Bank Pembangunan Timur Tbk

JK:BJTM Indonesia Banks - Regional
Market Cap
$107.01 Million
Rp1.74 Trillion IDR
Market Cap Rank
#49252 Global
#900 in Indonesia
Share Price
Rp565.00
Change (1 day)
+0.00%
52-Week Range
Rp458.00 - Rp600.00
All Time High
Rp723.47
About

PT Bank Pembangunan Daerah Jawa Timur Tbk provides various banking products and services in Indonesia. The company offers savings and current accounts, and deposits; personal loan, such as property and property consumption, multiguna, motor vehicle loans, and gold guarantee and cash collateral credit; productive loans; property construction loan, bank guarantee, checking account, investment loan,… Read more

Bank Pembangunan Timur Tbk (BJTM) - Net Assets

Latest net assets as of June 2025: Rp14.77 Trillion IDR

Based on the latest financial reports, Bank Pembangunan Timur Tbk (BJTM) has net assets worth Rp14.77 Trillion IDR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp118.16 Trillion) and total liabilities (Rp103.39 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp14.77 Trillion
% of Total Assets 12.5%
Annual Growth Rate 14.61%
5-Year Change 45.93%
10-Year Change 131.91%
Growth Volatility 14.9

Bank Pembangunan Timur Tbk - Net Assets Trend (2006–2024)

This chart illustrates how Bank Pembangunan Timur Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Pembangunan Timur Tbk (2006–2024)

The table below shows the annual net assets of Bank Pembangunan Timur Tbk from 2006 to 2024.

Year Net Assets Change
2024-12-31 Rp14.60 Trillion +20.15%
2023-12-31 Rp12.15 Trillion +6.16%
2022-12-31 Rp11.45 Trillion +4.91%
2021-12-31 Rp10.91 Trillion +9.05%
2020-12-31 Rp10.00 Trillion +8.92%
2019-12-31 Rp9.19 Trillion +8.42%
2018-12-31 Rp8.47 Trillion +8.39%
2017-12-31 Rp7.82 Trillion +8.41%
2016-12-31 Rp7.21 Trillion +14.52%
2015-12-31 Rp6.30 Trillion +4.17%
2014-12-31 Rp6.04 Trillion +5.68%
2013-12-31 Rp5.72 Trillion +4.22%
2012-12-31 Rp5.49 Trillion +68.31%
2011-12-31 Rp3.26 Trillion +19.18%
2010-12-31 Rp2.74 Trillion +32.83%
2009-12-31 Rp2.06 Trillion +13.70%
2008-12-31 Rp1.81 Trillion +16.03%
2007-12-31 Rp1.56 Trillion +24.46%
2006-12-31 Rp1.25 Trillion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Pembangunan Timur Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 235.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp1.28 Trillion 10.24%
Common Stock Rp3.75 Trillion 30.00%
Other Comprehensive Income Rp6.94 Trillion 55.50%
Other Components Rp532.73 Billion 4.26%
Total Equity Rp12.51 Trillion 100.00%

Bank Pembangunan Timur Tbk Competitors by Market Cap

The table below lists competitors of Bank Pembangunan Timur Tbk ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Pembangunan Timur Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 12,151,069,000,000 to 12,512,592,000,000, a change of 361,523,000,000 (3.0%).
  • Net income of 1,281,718,000,000 contributed positively to equity growth.
  • Dividend payments of 816,693,000,000 reduced retained earnings.
  • Share repurchases of 50,100,000,000 reduced equity.
  • New share issuances of 50,100,000,000 increased equity.
  • Other comprehensive income increased equity by 549,910,000,000.
  • Other factors decreased equity by 653,412,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp1.28 Trillion +10.24%
Dividends Paid Rp816.69 Billion -6.53%
Share Repurchases Rp50.10 Billion -0.4%
Share Issuances Rp50.10 Billion +0.4%
Other Comprehensive Income Rp549.91 Billion +4.39%
Other Changes Rp-653.41 Billion -5.22%
Total Change Rp- 2.98%

Book Value vs Market Value Analysis

This analysis compares Bank Pembangunan Timur Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.68x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 6.72x to 0.68x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2006-12-31 Rp84.08 Rp565.00 x
2007-12-31 Rp104.65 Rp565.00 x
2008-12-31 Rp121.42 Rp565.00 x
2009-12-31 Rp138.05 Rp565.00 x
2010-12-31 Rp183.36 Rp565.00 x
2011-12-31 Rp378.26 Rp565.00 x
2012-12-31 Rp424.10 Rp565.00 x
2013-12-31 Rp383.35 Rp565.00 x
2014-12-31 Rp405.13 Rp565.00 x
2015-12-31 Rp422.01 Rp565.00 x
2016-12-31 Rp482.97 Rp565.00 x
2017-12-31 Rp522.57 Rp565.00 x
2018-12-31 Rp565.68 Rp565.00 x
2019-12-31 Rp612.60 Rp565.00 x
2020-12-31 Rp666.31 Rp565.00 x
2021-12-31 Rp726.62 Rp565.00 x
2022-12-31 Rp762.27 Rp565.00 x
2023-12-31 Rp809.24 Rp565.00 x
2024-12-31 Rp833.31 Rp565.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Pembangunan Timur Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.24%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.14%
  • • Asset Turnover: 0.08x
  • • Equity Multiplier: 9.44x
  • Recent ROE (10.24%) is below the historical average (18.22%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2006 30.42% 21.76% 0.12x 11.30x Rp256.16 Billion
2007 25.84% 23.20% 0.11x 10.08x Rp247.36 Billion
2008 26.43% 22.77% 0.13x 8.99x Rp297.64 Billion
2009 25.10% 23.52% 0.13x 8.46x Rp310.90 Billion
2010 31.09% 30.17% 0.14x 7.31x Rp576.84 Billion
2011 26.39% 29.97% 0.12x 7.62x Rp534.22 Billion
2012 13.21% 23.87% 0.10x 5.31x Rp175.93 Billion
2013 14.41% 23.06% 0.11x 5.78x Rp252.45 Billion
2014 15.54% 21.98% 0.11x 6.29x Rp334.72 Billion
2015 14.05% 17.80% 0.12x 6.80x Rp254.96 Billion
2016 14.26% 19.86% 0.12x 5.97x Rp307.26 Billion
2017 14.83% 22.34% 0.10x 6.59x Rp377.76 Billion
2018 14.88% 22.78% 0.09x 7.40x Rp413.11 Billion
2019 14.99% 22.16% 0.08x 8.35x Rp457.94 Billion
2020 14.88% 23.11% 0.08x 8.36x Rp488.47 Billion
2021 13.96% 21.62% 0.07x 9.23x Rp432.02 Billion
2022 13.48% 20.94% 0.07x 9.00x Rp398.24 Billion
2023 12.10% 18.64% 0.08x 8.55x Rp255.00 Billion
2024 10.24% 14.14% 0.08x 9.44x Rp30.46 Billion

Industry Comparison

This section compares Bank Pembangunan Timur Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $21,608,363,515,704
  • Average return on equity (ROE) among peers: -0.39%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Pembangunan Timur Tbk (BJTM) Rp14.77 Trillion 30.42% 7.00x $329.64
Bank Agris Tbk (AGRS) $259.36 Billion 0.00% 3.68x $17.52 Million
Bank Mnc Internasional Tbk (BABP) $763.88 Billion -10.70% 9.69x $7.22 Million
Bank Central Asia Tbk (BBCA) $184.71 Trillion 14.70% 4.82x $19.96 Billion
Bk Harda Internasional Tbk Pt (BBHI) $6.89 Trillion 6.46% 0.85x $251.65 Million
Bank Bukopin Tbk (BBKP) $2.89 Trillion 17.03% 15.42x $111.65 Million
Bank Mestika Dharma Tbk (BBMD) $1.93 Trillion 15.97% 3.10x $15.70 Million
PT Bank Bisnis Internasional Tbk (BBSI) $3.20 Trillion 4.15% 0.14x $110.21 Million
Bank Yudha Bhakti Tbk (BBYB) $2.89 Trillion -34.13% 2.92x $124.83 Million
Bank JTrust Indonesia Tbk PT (BCIC) $1.44 Trillion -33.57% 10.23x $1.49K
Bank Danamon Indonesia Tbk (BDMN) $11.11 Trillion 16.22% 8.66x $110.04 Million