Bank Of India Indonesia Tbk
PT Bank of India Indonesia Tbk provides commercial banking products and services in Jakarta, Surabaya, Bandung, Medan, Bali, and Makassar, Indonesia. It offers various products and services, such as personal and business current accounts, savings accounts, and term deposits; personal and business loans, and investment and working capital credit; ATM and debit cards; and remittance, transfer, tuit… Read more
Bank Of India Indonesia Tbk (BSWD) - Net Assets
Latest net assets as of June 2025: Rp3.49 Trillion IDR
Based on the latest financial reports, Bank Of India Indonesia Tbk (BSWD) has net assets worth Rp3.49 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp6.85 Trillion) and total liabilities (Rp3.36 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.49 Trillion |
| % of Total Assets | 50.96% |
| Annual Growth Rate | 18.09% |
| 5-Year Change | 226.88% |
| 10-Year Change | 210.11% |
| Growth Volatility | 35.28 |
Bank Of India Indonesia Tbk - Net Assets Trend (2000–2024)
This chart illustrates how Bank Of India Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Of India Indonesia Tbk (2000–2024)
The table below shows the annual net assets of Bank Of India Indonesia Tbk from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.46 Trillion | +2.34% |
| 2023-12-31 | Rp3.38 Trillion | +1.39% |
| 2022-12-31 | Rp3.33 Trillion | +65.06% |
| 2021-12-31 | Rp2.02 Trillion | +90.87% |
| 2020-12-31 | Rp1.06 Trillion | -8.92% |
| 2019-12-31 | Rp1.16 Trillion | +2.75% |
| 2018-12-31 | Rp1.13 Trillion | +0.80% |
| 2017-12-31 | Rp1.12 Trillion | +1.17% |
| 2016-12-31 | Rp1.11 Trillion | -0.60% |
| 2015-12-31 | Rp1.11 Trillion | +98.88% |
| 2014-12-31 | Rp560.59 Billion | +24.23% |
| 2013-12-31 | Rp451.24 Billion | +20.73% |
| 2012-12-31 | Rp373.77 Billion | +7.87% |
| 2011-12-31 | Rp346.49 Billion | +8.71% |
| 2010-12-31 | Rp318.72 Billion | +5.37% |
| 2009-12-31 | Rp302.48 Billion | +7.01% |
| 2008-12-31 | Rp282.67 Billion | +126.77% |
| 2007-12-31 | Rp124.65 Billion | +7.31% |
| 2006-12-31 | Rp116.17 Billion | +3.79% |
| 2005-12-31 | Rp111.92 Billion | +8.05% |
| 2004-12-31 | Rp103.59 Billion | +7.44% |
| 2003-12-31 | Rp96.42 Billion | +5.40% |
| 2002-12-31 | Rp91.47 Billion | +40.48% |
| 2001-12-31 | Rp65.12 Billion | +1.91% |
| 2000-12-31 | Rp63.90 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Of India Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2273.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp737.77 Billion | 21.34% |
| Other Components | Rp3.02 Trillion | 87.40% |
| Total Equity | Rp3.46 Trillion | 100.00% |
Bank Of India Indonesia Tbk Competitors by Market Cap
The table below lists competitors of Bank Of India Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Airlux Electrical Co. Ltd.
TWO:4609
|
$3.82 Million |
|
Beam Communications Holdings Ltd
AU:BCC
|
$3.82 Million |
|
Mahaka Media Tbk
JK:ABBA
|
$3.82 Million |
|
Terrain Minerals Ltd
AU:TMX
|
$3.83 Million |
|
MAA Group Bhd
KLSE:1198
|
$3.82 Million |
|
Stenocare AS
CO:STENO
|
$3.82 Million |
|
Planet Communications Asia Public Company Limited
BK:PLANET
|
$3.82 Million |
|
Hydrofarm Holdings Group Inc
NASDAQ:HYFM
|
$3.82 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Of India Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,378,441,004,326 to 3,457,363,152,063, a change of 78,922,147,737 (2.3%).
- Net income of 78,754,937,362 contributed positively to equity growth.
- Other comprehensive income decreased equity by 126,299,230,913.
