kiralama AS (2000–2025)

The table below shows the annual net assets of Vakif Finansal Kiralama AS from 2000 to 2025.

Year Net Assets Change
2025-12-31 TL7.46 Billion +30.11%
2024-12-31 TL5.73 Billion +100.17%
2023-12-31 TL2.86 Billion +116.08%
2022-12-31 TL1.32 Billion +88.62%
2021-12-31 TL702.44 Million +97.78%
2020-12-31 TL355.16 Million +25.35%
2019-12-31 TL283.35 Million +14.64%
2018-12-31 TL247.16 Million +20.48%
2017-12-31 TL205.14 Million +20.60%
2016-12-31 TL170.10 Million +18.42%
2015-12-31 TL143.64 Million +36.84%
2014-12-31 TL104.97 Million -3.80%
2013-12-31 TL109.11 Million +1.60%
2012-12-31 TL107.40 Million +6.96%
2011-12-31 TL100.41 Million +16.58%
2010-12-31 TL86.13 Million +26.90%
2009-12-31 TL67.87 Million +41.13%
2008-12-31 TL48.09 Million +45.02%
2007-12-31 TL33.16 Million -9.13%
2006-12-31 TL36.49 Million +22.46%
2005-12-31 TL29.80 Million +44.88%
2004-12-31 TL20.57 Million -100.00%
2003-12-31 TL14.06 Trillion -24.49%
2002-12-31 TL18.63 Trillion +15.56%
2001-12-31 TL16.12 Trillion +53.43%
2000-12-31 TL10.51 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to Vakif Finansal Kiralama AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings TL1.84 Billion 24.72%
Other Components TL5.61 Billion 75.28%
Total Equity TL7.46 Billion 100.00%

Vakif Finansal Kiralama AS Competitors by Market Cap

The table below lists competitors of Vakif Finansal Kiralama AS ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Vakif Finansal Kiralama AS's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 5,730,644,000 to 7,455,930,000, a change of 1,725,286,000 (30.1%).
  • Net income of 1,529,246,000 contributed positively to equity growth.
  • Other factors increased equity by 196,040,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income TL1.53 Billion +20.51%
Other Changes TL196.04 Million +2.63%
Total Change TL- 30.11%

Book Value vs Market Value Analysis

This analysis compares Vakif Finansal Kiralama AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.25x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 1.82x to 1.25x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 TL1.03 TL1.87 x
2018-12-31 TL1.24 TL1.87 x
2019-12-31 TL1.42 TL1.87 x
2020-12-31 TL1.78 TL1.87 x
2021-12-31 TL0.01 TL1.87 x
2022-12-31 TL2.21 TL1.87 x
2023-12-31 TL2.86 TL1.87 x
2024-12-31 TL1.15 TL1.87 x
2025-12-31 TL1.49 TL1.87 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Vakif Finansal Kiralama AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 20.51%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 26.50%
  • • Asset Turnover: 0.16x
  • • Equity Multiplier: 4.87x
  • Recent ROE (20.51%) is above the historical average (17.67%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2011 14.37% 38.40% 0.06x 6.00x TL4.38 Million
2012 5.03% 9.83% 0.07x 7.52x TL-5.33 Million
2013 1.20% 1.79% 0.07x 9.78x TL-9.59 Million
2014 -3.68% -4.05% 0.08x 11.46x TL-14.35 Million
2015 16.47% 125.02% 0.01x 10.49x TL9.28 Million
2016 13.69% 20.68% 0.07x 9.92x TL6.28 Million
2017 16.49% 23.81% 0.07x 10.22x TL13.31 Million
2018 16.18% 19.55% 0.07x 12.49x TL15.26 Million
2019 11.14% 13.22% 0.08x 10.70x TL3.24 Million
2020 16.98% 22.57% 0.07x 10.45x TL24.80 Million
2021 18.23% 34.71% 0.06x 8.96x TL57.83 Million
2022 39.14% 46.82% 0.08x 9.98x TL386.07 Million
2023 50.41% 37.28% 0.15x 9.16x TL1.16 Billion
2024 28.83% 24.47% 0.22x 5.41x TL1.08 Billion
2025 20.51% 26.50% 0.16x 4.87x TL783.65 Million

Industry Comparison

This section compares Vakif Finansal Kiralama AS's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $2,081,366,743
  • Average return on equity (ROE) among peers: 27.35%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Vakif Finansal Kiralama AS (VAKFN) TL7.46 Billion 14.37% 3.87x $99.87 Million
Creditwest Faktoring AS (CRDFA) $44.48 Million 27.35% 3.24x $68.02 Million
Garanti Faktoring AS (GARFA) $140.38 Million 14.61% 20.30x $31.82 Million
Is Finansal Kiralama AS (ISFIN) $475.96 Million 13.38% 3.40x $150.05 Million
Katilimevim Tasaruf Finansman A.S. (KTLEV) $12.46 Billion 69.20% 2.81x $2.25 Billion
Lider Faktoring AS (LIDFA) $132.75 Million 17.00% 8.77x $24.05 Million
QNB Finans Finansal Kiralama AS (QNBFL) $1.04 Billion 13.56% 6.55x $7.20 Million
Seker Finansal Kiralama AS (SEKFK) $281.81 Million 36.32% 4.38x $17.92 Million