Victoria Insurance Tbk PT

JK:VINS Indonesia Insurance - Property & Casualty
Market Cap
$13.83 Million
Rp224.93 Billion IDR
Market Cap Rank
#33323 Global
#712 in Indonesia
Share Price
Rp154.00
Change (1 day)
-4.94%
52-Week Range
Rp101.00 - Rp260.00
All Time High
Rp410.81
About

PT Victoria Insurance Tbk provides general insurance in Indonesia. The company operates through six segments: Property, Motor Vehicle, Marine Cargo, Personal Accidents, Health, and Others. Itoffers property, motor vehicle, personal accident, transportation, engineering, money, liability, and marine hull insurance products, as well as Victoria Medicare health insurance.The company was formerly kno… Read more

Victoria Insurance Tbk PT (VINS) - Net Assets

Latest net assets as of June 2025: Rp205.06 Billion IDR

Based on the latest financial reports, Victoria Insurance Tbk PT (VINS) has net assets worth Rp205.06 Billion IDR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp267.33 Billion) and total liabilities (Rp62.26 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp205.06 Billion
% of Total Assets 76.71%
Annual Growth Rate 4.68%
5-Year Change -17.44%
10-Year Change -26.82%
Growth Volatility 21.02

Victoria Insurance Tbk PT - Net Assets Trend (2012–2024)

This chart illustrates how Victoria Insurance Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Victoria Insurance Tbk PT (2012–2024)

The table below shows the annual net assets of Victoria Insurance Tbk PT from 2012 to 2024.

Year Net Assets Change
2024-12-31 Rp152.11 Billion -0.99%
2023-12-31 Rp153.63 Billion -17.64%
2022-12-31 Rp186.54 Billion -22.47%
2021-12-31 Rp240.60 Billion +30.59%
2020-12-31 Rp184.25 Billion -1.12%
2019-12-31 Rp186.33 Billion +3.67%
2018-12-31 Rp179.73 Billion -5.36%
2017-12-31 Rp189.90 Billion +13.53%
2016-12-31 Rp167.27 Billion -19.53%
2015-12-31 Rp207.85 Billion +32.73%
2014-12-31 Rp156.60 Billion +25.50%
2013-12-31 Rp124.78 Billion +42.01%
2012-12-31 Rp87.86 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Victoria Insurance Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 3803882607800.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp36.71 Billion 24.13%
Common Stock Rp146.06 Billion 96.02%
Other Comprehensive Income Rp-30.83 Billion -20.27%
Other Components Rp178.47 Million 0.12%
Total Equity Rp152.11 Billion 100.00%

Victoria Insurance Tbk PT Competitors by Market Cap

The table below lists competitors of Victoria Insurance Tbk PT ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Victoria Insurance Tbk PT's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 153,629,532,000 to 152,114,723,000, a change of -1,514,809,000 (-1.0%).
  • Net income of 7,006,376,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 9,464,705,000.
  • Other factors decreased equity by 17,985,890,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp7.01 Billion +4.61%
Other Comprehensive Income Rp9.46 Billion +6.22%
Other Changes Rp-17.99 Billion -11.82%
Total Change Rp- -0.99%

Book Value vs Market Value Analysis

This analysis compares Victoria Insurance Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.48x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 1.64x to 1.48x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 Rp93.62 Rp154.00 x
2013-12-31 Rp99.47 Rp154.00 x
2014-12-31 Rp101.52 Rp154.00 x
2015-12-31 Rp113.46 Rp154.00 x
2016-12-31 Rp115.32 Rp154.00 x
2017-12-31 Rp109.92 Rp154.00 x
2018-12-31 Rp119.95 Rp154.00 x
2019-12-31 Rp128.15 Rp154.00 x
2020-12-31 Rp126.24 Rp154.00 x
2021-12-31 Rp164.86 Rp154.00 x
2022-12-31 Rp127.71 Rp154.00 x
2023-12-31 Rp105.18 Rp154.00 x
2024-12-31 Rp104.15 Rp154.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Victoria Insurance Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 4.61%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 11.29%
  • • Asset Turnover: 0.31x
  • • Equity Multiplier: 1.33x
  • Recent ROE (4.61%) is below the historical average (5.08%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 2.37% 21.92% 0.10x 1.10x Rp-6.14 Billion
2013 0.45% 6.10% 0.06x 1.18x Rp-10.21 Billion
2014 7.61% 45.16% 0.12x 1.45x Rp-2.61 Billion
2015 10.31% 52.20% 0.15x 1.28x Rp514.69 Million
2016 4.78% 17.84% 0.21x 1.27x Rp-8.73 Billion
2017 4.64% 19.20% 0.20x 1.22x Rp-10.18 Billion
2018 2.20% 9.81% 0.19x 1.19x Rp-14.03 Billion
2019 11.70% 43.01% 0.23x 1.20x Rp3.17 Billion
2020 3.37% 14.89% 0.16x 1.38x Rp-12.21 Billion
2021 5.12% 25.37% 0.17x 1.21x Rp-11.75 Billion
2022 4.64% 18.39% 0.20x 1.27x Rp-9.99 Billion
2023 4.22% 11.25% 0.29x 1.28x Rp-8.88 Billion
2024 4.61% 11.29% 0.31x 1.33x Rp-8.21 Billion

Industry Comparison

This section compares Victoria Insurance Tbk PT's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

  • Industry: Insurance - Property & Casualty
  • Average net assets among peers: $197,946,989,733
  • Average return on equity (ROE) among peers: 1.47%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Victoria Insurance Tbk PT (VINS) Rp205.06 Billion 2.37% 0.30x $2.75 Million
Asuransi Bina Dana Arta Tbk (ABDA) $75.97 Billion 0.00% 1.50x $289.97K
Asuransi Harta Aman Pratama Tbk PT (AHAP) $192.58 Billion -21.36% 0.74x $7.86 Million
Asuransi Multi Artha Guna Tbk PT (AMAG) $154.57 Billion 8.85% 0.87x $14.52 Million
Asuransi Jasa Tania Tbk (ASJT) $175.02 Billion 7.12% 0.08x $3.64 Million
Asuransi Kresna Mitra Tbk PT (ASMI) $530.29 Billion 1.77% 0.84x $6.84 Million
Asuransi Ramayana Tbk (ASRM) $59.24 Billion 12.44% 1.24x $6.17 Million