- Other factors increased equity by 126,466,441,288.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp78.75 Billion | +2.28% |
| Other Comprehensive Income | Rp-126.30 Billion | -3.65% |
| Other Changes | Rp126.47 Billion | +3.66% |
| Total Change | Rp- | 2.34% |
Book Value vs Market Value Analysis
This analysis compares Bank Of India Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.44x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.42x to 1.44x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | Rp249.16 | Rp1350.00 | x |
| 2011-12-31 | Rp270.87 | Rp1350.00 | x |
| 2012-12-31 | Rp430.61 | Rp1350.00 | x |
| 2013-12-31 | Rp519.86 | Rp1350.00 | x |
| 2014-12-31 | Rp438.25 | Rp1350.00 | x |
| 2015-12-31 | Rp1085.44 | Rp1350.00 | x |
| 2016-12-31 | Rp721.97 | Rp1350.00 | x |
| 2017-12-31 | Rp816.30 | Rp1350.00 | x |
| 2018-12-31 | Rp552.23 | Rp1350.00 | x |
| 2019-12-31 | Rp567.40 | Rp1350.00 | x |
| 2020-12-31 | Rp761.57 | Rp1350.00 | x |
| 2021-12-31 | Rp1453.59 | Rp1350.00 | x |
| 2022-12-31 | Rp1394.91 | Rp1350.00 | x |
| 2023-12-31 | Rp915.85 | Rp1350.00 | x |
| 2024-12-31 | Rp937.24 | Rp1350.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Of India Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.28%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.14%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 1.97x
- Recent ROE (2.28%) is below the historical average (4.95%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 10.52% | 13.44% | 0.13x | 5.97x | Rp334.40 Million |
| 2001 | 20.49% | 20.75% | 0.15x | 6.68x | Rp6.83 Billion |
| 2002 | 13.83% | 16.42% | 0.14x | 5.94x | Rp3.51 Billion |
| 2003 | 9.95% | 12.68% | 0.12x | 6.56x | Rp-50.50 Million |
| 2004 | 10.94% | 15.72% | 0.09x | 8.00x | Rp977.40 Million |
| 2005 | 10.50% | 13.00% | 0.10x | 8.27x | Rp555.50 Million |
| 2006 | 7.12% | 6.99% | 0.12x | 8.37x | Rp-3.34 Billion |
| 2007 | 6.81% | 7.84% | 0.09x | 9.37x | Rp-3.98 Billion |
| 2008 | 6.80% | 14.72% | 0.10x | 4.81x | Rp-9.05 Billion |
| 2009 | 12.22% | 22.43% | 0.11x | 5.08x | Rp6.70 Billion |
| 2010 | 11.01% | 19.89% | 0.11x | 4.93x | Rp3.22 Billion |
| 2011 | 13.87% | 25.90% | 0.09x | 6.00x | Rp13.42 Billion |
| 2012 | 14.71% | 25.25% | 0.09x | 6.80x | Rp17.62 Billion |
| 2013 | 18.06% | 26.47% | 0.09x | 7.98x | Rp36.37 Billion |
| 2014 | 18.98% | 22.38% | 0.09x | 9.27x | Rp50.33 Billion |
| 2015 | -4.01% | -8.02% | 0.09x | 5.46x | Rp-156.16 Billion |
| 2016 | -45.57% | -120.79% | 0.10x | 3.89x | Rp-615.82 Billion |
| 2017 | -11.33% | -51.68% | 0.05x | 4.00x | Rp-239.21 Billion |
| 2018 | 0.87% | 3.03% | 0.08x | 3.45x | Rp-103.14 Billion |
| 2019 | 2.67% | 10.39% | 0.07x | 3.45x | Rp-85.18 Billion |
| 2020 | -6.67% | -29.53% | 0.06x | 3.52x | Rp-176.35 Billion |
| 2021 | -2.18% | -23.84% | 0.04x | 2.11x | Rp-245.93 Billion |
| 2022 | 0.50% | 7.59% | 0.04x | 1.82x | Rp-316.63 Billion |
| 2023 | 1.45% | 13.60% | 0.06x | 1.81x | Rp-289.01 Billion |
| 2024 | 2.28% | 18.14% | 0.06x | 1.97x | Rp-266.98 Billion |
Industry Comparison
This section compares Bank Of India Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $8,537,484,557,179
- Average return on equity (ROE) among peers: 4.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Of India Indonesia Tbk (BSWD) | Rp3.49 Trillion | 10.52% | 0.96x | $3.82 Million |
| Bank Agris Tbk (AGRS) | $572.51 Billion | 0.59% | 6.09x | $17.27 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.64 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $107.21 Billion | -0.29% | 5.95x | $327.74 Million |
| Bank Mnc Internasional Tbk (BABP) | $505.00 Billion | 0.38% | 11.45x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $34.11 Trillion | 24.86% | 8.51x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $241.24 Million |
| Bank Bukopin Tbk (BBKP) | $1.67 Trillion | 18.84% | 17.86x | $115.37 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.90 Trillion | 8.51% | 2.27x | $15.62 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $36.67 Trillion | 31.28% | 10.02x | $14.96 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $3.32 Trillion | 3.74% | 1.00x | $108.82 Million |