PT Bank Bisnis Internasional Tbk
PT Krom Bank Indonesia Tbk provides banking products and services in Indonesia. It provides saving, time deposit, certificates of deposit, and current accounts; and various loan products. The company was formerly known as PT Bank Bisnis Internasional Tbk and changed its name to PT Krom Bank Indonesia Tbk in September 2022. The company was founded in 1957 and is based in Jakarta Pusat, Indonesia. … Read more
PT Bank Bisnis Internasional Tbk (BBSI) - Net Assets
Latest net assets as of September 2025: Rp3.45 Trillion IDR
Based on the latest financial reports, PT Bank Bisnis Internasional Tbk (BBSI) has net assets worth Rp3.45 Trillion IDR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp10.67 Trillion) and total liabilities (Rp7.23 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.45 Trillion |
| % of Total Assets | 32.3% |
| Annual Growth Rate | 17.98% |
| 5-Year Change | 229.05% |
| 10-Year Change | 395.9% |
| Growth Volatility | 42.68 |
PT Bank Bisnis Internasional Tbk - Net Assets Trend (2013–2024)
This chart illustrates how PT Bank Bisnis Internasional Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for PT Bank Bisnis Internasional Tbk (2013–2024)
The table below shows the annual net assets of PT Bank Bisnis Internasional Tbk from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.32 Trillion | +3.90% |
| 2023-12-31 | Rp3.20 Trillion | +4.24% |
| 2022-12-31 | Rp3.07 Trillion | +48.12% |
| 2021-12-31 | Rp2.07 Trillion | +105.11% |
| 2020-12-31 | Rp1.01 Trillion | +101.22% |
| 2019-12-31 | Rp501.44 Billion | +24.71% |
| 2018-12-31 | Rp402.09 Billion | +6.57% |
| 2017-12-31 | Rp377.31 Billion | +5.31% |
| 2016-12-31 | Rp358.28 Billion | -46.49% |
| 2015-12-31 | Rp669.50 Billion | +22.49% |
| 2014-12-31 | Rp546.55 Billion | +1.50% |
| 2013-12-31 | Rp538.46 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to PT Bank Bisnis Internasional Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 705.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp524.65 Billion | 15.80% |
| Common Stock | Rp367.47 Billion | 11.07% |
| Other Comprehensive Income | Rp204.23 Billion | 6.15% |
| Other Components | Rp2.22 Trillion | 66.98% |
| Total Equity | Rp3.32 Trillion | 100.00% |
PT Bank Bisnis Internasional Tbk Competitors by Market Cap
The table below lists competitors of PT Bank Bisnis Internasional Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LTC Co.Ltd
KQ:170920
|
$110.24 Million |
|
Iron Force Industrial Co Ltd
TW:2228
|
$110.27 Million |
|
Autopistas del Sol
BA:AUSO
|
$110.28 Million |
|
Silvercrest Asset Management Group Inc
NASDAQ:SAMG
|
$110.32 Million |
|
Enter Air Sp. z o.o
F:10N
|
$110.21 Million |
|
Liton Technology
TWO:6175
|
$110.21 Million |
|
Biotrend Cevre ve Enerji Yatirimlari AS
IS:BIOEN
|
$110.18 Million |
|
Hot Chili Ltd
AU:HCH
|
$110.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PT Bank Bisnis Internasional Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,195,369,483,000 to 3,320,039,895,000, a change of 124,670,412,000 (3.9%).
- Net income of 124,060,349,375 contributed positively to equity growth.
- Other comprehensive income decreased equity by 12,049,003,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp124.06 Billion | +3.74% |
| Other Comprehensive Income | Rp-12.05 Billion | -0.36% |
| Other Changes | Rp12.66 Billion | +0.38% |
| Total Change | Rp- | 3.90% |
Book Value vs Market Value Analysis
This analysis compares PT Bank Bisnis Internasional Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 5.27x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 26.75x to 5.27x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | Rp177.91 | Rp4760.00 | x |
| 2014-12-31 | Rp189.39 | Rp4760.00 | x |
| 2015-12-31 | Rp306.00 | Rp4760.00 | x |
| 2016-12-31 | Rp206.38 | Rp4760.00 | x |
| 2017-12-31 | Rp217.34 | Rp4760.00 | x |
| 2018-12-31 | Rp231.62 | Rp4760.00 | x |
| 2019-12-31 | Rp2410375.51 | Rp4760.00 | x |
| 2020-12-31 | Rp395.14 | Rp4760.00 | x |
| 2021-12-31 | Rp683.79 | Rp4760.00 | x |
| 2022-12-31 | Rp926.85 | Rp4760.00 | x |
| 2023-12-31 | Rp869.55 | Rp4760.00 | x |
| 2024-12-31 | Rp903.48 | Rp4760.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PT Bank Bisnis Internasional Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.74%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.34%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 2.00x
- Recent ROE (3.74%) is below the historical average (4.27%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 5.43% | 35.15% | 0.04x | 3.64x | Rp-6.80 Billion |
| 2014 | 6.06% | 34.72% | 0.05x | 3.47x | Rp-6.24 Billion |
| 2015 | 3.21% | 29.50% | 0.04x | 2.54x | Rp-17.99 Billion |
| 2016 | 3.64% | 18.78% | 0.09x | 2.15x | Rp-22.80 Billion |
| 2017 | 5.04% | 25.18% | 0.10x | 2.09x | Rp-18.70 Billion |
| 2018 | 6.38% | 31.64% | 0.09x | 2.15x | Rp-14.57 Billion |
| 2019 | 4.44% | 28.07% | 0.08x | 1.90x | Rp-27.88 Billion |
| 2020 | 3.49% | 56.30% | 0.04x | 1.43x | Rp-65.72 Billion |
| 2021 | 3.18% | 51.31% | 0.05x | 1.20x | Rp-141.23 Billion |
| 2022 | 2.44% | 45.53% | 0.05x | 1.08x | Rp-231.72 Billion |
| 2023 | 4.15% | 30.25% | 0.12x | 1.14x | Rp-186.97 Billion |
| 2024 | 3.74% | 11.34% | 0.16x | 2.00x | Rp-207.94 Billion |
Industry Comparison
This section compares PT Bank Bisnis Internasional Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $23,654,251,741,560
- Average return on equity (ROE) among peers: -0.89%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PT Bank Bisnis Internasional Tbk (BBSI) | Rp3.45 Trillion | 5.43% | 2.10x | $110.21 Million |
| Bank Agris Tbk (AGRS) | $259.36 Billion | 0.00% | 3.68x | $17.52 Million |
| Bank Mnc Internasional Tbk (BABP) | $763.88 Billion | -10.70% | 9.69x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $184.71 Trillion | 14.70% | 4.82x | $19.96 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $6.89 Trillion | 6.46% | 0.85x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $2.89 Trillion | 17.03% | 15.42x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $1.93 Trillion | 15.97% | 3.10x | $15.70 Million |
| Bank Yudha Bhakti Tbk (BBYB) | $2.89 Trillion | -34.13% | 2.92x | $124.83 Million |
| Bank JTrust Indonesia Tbk PT (BCIC) | $1.44 Trillion | -33.57% | 10.23x | $1.49K |
| Bank Danamon Indonesia Tbk (BDMN) | $11.11 Trillion | 16.22% | 8.66x | $110.04 Million |