OUTSURANCE GROUP LTD

JSE:OUT South Africa Insurance - Diversified
Market Cap
$5.92 Billion
ZAC11.14 Trillion ZAC
Market Cap Rank
#20625 Global
#16 in South Africa
Share Price
ZAC7200.00
Change (1 day)
-0.26%
52-Week Range
ZAC6467.00 - ZAC8056.00
All Time High
ZAC8056.00
About

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers short term insurance products for motor vehicle, pets, personal accident, engineering, movable and im… Read more

OUTSURANCE GROUP LTD (OUT) - Net Assets

Latest net assets as of June 2025: ZAC15.94 Billion ZAC

Based on the latest financial reports, OUTSURANCE GROUP LTD (OUT) has net assets worth ZAC15.94 Billion ZAC as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ZAC38.65 Billion) and total liabilities (ZAC22.70 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ZAC15.94 Billion
% of Total Assets 41.25%
Annual Growth Rate 2.49%
5-Year Change -45.05%
10-Year Change -19.17%
Growth Volatility 17.53

OUTSURANCE GROUP LTD - Net Assets Trend (2011–2025)

This chart illustrates how OUTSURANCE GROUP LTD's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for OUTSURANCE GROUP LTD (2011–2025)

The table below shows the annual net assets of OUTSURANCE GROUP LTD from 2011 to 2025.

Year Net Assets Change
2025-06-30 ZAC15.94 Billion +3.62%
2024-06-30 ZAC15.39 Billion +6.11%
2023-06-30 ZAC14.50 Billion +11.96%
2022-06-30 ZAC12.95 Billion -55.36%
2021-06-30 ZAC29.01 Billion +5.33%
2020-06-30 ZAC27.55 Billion +5.37%
2019-06-30 ZAC26.14 Billion +10.28%
2018-06-30 ZAC23.70 Billion +15.69%
2017-06-30 ZAC20.49 Billion +3.87%
2016-06-30 ZAC19.73 Billion +9.09%
2015-06-30 ZAC18.08 Billion +10.42%
2014-06-30 ZAC16.38 Billion +15.73%
2013-06-30 ZAC14.15 Billion +2.47%
2012-06-30 ZAC13.81 Billion +22.18%
2011-06-30 ZAC11.30 Billion --

Equity Component Analysis

This analysis shows how different components contribute to OUTSURANCE GROUP LTD's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 677500000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings ZAC4.23 Billion 29.05%
Common Stock ZAC15.92 Billion 109.47%
Other Comprehensive Income ZAC-5.60 Billion -38.52%
Total Equity ZAC14.54 Billion 100.00%

OUTSURANCE GROUP LTD Competitors by Market Cap

The table below lists competitors of OUTSURANCE GROUP LTD ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in OUTSURANCE GROUP LTD's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 14,085,000,000 to 14,545,000,000, a change of 460,000,000 (3.3%).
  • Net income of 4,707,000,000 contributed positively to equity growth.
  • Dividend payments of 3,714,000,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 912,000,000.
  • Other factors increased equity by 379,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income ZAC4.71 Billion +32.36%
Dividends Paid ZAC3.71 Billion -25.53%
Other Comprehensive Income ZAC-912.00 Million -6.27%
Other Changes ZAC379.00 Million +2.61%
Total Change ZAC- 3.27%

Book Value vs Market Value Analysis

This analysis compares OUTSURANCE GROUP LTD's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 764.31x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has increased from 321.95x to 764.31x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2011-06-30 ZAC22.36 ZAC7200.00 x
2012-06-30 ZAC8.90 ZAC7200.00 x
2013-06-30 ZAC9.14 ZAC7200.00 x
2014-06-30 ZAC10.43 ZAC7200.00 x
2015-06-30 ZAC11.54 ZAC7200.00 x
2016-06-30 ZAC12.52 ZAC7200.00 x
2017-06-30 ZAC12.97 ZAC7200.00 x
2018-06-30 ZAC14.79 ZAC7200.00 x
2019-06-30 ZAC16.08 ZAC7200.00 x
2020-06-30 ZAC16.90 ZAC7200.00 x
2021-06-30 ZAC17.81 ZAC7200.00 x
2022-06-30 ZAC7.51 ZAC7200.00 x
2023-06-30 ZAC8.47 ZAC7200.00 x
2024-06-30 ZAC9.21 ZAC7200.00 x
2025-06-30 ZAC9.42 ZAC7200.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently OUTSURANCE GROUP LTD utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 32.36%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 11.94%
  • • Asset Turnover: 1.02x
  • • Equity Multiplier: 2.66x
  • Recent ROE (32.36%) is above the historical average (29.38%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2011 5.17% 27.63% 0.11x 1.76x ZAC-532.20 Million
2012 17.05% 29.76% 0.34x 1.70x ZAC929.60 Million
2013 16.32% 24.06% 0.39x 1.75x ZAC857.50 Million
2014 19.72% 26.38% 0.42x 1.79x ZAC1.51 Billion
2015 19.25% 25.92% 0.39x 1.89x ZAC1.58 Billion
2016 16.04% 21.17% 0.38x 1.98x ZAC1.12 Billion
2017 17.26% 22.44% 0.36x 2.15x ZAC1.40 Billion
2018 17.42% 26.00% 0.33x 2.00x ZAC1.66 Billion
2019 16.49% 25.31% 0.34x 1.90x ZAC1.59 Billion
2020 6.16% 9.69% 0.32x 1.99x ZAC-992.80 Million
2021 10.62% 15.48% 0.35x 1.98x ZAC169.20 Million
2022 194.97% 105.13% 0.70x 2.64x ZAC21.25 Billion
2023 22.97% 10.52% 0.81x 2.69x ZAC1.68 Billion
2024 28.83% 12.60% 0.94x 2.43x ZAC2.65 Billion
2025 32.36% 11.94% 1.02x 2.66x ZAC3.25 Billion

Industry Comparison

This section compares OUTSURANCE GROUP LTD's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $11,547,451,500
  • Average return on equity (ROE) among peers: 27.35%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
OUTSURANCE GROUP LTD (OUT) ZAC15.94 Billion 5.17% 1.42x $56.62 Million
Clientele (CLI) $304.90 Million 48.69% 5.57x $3.20 Million
Momentum Metropolitan Holdings Ltd (MTM) $22.79 Billion 6.01% 19.90x $25.23 Million