Bank Net Indonesia Syariah Tbk PT
PT Bank Aladin Syariah Tbk provides sharia banking products and services to individual and business customers in Indonesia. The company offers savings products, current accounts, and certificates; and funding and financing products, as well as other banking services, including fund transfers, payments, purchases, transaction scheduling, cash withdrawals and deposits, donations, zakat and others. … Read more
Bank Net Indonesia Syariah Tbk PT (BANK) - Net Assets
Latest net assets as of September 2025: Rp3.27 Trillion IDR
Based on the latest financial reports, Bank Net Indonesia Syariah Tbk PT (BANK) has net assets worth Rp3.27 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp12.79 Trillion) and total liabilities (Rp9.52 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.27 Trillion |
| % of Total Assets | 25.59% |
| Annual Growth Rate | 10.46% |
| 5-Year Change | 389.43% |
| 10-Year Change | 315.93% |
| Growth Volatility | 81.01 |
Bank Net Indonesia Syariah Tbk PT - Net Assets Trend (2012–2024)
This chart illustrates how Bank Net Indonesia Syariah Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Net Indonesia Syariah Tbk PT (2012–2024)
The table below shows the annual net assets of Bank Net Indonesia Syariah Tbk PT from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.14 Trillion | +1.73% |
| 2023-12-31 | Rp3.09 Trillion | -23.36% |
| 2022-12-31 | Rp4.03 Trillion | +87.66% |
| 2021-12-31 | Rp2.15 Trillion | +234.53% |
| 2020-12-31 | Rp641.27 Billion | +7.65% |
| 2019-12-31 | Rp595.72 Billion | +12.34% |
| 2018-12-31 | Rp530.26 Billion | -9.15% |
| 2017-12-31 | Rp583.65 Billion | -1.43% |
| 2016-12-31 | Rp592.11 Billion | -21.53% |
| 2015-12-31 | Rp754.61 Billion | -69.10% |
| 2014-12-31 | Rp2.44 Trillion | +146.12% |
| 2013-12-31 | Rp992.22 Billion | +4.35% |
| 2012-12-31 | Rp950.85 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Net Indonesia Syariah Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 757.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp1.39 Trillion | 44.35% |
| Other Comprehensive Income | Rp1.65 Trillion | 52.46% |
| Other Components | Rp965.67 Billion | 30.77% |
| Total Equity | Rp3.14 Trillion | 100.00% |
Bank Net Indonesia Syariah Tbk PT Competitors by Market Cap
The table below lists competitors of Bank Net Indonesia Syariah Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jinglv Envi Science & Tech Co
SHE:001230
|
$175.09 Million |
|
LifeMD Inc
NASDAQ:LFMD
|
$175.14 Million |
|
Ningbo Yibin Electronic Technology Co. Ltd. Cl A
SHE:001278
|
$175.18 Million |
|
Berkeley Energy Ltd
PINK:BKLRF
|
$175.19 Million |
|
Gulf Oil Lubricants India Limited
NSE:GULFOILLUB
|
$174.99 Million |
|
Central Hydropower JSC
VN:CHP
|
$174.98 Million |
|
JS Global Lifestyle Company Limited
PINK:JGLCF
|
$174.98 Million |
|
Innate Pharma
PINK:IPHYF
|
$174.96 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Net Indonesia Syariah Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,085,241,000,000 to 3,138,593,000,000, a change of 53,352,000,000 (1.7%).
- Net loss of 73,727,000,000 reduced equity.
- Share repurchases of 12,000,000 reduced equity.
- New share issuances of 123,012,000,000 increased equity.
- Other comprehensive income increased equity by 127,068,000,000.
- Other factors decreased equity by 122,989,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp-73.73 Billion | -2.35% |
| Share Repurchases | Rp12.00 Million | -0.0% |
| Share Issuances | Rp123.01 Billion | +3.92% |
| Other Comprehensive Income | Rp127.07 Billion | +4.05% |
| Other Changes | Rp-122.99 Billion | -3.92% |
| Total Change | Rp- | 1.73% |
Book Value vs Market Value Analysis
This analysis compares Bank Net Indonesia Syariah Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.00x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.54x to 2.00x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | Rp127.09 | Rp450.00 | x |
| 2015-12-31 | Rp91.77 | Rp450.00 | x |
| 2016-12-31 | Rp72.27 | Rp450.00 | x |
| 2017-12-31 | Rp71.24 | Rp450.00 | x |
| 2018-12-31 | Rp36.09 | Rp450.00 | x |
| 2019-12-31 | Rp45.15 | Rp450.00 | x |
| 2020-12-31 | Rp40.10 | Rp450.00 | x |
| 2021-12-31 | Rp81.83 | Rp450.00 | x |
| 2022-12-31 | Rp232.06 | Rp450.00 | x |
| 2023-12-31 | Rp223.35 | Rp450.00 | x |
| 2024-12-31 | Rp225.50 | Rp450.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Net Indonesia Syariah Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -2.35%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -15.45%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 2.98x
- Recent ROE (-2.35%) is above the historical average (-5.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 4.24% | 39.39% | 0.05x | 2.17x | Rp-54.73 Billion |
| 2013 | 4.17% | 29.51% | 0.06x | 2.32x | Rp-57.85 Billion |
| 2014 | 5.33% | 41.90% | 0.05x | 2.34x | Rp-48.96 Billion |
| 2015 | -39.01% | -166.14% | 0.10x | 2.31x | Rp-369.85 Billion |
| 2016 | -27.65% | -143.94% | 0.08x | 2.27x | Rp-222.95 Billion |
| 2017 | -1.68% | -11.98% | 0.06x | 2.19x | Rp-68.15 Billion |
| 2018 | -12.21% | -120.85% | 0.08x | 1.25x | Rp-117.75 Billion |
| 2019 | 12.98% | 173.07% | 0.06x | 1.20x | Rp17.73 Billion |
| 2020 | 7.00% | 131.63% | 0.05x | 1.12x | Rp-19.26 Billion |
| 2021 | -11.59% | -363.16% | 0.02x | 2.08x | Rp-225.91 Billion |
| 2022 | -8.43% | -390.08% | 0.01x | 1.51x | Rp-579.24 Billion |
| 2023 | -7.35% | -93.22% | 0.03x | 2.30x | Rp-535.26 Billion |
| 2024 | -2.35% | -15.45% | 0.05x | 2.98x | Rp-387.59 Billion |
Industry Comparison
This section compares Bank Net Indonesia Syariah Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,696,046,786,731
- Average return on equity (ROE) among peers: -2.93%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Net Indonesia Syariah Tbk PT (BANK) | Rp3.27 Trillion | 4.24% | 2.91x | $175.00 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |