Pool Advista Finance Tbk PT

JK:POLA Indonesia Credit Services
Market Cap
$18.13 Million
Rp294.89 Billion IDR
Market Cap Rank
#31829 Global
#627 in Indonesia
Share Price
Rp88.00
Change (1 day)
+3.53%
52-Week Range
Rp10.00 - Rp115.00
All Time High
Rp2200.00
About

PT Pool Advista Finance Tbk operates as a financing company in Indonesia. The company offers investment, working capital, multipurpose, sharia, and other financing. The company was formerly known as PT Indojasa Pratama Finance and changed its name to PT Pool Advista Finance Tbk in November 2017. PT Pool Advista Finance Tbk was founded in 2001 and is headquartered in Jakarta Selatan, Indonesia. PT… Read more

Pool Advista Finance Tbk PT (POLA) - Net Assets

Latest net assets as of September 2025: Rp213.81 Billion IDR

Based on the latest financial reports, Pool Advista Finance Tbk PT (POLA) has net assets worth Rp213.81 Billion IDR as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp221.30 Billion) and total liabilities (Rp7.49 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp213.81 Billion
% of Total Assets 96.61%
Annual Growth Rate -0.52%
5-Year Change -31.77%
10-Year Change N/A
Growth Volatility 19.91

Pool Advista Finance Tbk PT - Net Assets Trend (2015–2024)

This chart illustrates how Pool Advista Finance Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Pool Advista Finance Tbk PT (2015–2024)

The table below shows the annual net assets of Pool Advista Finance Tbk PT from 2015 to 2024.

Year Net Assets Change
2024-12-31 Rp207.82 Billion -12.12%
2023-12-31 Rp236.49 Billion -6.67%
2022-12-31 Rp253.39 Billion +0.25%
2021-12-31 Rp252.76 Billion -17.01%
2020-12-31 Rp304.58 Billion -9.84%
2019-12-31 Rp337.82 Billion -13.70%
2018-12-31 Rp391.47 Billion +51.55%
2017-12-31 Rp258.32 Billion +8.87%
2016-12-31 Rp237.28 Billion +8.91%
2015-12-31 Rp217.86 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Pool Advista Finance Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 13161411422900.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock Rp335.11 Billion 161.25%
Other Components Rp40.96 Billion 19.71%
Total Equity Rp207.82 Billion 100.00%

Pool Advista Finance Tbk PT Competitors by Market Cap

The table below lists competitors of Pool Advista Finance Tbk PT ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Pool Advista Finance Tbk PT's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 236,492,050,595 to 207,823,638,237, a change of -28,668,412,358 (-12.1%).
  • Net loss of 28,745,813,427 reduced equity.
  • Other comprehensive income decreased equity by 16,981,357,828.
  • Other factors increased equity by 17,058,758,897.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp-28.75 Billion -13.83%
Other Comprehensive Income Rp-16.98 Billion -8.17%
Other Changes Rp17.06 Billion +8.21%
Total Change Rp- -12.12%

Book Value vs Market Value Analysis

This analysis compares Pool Advista Finance Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.42x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has increased from 0.94x to 1.42x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2016-12-31 Rp93.25 Rp88.00 x
2017-12-31 Rp101.96 Rp88.00 x
2018-12-31 Rp148.72 Rp88.00 x
2019-12-31 Rp100.92 Rp88.00 x
2020-12-31 Rp89.54 Rp88.00 x
2021-12-31 Rp75.43 Rp88.00 x
2022-12-31 Rp61.04 Rp88.00 x
2023-12-31 Rp70.57 Rp88.00 x
2024-12-31 Rp62.02 Rp88.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Pool Advista Finance Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -13.83%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -207.06%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 1.03x
  • Recent ROE (-13.83%) is below the historical average (-6.50%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2015 -20.65% -216.09% 0.09x 1.08x Rp-66.77 Billion
2016 8.18% 46.09% 0.17x 1.04x Rp-4.33 Billion
2017 8.16% 48.70% 0.16x 1.06x Rp-4.75 Billion
2018 7.57% 59.46% 0.11x 1.13x Rp-9.52 Billion
2019 -16.14% 0.00% -0.07x 1.08x Rp-88.32 Billion
2020 -12.65% -113.18% 0.11x 1.03x Rp-67.89 Billion
2021 -18.74% -501.37% 0.04x 1.02x Rp-72.65 Billion
2022 0.20% 4.00% 0.05x 1.04x Rp-24.83 Billion
2023 -7.04% -86.61% 0.08x 1.04x Rp-40.30 Billion
2024 -13.83% -207.06% 0.06x 1.03x Rp-49.53 Billion

Industry Comparison

This section compares Pool Advista Finance Tbk PT's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $1,564,030,048,143
  • Average return on equity (ROE) among peers: 9.71%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Pool Advista Finance Tbk PT (POLA) Rp213.81 Billion -20.65% 0.04x $4.29 Million
Adira Dinamika Multi Finance (ADMF) $7.03 Trillion 25.83% 3.48x $130.76 Million
Buana Finance Tbk (BBLD) $1.24 Trillion 2.31% 1.88x $25.56 Million
BFI Finance Indonesia Tbk (BFIN) $611.95 Billion 16.06% 0.84x $317.78 Million
Batavia Prosperindo Finance (BPFI) $621.93 Billion 8.00% 1.53x $4.55 Million
Clipan Finance Indonesia Tbk (CFIN) $4.35 Trillion 7.02% 1.55x $38.73 Million
Danasupra Erapacific Tbk (DEFI) $43.01 Billion 2.40% 0.75x $1.92 Million
Fuji Finance Indonesia Tbk PT (FUJI) $48.65 Billion 16.42% 0.01x $835.77K
Radana Bhaskara Finance Tbk (HDFA) $513.33 Billion 4.99% 6.02x $1.88 Million
Intan Baruprana Finance Tbk (IBFN) $-631.13 Billion 0.00% 0.00x $1.28 Million
Mandala Multifinance Tbk (MFIN) $1.81 Trillion 14.08% 0.96x $1.81 Million