Adira Dinamika Multi Finance

JK:ADMF Indonesia Credit Services
Market Cap
$634.92 Million
Rp10.33 Trillion IDR
Market Cap Rank
#17084 Global
#137 in Indonesia
Share Price
Rp8425.00
Change (1 day)
+0.30%
52-Week Range
Rp8000.00 - Rp9300.00
All Time High
Rp13223.84
About

PT Adira Dinamika Multi Finance Tbk provides consumer financing, murabahah financing, and finance leasing services in Indonesia. It also provides sharia financing, which includes investment financing, working capital financing, multipurpose financing, and other financing business activities. The company was founded in 1990 and is headquartered in Jakarta Selatan, Indonesia. PT Adira Dinamika Mult… Read more

Adira Dinamika Multi Finance (ADMF) - Net Assets

Latest net assets as of June 2025: Rp11.43 Trillion IDR

Based on the latest financial reports, Adira Dinamika Multi Finance (ADMF) has net assets worth Rp11.43 Trillion IDR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp31.25 Trillion) and total liabilities (Rp19.82 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp11.43 Trillion
% of Total Assets 36.58%
Annual Growth Rate 18.22%
5-Year Change 45.81%
10-Year Change 164.99%
Growth Volatility 19.3

Adira Dinamika Multi Finance - Net Assets Trend (2003–2024)

This chart illustrates how Adira Dinamika Multi Finance's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Adira Dinamika Multi Finance (2003–2024)

The table below shows the annual net assets of Adira Dinamika Multi Finance from 2003 to 2024.

Year Net Assets Change
2024-12-31 Rp11.56 Trillion +3.99%
2023-12-31 Rp11.11 Trillion +10.76%
2022-12-31 Rp10.03 Trillion +12.89%
2021-12-31 Rp8.89 Trillion +12.13%
2020-12-31 Rp7.93 Trillion -1.90%
2019-12-31 Rp8.08 Trillion +14.95%
2018-12-31 Rp7.03 Trillion +22.33%
2017-12-31 Rp5.75 Trillion +15.43%
2016-12-31 Rp4.98 Trillion +14.14%
2015-12-31 Rp4.36 Trillion +7.21%
2014-12-31 Rp4.07 Trillion -32.45%
2013-12-31 Rp6.02 Trillion +19.58%
2012-12-31 Rp5.04 Trillion +13.90%
2011-12-31 Rp4.42 Trillion +16.51%
2010-12-31 Rp3.79 Trillion +43.07%
2009-12-31 Rp2.65 Trillion +36.02%
2008-12-31 Rp1.95 Trillion +59.23%
2007-12-31 Rp1.22 Trillion +35.07%
2006-12-31 Rp906.65 Billion +29.90%
2005-12-31 Rp697.95 Billion +34.33%
2004-12-31 Rp519.58 Billion +51.27%
2003-12-31 Rp343.48 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Adira Dinamika Multi Finance's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4546.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp11.21 Trillion 96.99%
Common Stock Rp100.00 Billion 0.87%
Other Comprehensive Income Rp240.80 Billion 2.08%
Other Components Rp6.75 Billion 0.06%
Total Equity Rp11.56 Trillion 100.00%

Adira Dinamika Multi Finance Competitors by Market Cap

The table below lists competitors of Adira Dinamika Multi Finance ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Adira Dinamika Multi Finance's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 11,112,186,000,000 to 11,555,744,000,000, a change of 443,558,000,000 (4.0%).
  • Net income of 1,406,682,000,000 contributed positively to equity growth.
  • Dividend payments of 972,000,000,000 reduced retained earnings.
  • Other comprehensive income increased equity by 18,407,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp1.41 Trillion +12.17%
Dividends Paid Rp972.00 Billion -8.41%
Other Comprehensive Income Rp18.41 Billion +0.16%
Other Changes Rp-9.53 Billion -0.08%
Total Change Rp- 3.99%

Book Value vs Market Value Analysis

This analysis compares Adira Dinamika Multi Finance's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.73x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 4.32x to 0.73x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2008-12-31 Rp1950.00 Rp8425.00 x
2009-12-31 Rp2652.40 Rp8425.00 x
2010-12-31 Rp3794.76 Rp8425.00 x
2011-12-31 Rp4421.37 Rp8425.00 x
2012-12-31 Rp5035.77 Rp8425.00 x
2013-12-31 Rp6021.99 Rp8425.00 x
2014-12-31 Rp4067.57 Rp8425.00 x
2015-12-31 Rp4360.79 Rp8425.00 x
2016-12-31 Rp4977.20 Rp8425.00 x
2017-12-31 Rp5745.42 Rp8425.00 x
2018-12-31 Rp7028.20 Rp8425.00 x
2019-12-31 Rp8078.80 Rp8425.00 x
2020-12-31 Rp7925.28 Rp8425.00 x
2021-12-31 Rp8887.01 Rp8425.00 x
2022-12-31 Rp10032.39 Rp8425.00 x
2023-12-31 Rp11112.19 Rp8425.00 x
2024-12-31 Rp11555.74 Rp8425.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Adira Dinamika Multi Finance utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 12.17%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 17.71%
  • • Asset Turnover: 0.24x
  • • Equity Multiplier: 2.82x
  • Recent ROE (12.17%) is below the historical average (31.87%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2003 45.23% 24.65% 0.40x 4.58x Rp121.01 Billion
2004 58.00% 29.74% 0.64x 3.06x Rp249.39 Billion
2005 68.25% 26.29% 1.11x 2.34x Rp406.57 Billion
2006 51.17% 24.01% 0.66x 3.21x Rp373.27 Billion
2007 45.71% 23.03% 0.74x 2.70x Rp437.25 Billion
2008 52.32% 43.77% 0.65x 1.84x Rp825.23 Billion
2009 45.71% 43.65% 0.64x 1.63x Rp947.16 Billion
2010 38.68% 69.28% 0.28x 2.00x Rp1.09 Trillion
2011 35.81% 52.63% 0.18x 3.82x Rp1.14 Trillion
2012 28.17% 33.71% 0.17x 5.06x Rp915.06 Billion
2013 28.35% 33.22% 0.17x 5.15x Rp1.11 Trillion
2014 19.48% 13.28% 0.20x 7.36x Rp385.41 Billion
2015 15.25% 11.04% 0.22x 6.36x Rp228.76 Billion
2016 20.28% 15.58% 0.23x 5.55x Rp511.63 Billion
2017 24.53% 19.11% 0.25x 5.13x Rp834.61 Billion
2018 25.83% 21.62% 0.27x 4.48x Rp1.11 Trillion
2019 26.10% 22.92% 0.26x 4.35x Rp1.30 Trillion
2020 12.94% 13.20% 0.27x 3.69x Rp233.05 Billion
2021 13.65% 18.22% 0.28x 2.67x Rp324.62 Billion
2022 16.00% 24.30% 0.27x 2.48x Rp602.32 Billion
2023 17.49% 25.49% 0.25x 2.79x Rp832.83 Billion
2024 12.17% 17.71% 0.24x 2.82x Rp251.11 Billion

Industry Comparison

This section compares Adira Dinamika Multi Finance's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $956,900,164,603
  • Average return on equity (ROE) among peers: 7.92%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Adira Dinamika Multi Finance (ADMF) Rp11.43 Trillion 45.23% 1.73x $130.76 Million
Buana Finance Tbk (BBLD) $1.24 Trillion 2.31% 1.88x $25.56 Million
BFI Finance Indonesia Tbk (BFIN) $611.95 Billion 16.06% 0.84x $317.78 Million
Batavia Prosperindo Finance (BPFI) $621.93 Billion 8.00% 1.53x $4.55 Million
Clipan Finance Indonesia Tbk (CFIN) $4.35 Trillion 7.02% 1.55x $38.73 Million
Danasupra Erapacific Tbk (DEFI) $43.01 Billion 2.40% 0.75x $1.92 Million
Fuji Finance Indonesia Tbk PT (FUJI) $48.65 Billion 16.42% 0.01x $835.77K
Radana Bhaskara Finance Tbk (HDFA) $513.33 Billion 4.99% 6.02x $1.88 Million
Intan Baruprana Finance Tbk (IBFN) $-631.13 Billion 0.00% 0.00x $1.28 Million
Mandala Multifinance Tbk (MFIN) $1.81 Trillion 14.08% 0.96x $1.81 Million