Bank Mestika Dharma Tbk
PT Bank Mestika Dharma Tbk provides banking products and services in Indonesia. It offers saving accounts, current accounts, and time deposits; and multi-purpose, house, car, and land loans, as well as trade finance, working capital loans, and investment credit services. The company provides mobile, Internet, and SMS banking; ATM card; safe deposit box; export and import; money changer; telegraph… Read more
Bank Mestika Dharma Tbk (BBMD) - Net Assets
Latest net assets as of September 2025: Rp5.35 Trillion IDR
Based on the latest financial reports, Bank Mestika Dharma Tbk (BBMD) has net assets worth Rp5.35 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp16.58 Trillion) and total liabilities (Rp11.23 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp5.35 Trillion |
| % of Total Assets | 32.26% |
| Annual Growth Rate | 9.96% |
| 5-Year Change | 26.91% |
| 10-Year Change | 124.77% |
| Growth Volatility | 7.36 |
Bank Mestika Dharma Tbk - Net Assets Trend (2008–2024)
This chart illustrates how Bank Mestika Dharma Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Mestika Dharma Tbk (2008–2024)
The table below shows the annual net assets of Bank Mestika Dharma Tbk from 2008 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp5.09 Trillion | +3.77% |
| 2023-12-31 | Rp4.90 Trillion | +7.72% |
| 2022-12-31 | Rp4.55 Trillion | +5.81% |
| 2021-12-31 | Rp4.30 Trillion | +7.31% |
| 2020-12-31 | Rp4.01 Trillion | +15.19% |
| 2019-12-31 | Rp3.48 Trillion | +12.71% |
| 2018-12-31 | Rp3.09 Trillion | +0.17% |
| 2017-12-31 | Rp3.08 Trillion | +14.95% |
| 2016-12-31 | Rp2.68 Trillion | +18.46% |
| 2015-12-31 | Rp2.26 Trillion | +6.76% |
| 2014-12-31 | Rp2.12 Trillion | +9.81% |
| 2013-12-31 | Rp1.93 Trillion | +3.86% |
| 2012-12-31 | Rp1.86 Trillion | +31.28% |
| 2010-12-31 | Rp1.42 Trillion | +15.15% |
| 2009-12-31 | Rp1.23 Trillion | +10.43% |
| 2008-12-31 | Rp1.11 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Mestika Dharma Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1167.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp3.75 Trillion | 73.62% |
| Common Stock | Rp818.02 Billion | 16.08% |
| Other Components | Rp524.41 Billion | 10.31% |
| Total Equity | Rp5.09 Trillion | 100.00% |
Bank Mestika Dharma Tbk Competitors by Market Cap
The table below lists competitors of Bank Mestika Dharma Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sumas Suni Tahta ve Mobilya Sanayi AS
IS:SUMAS
|
$15.70 Million |
|
Bak Ambalaj Sanayi ve Ticaret AS
IS:BAKAB
|
$15.71 Million |
|
Bestec Power Electronics Co Ltd
TW:3308
|
$15.71 Million |
|
edding AG
F:EDD3
|
$15.72 Million |
|
Kanpai Co., Ltd
TWO:1269
|
$15.70 Million |
|
Gurktaler AG ST
VI:GAGS
|
$15.70 Million |
|
FRANCHETTI S.P.A.
F:D0E
|
$15.69 Million |
|
01 Communique Laboratory Inc
OTCQB:OONEF
|
$15.69 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Mestika Dharma Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,903,654,244,693 to 5,088,347,193,335, a change of 184,692,948,642 (3.8%).
- Net income of 403,389,184,038 contributed positively to equity growth.
- Dividend payments of 138,007,648,000 reduced retained earnings.
- Share repurchases of 3,894,478,690 reduced equity.
- New share issuances of 3,894,478,686 increased equity.
- Other comprehensive income decreased equity by 674,119,172,434.
- Other factors increased equity by 593,430,585,042.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp403.39 Billion | +7.93% |
| Dividends Paid | Rp138.01 Billion | -2.71% |
| Share Repurchases | Rp3.89 Billion | -0.08% |
| Share Issuances | Rp3.89 Billion | +0.08% |
| Other Comprehensive Income | Rp-674.12 Billion | -13.25% |
| Other Changes | Rp593.43 Billion | +11.66% |
| Total Change | Rp- | 3.77% |
Book Value vs Market Value Analysis
This analysis compares Bank Mestika Dharma Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.58x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.38x to 1.58x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | Rp454.54 | Rp1990.00 | x |
| 2013-12-31 | Rp472.11 | Rp1990.00 | x |
| 2014-12-31 | Rp518.43 | Rp1990.00 | x |
| 2015-12-31 | Rp553.49 | Rp1990.00 | x |
| 2016-12-31 | Rp655.68 | Rp1990.00 | x |
| 2017-12-31 | Rp753.68 | Rp1990.00 | x |
| 2018-12-31 | Rp755.00 | Rp1990.00 | x |
| 2019-12-31 | Rp851.02 | Rp1990.00 | x |
| 2020-12-31 | Rp984.10 | Rp1990.00 | x |
| 2021-12-31 | Rp971.19 | Rp1990.00 | x |
| 2022-12-31 | Rp1130.44 | Rp1990.00 | x |
| 2023-12-31 | Rp1217.67 | Rp1990.00 | x |
| 2024-12-31 | Rp1262.89 | Rp1990.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Mestika Dharma Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.93%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.28%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 3.26x
- Recent ROE (7.93%) is below the historical average (10.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 14.57% | 35.04% | 0.10x | 3.96x | Rp84.95 Billion |
| 2013 | 15.97% | 38.02% | 0.10x | 4.10x | Rp115.20 Billion |
| 2014 | 11.17% | 25.79% | 0.11x | 4.09x | Rp24.89 Billion |
| 2015 | 10.64% | 23.88% | 0.11x | 4.16x | Rp14.39 Billion |
| 2016 | 6.68% | 16.82% | 0.10x | 3.95x | Rp-88.92 Billion |
| 2017 | 8.57% | 23.88% | 0.09x | 3.83x | Rp-44.02 Billion |
| 2018 | 8.61% | 24.70% | 0.09x | 3.92x | Rp-42.94 Billion |
| 2019 | 7.11% | 22.27% | 0.09x | 3.71x | Rp-100.47 Billion |
| 2020 | 8.13% | 26.11% | 0.09x | 3.53x | Rp-74.99 Billion |
| 2021 | 13.29% | 39.59% | 0.08x | 4.09x | Rp128.48 Billion |
| 2022 | 11.49% | 37.76% | 0.08x | 3.64x | Rp67.87 Billion |
| 2023 | 8.51% | 31.61% | 0.08x | 3.27x | Rp-73.23 Billion |
| 2024 | 7.93% | 31.28% | 0.08x | 3.26x | Rp-105.45 Billion |
Industry Comparison
This section compares Bank Mestika Dharma Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,356,223,050,560
- Average return on equity (ROE) among peers: -3.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Mestika Dharma Tbk (BBMD) | Rp5.35 Trillion | 14.57% | 2.10x | $15.70 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |