Bank Rakyat Indonesia Persero
PT Bank Rakyat Indonesia (Persero) Tbk provides various banking products and services in Indonesia and internationally. The company offers savings and current accounts; time, foreign currency time, and on call deposits; mortgage, working capital, investment, franchise, and cash collateral loans, as well as supply and value chain financing and bank guarantees; and micro, small and medium, and prog… Read more
Bank Rakyat Indonesia Persero (BBRI) - Net Assets
Latest net assets as of June 2025: Rp322.07 Trillion IDR
Based on the latest financial reports, Bank Rakyat Indonesia Persero (BBRI) has net assets worth Rp322.07 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp2106.37 Trillion) and total liabilities (Rp1784.30 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp322.07 Trillion |
| % of Total Assets | 15.29% |
| Annual Growth Rate | 18.94% |
| 5-Year Change | 61.67% |
| 10-Year Change | 185.69% |
| Growth Volatility | 13.72 |
Bank Rakyat Indonesia Persero - Net Assets Trend (2003–2024)
This chart illustrates how Bank Rakyat Indonesia Persero's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Rakyat Indonesia Persero (2003–2024)
The table below shows the annual net assets of Bank Rakyat Indonesia Persero from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp323.19 Trillion | +2.12% |
| 2023-12-31 | Rp316.47 Trillion | +4.31% |
| 2022-12-31 | Rp303.40 Trillion | +3.98% |
| 2021-12-31 | Rp291.79 Trillion | +45.96% |
| 2020-12-31 | Rp199.91 Trillion | -4.25% |
| 2019-12-31 | Rp208.78 Trillion | +12.69% |
| 2018-12-31 | Rp185.28 Trillion | +10.71% |
| 2017-12-31 | Rp167.35 Trillion | +13.99% |
| 2016-12-31 | Rp146.81 Trillion | +29.78% |
| 2015-12-31 | Rp113.13 Trillion | +15.75% |
| 2014-12-31 | Rp97.74 Trillion | +23.21% |
| 2013-12-31 | Rp79.33 Trillion | +22.26% |
| 2012-12-31 | Rp64.88 Trillion | +30.23% |
| 2011-12-31 | Rp49.82 Trillion | +35.85% |
| 2010-12-31 | Rp36.67 Trillion | +34.54% |
| 2009-12-31 | Rp27.26 Trillion | +21.92% |
| 2008-12-31 | Rp22.36 Trillion | +15.02% |
| 2007-12-31 | Rp19.44 Trillion | +15.16% |
| 2006-12-31 | Rp16.88 Trillion | +26.40% |
| 2005-12-31 | Rp13.35 Trillion | +7.25% |
| 2004-12-31 | Rp12.45 Trillion | +47.27% |
| 2003-12-31 | Rp8.45 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Rakyat Indonesia Persero's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 27470.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp215.07 Trillion | 67.83% |
| Common Stock | Rp7.58 Trillion | 2.39% |
| Other Comprehensive Income | Rp22.91 Trillion | 7.23% |
| Other Components | Rp71.53 Trillion | 22.56% |
| Total Equity | Rp317.09 Trillion | 100.00% |
Bank Rakyat Indonesia Persero Competitors by Market Cap
The table below lists competitors of Bank Rakyat Indonesia Persero ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bharat Electronics Limited
NSE:BEL_old
|
$15.34 Billion |
|
Arm Holdings plc
F:O9T
|
$15.39 Billion |
|
Rentokil Initial PLC
NYSE:RTO
|
$15.41 Billion |
|
Entegris Inc
NASDAQ:ENTG
|
$15.47 Billion |
|
Lennox International Inc
NYSE:LII
|
$15.33 Billion |
|
WUS Printed Circuit Kunshan Co Ltd
SHE:002463
|
$15.33 Billion |
|
CF Industries Holdings Inc
NYSE:CF
|
$15.33 Billion |
|
Hangzhou Hikvision Digital Technology Co Ltd
SHE:002415
|
$15.32 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Rakyat Indonesia Persero's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 311,363,556,000,000 to 317,093,838,000,000, a change of 5,730,282,000,000 (1.8%).
- Net income of 60,154,887,000,000 contributed positively to equity growth.
- Dividend payments of 48,102,283,000,000 reduced retained earnings.
- Share repurchases of 875,758,000,000 reduced equity.
- Other comprehensive income increased equity by 2,056,468,000,000.
- Other factors decreased equity by 7,503,032,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp60.15 Trillion | +18.97% |
| Dividends Paid | Rp48.10 Trillion | -15.17% |
| Share Repurchases | Rp875.76 Billion | -0.28% |
| Other Comprehensive Income | Rp2.06 Trillion | +0.65% |
| Other Changes | Rp-7.50 Trillion | -2.37% |
| Total Change | Rp- | 1.84% |
Book Value vs Market Value Analysis
This analysis compares Bank Rakyat Indonesia Persero's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.70x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 32.27x to 1.70x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | Rp110.61 | Rp3570.00 | x |
| 2006-12-31 | Rp138.57 | Rp3570.00 | x |
| 2007-12-31 | Rp158.72 | Rp3570.00 | x |
| 2008-12-31 | Rp186.48 | Rp3570.00 | x |
| 2009-12-31 | Rp222.56 | Rp3570.00 | x |
| 2010-12-31 | Rp305.83 | Rp3570.00 | x |
| 2011-12-31 | Rp415.08 | Rp3570.00 | x |
| 2012-12-31 | Rp525.41 | Rp3570.00 | x |
| 2013-12-31 | Rp641.80 | Rp3570.00 | x |
| 2014-12-31 | Rp790.95 | Rp3570.00 | x |
| 2015-12-31 | Rp915.56 | Rp3570.00 | x |
| 2016-12-31 | Rp1196.38 | Rp3570.00 | x |
| 2017-12-31 | Rp1362.48 | Rp3570.00 | x |
| 2018-12-31 | Rp1495.00 | Rp3570.00 | x |
| 2019-12-31 | Rp1645.30 | Rp3570.00 | x |
| 2020-12-31 | Rp1561.54 | Rp3570.00 | x |
| 2021-12-31 | Rp2211.28 | Rp3570.00 | x |
| 2022-12-31 | Rp1976.73 | Rp3570.00 | x |
| 2023-12-31 | Rp2063.17 | Rp3570.00 | x |
| 2024-12-31 | Rp2103.25 | Rp3570.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Rakyat Indonesia Persero utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.97%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.51%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 6.29x
- Recent ROE (18.97%) is below the historical average (23.39%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 30.50% | 15.83% | 0.17x | 11.20x | Rp1.73 Trillion |
| 2004 | 29.18% | 21.40% | 0.16x | 8.60x | Rp2.39 Trillion |
| 2005 | 28.52% | 21.60% | 0.14x | 9.19x | Rp2.47 Trillion |
| 2006 | 25.22% | 18.86% | 0.15x | 9.17x | Rp2.57 Trillion |
| 2007 | 24.89% | 19.30% | 0.12x | 10.48x | Rp2.89 Trillion |
| 2008 | 39.46% | 28.80% | 0.12x | 11.01x | Rp6.59 Trillion |
| 2009 | 26.81% | 22.02% | 0.10x | 11.63x | Rp4.58 Trillion |
| 2010 | 31.28% | 23.56% | 0.12x | 11.02x | Rp7.81 Trillion |
| 2011 | 30.30% | 28.99% | 0.11x | 9.44x | Rp10.11 Trillion |
| 2012 | 28.83% | 33.54% | 0.10x | 8.51x | Rp12.20 Trillion |
| 2013 | 26.96% | 32.48% | 0.10x | 7.91x | Rp13.43 Trillion |
| 2014 | 24.82% | 29.46% | 0.10x | 8.22x | Rp14.46 Trillion |
| 2015 | 22.51% | 26.74% | 0.11x | 7.79x | Rp14.11 Trillion |
| 2016 | 17.92% | 24.80% | 0.11x | 6.85x | Rp11.59 Trillion |
| 2017 | 17.39% | 24.94% | 0.10x | 6.75x | Rp12.32 Trillion |
| 2018 | 17.68% | 25.20% | 0.10x | 7.09x | Rp14.05 Trillion |
| 2019 | 16.66% | 24.07% | 0.10x | 6.87x | Rp13.74 Trillion |
| 2020 | 9.45% | 11.37% | 0.11x | 7.66x | Rp-1.08 Trillion |
| 2021 | 10.76% | 17.66% | 0.10x | 5.81x | Rp2.19 Trillion |
| 2022 | 17.10% | 28.42% | 0.10x | 6.23x | Rp21.24 Trillion |
| 2023 | 19.30% | 28.74% | 0.11x | 6.31x | Rp28.96 Trillion |
| 2024 | 18.97% | 34.51% | 0.09x | 6.29x | Rp28.45 Trillion |
Industry Comparison
This section compares Bank Rakyat Indonesia Persero's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,773,098,786,731
- Average return on equity (ROE) among peers: -5.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Rakyat Indonesia Persero (BBRI) | Rp322.07 Trillion | 30.50% | 5.54x | $15.34 Billion |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |