RMB Holdings Ltd
RMB Holdings Limited, an investment holding company, provides diversified financial services in South Africa. The company was incorporated in 1987 and is based in Midrand, South Africa.
RMB Holdings Ltd (RMH) - Net Assets
Latest net assets as of September 2025: ZAC662.00 Million ZAC
Based on the latest financial reports, RMB Holdings Ltd (RMH) has net assets worth ZAC662.00 Million ZAC as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ZAC720.00 Million) and total liabilities (ZAC58.00 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ZAC662.00 Million |
| % of Total Assets | 91.94% |
| Annual Growth Rate | -12.14% |
| 5-Year Change | -85.68% |
| 10-Year Change | -98.27% |
| Growth Volatility | 29.48 |
RMB Holdings Ltd - Net Assets Trend (2003–2025)
This chart illustrates how RMB Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for RMB Holdings Ltd (2003–2025)
The table below shows the annual net assets of RMB Holdings Ltd from 2003 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | ZAC662.00 Million | -27.97% |
| 2024-06-30 | ZAC919.00 Million | -35.10% |
| 2023-06-30 | ZAC1.42 Billion | -63.79% |
| 2022-06-30 | ZAC3.91 Billion | -15.40% |
| 2021-06-30 | ZAC4.62 Billion | -6.81% |
| 2020-06-30 | ZAC4.96 Billion | -89.94% |
| 2019-06-30 | ZAC49.30 Billion | +6.43% |
| 2018-06-30 | ZAC46.32 Billion | +11.94% |
| 2017-06-30 | ZAC41.38 Billion | +8.20% |
| 2016-06-30 | ZAC38.24 Billion | +8.73% |
| 2015-06-30 | ZAC35.17 Billion | +9.17% |
| 2014-06-30 | ZAC32.22 Billion | +9.90% |
| 2013-06-30 | ZAC29.32 Billion | +13.54% |
| 2012-06-30 | ZAC25.82 Billion | +8.95% |
| 2011-06-30 | ZAC23.70 Billion | -0.76% |
| 2010-06-30 | ZAC23.88 Billion | +9.85% |
| 2009-06-30 | ZAC21.74 Billion | +1.83% |
| 2008-06-30 | ZAC21.35 Billion | +21.34% |
| 2007-06-30 | ZAC17.59 Billion | +21.21% |
| 2006-06-30 | ZAC14.52 Billion | -23.60% |
| 2005-06-30 | ZAC19.00 Billion | +49.26% |
| 2004-06-30 | ZAC12.73 Billion | +11.46% |
| 2003-06-30 | ZAC11.42 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to RMB Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 785400000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ZAC8.53 Billion | 1288.67% |
| Total Equity | ZAC662.00 Million | 100.00% |
RMB Holdings Ltd Competitors by Market Cap
The table below lists competitors of RMB Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
GSLR
PINK:GSLR
|
$348.05K |
|
Reco International Group Inc
V:RGI
|
$348.29K |
|
EGF Theramed Health Corp
PINK:EVAHF
|
$348.50K |
|
GCI Liberty, Inc. Series C GCI Group Common Stock When Issued
NASDAQ:GLBKV
|
$348.60K |
|
Great Ajax Corp
NYSE:AJX
|
$347.80K |
|
APERAM REG. - Dusseldorf Stock Exchang
DU:7AA
|
$347.55K |
|
STEVEN MADDEN
BE:SJM
|
$347.54K |
|
S-Oil Corp. Pfd. Series 1
KQ:010955
|
$347.48K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in RMB Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 919,000,000 to 662,000,000, a change of -257,000,000 (-28.0%).
- Net loss of 245,000,000 reduced equity.
- Other comprehensive income decreased equity by 13,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ZAC-245.00 Million | -37.01% |
| Other Comprehensive Income | ZAC-13.00 Million | -1.96% |
| Other Changes | ZAC1.00 Million | +0.15% |
| Total Change | ZAC- | -27.97% |
Book Value vs Market Value Analysis
This analysis compares RMB Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 97.80x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 5.53x to 97.80x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-06-30 | ZAC8.68 | ZAC48.00 | x |
| 2003-06-30 | ZAC9.30 | ZAC48.00 | x |
| 2004-06-30 | ZAC10.30 | ZAC48.00 | x |
| 2005-06-30 | ZAC12.45 | ZAC48.00 | x |
| 2006-06-30 | ZAC11.70 | ZAC48.00 | x |
| 2007-06-30 | ZAC13.78 | ZAC48.00 | x |
| 2008-06-30 | ZAC17.04 | ZAC48.00 | x |
| 2009-06-30 | ZAC17.20 | ZAC48.00 | x |
| 2010-06-30 | ZAC19.05 | ZAC48.00 | x |
| 2011-06-30 | ZAC18.51 | ZAC48.00 | x |
| 2012-06-30 | ZAC18.32 | ZAC48.00 | x |
| 2013-06-30 | ZAC20.79 | ZAC48.00 | x |
| 2014-06-30 | ZAC22.83 | ZAC48.00 | x |
| 2015-06-30 | ZAC24.92 | ZAC48.00 | x |
| 2016-06-30 | ZAC27.10 | ZAC48.00 | x |
| 2017-06-30 | ZAC29.32 | ZAC48.00 | x |
| 2018-06-30 | ZAC32.82 | ZAC48.00 | x |
| 2019-06-30 | ZAC34.93 | ZAC48.00 | x |
| 2020-06-30 | ZAC3.51 | ZAC48.00 | x |
| 2021-06-30 | ZAC3.29 | ZAC48.00 | x |
| 2022-06-30 | ZAC2.81 | ZAC48.00 | x |
| 2023-06-30 | ZAC1.03 | ZAC48.00 | x |
| 2024-06-30 | ZAC0.69 | ZAC48.00 | x |
| 2025-06-30 | ZAC0.49 | ZAC48.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently RMB Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -37.01%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -1884.62%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 1.09x
- Recent ROE (-37.01%) is below the historical average (39.77%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 14.32% | 0.00% | 0.00x | 1.25x | ZAC445.82 Million |
| 2003 | 12.68% | 0.00% | 0.00x | 1.27x | ZAC302.23 Million |
| 2004 | 16.44% | 0.00% | 0.00x | 1.31x | ZAC806.83 Million |
| 2005 | 23.55% | 89.08% | 0.20x | 1.31x | ZAC2.02 Billion |
| 2006 | 22.28% | 58.39% | 0.28x | 1.36x | ZAC1.73 Billion |
| 2007 | 24.72% | 62.20% | 0.28x | 1.41x | ZAC2.45 Billion |
| 2008 | 20.30% | 69.89% | 0.21x | 1.39x | ZAC2.09 Billion |
| 2009 | 12.04% | 52.55% | 0.17x | 1.38x | ZAC420.66 Million |
| 2010 | 15.79% | 62.43% | 0.18x | 1.37x | ZAC1.32 Billion |
| 2011 | 48.38% | 268.71% | 0.17x | 1.06x | ZAC9.10 Billion |
| 2012 | 17.39% | 96.73% | 0.17x | 1.05x | ZAC1.91 Billion |
| 2013 | 16.95% | 97.43% | 0.17x | 1.04x | ZAC2.04 Billion |
| 2014 | 19.67% | 97.97% | 0.19x | 1.04x | ZAC3.12 Billion |
| 2015 | 22.09% | 98.34% | 0.22x | 1.04x | ZAC4.25 Billion |
| 2016 | 19.77% | 98.58% | 0.19x | 1.03x | ZAC3.73 Billion |
| 2017 | 19.82% | 98.64% | 0.19x | 1.05x | ZAC4.06 Billion |
| 2018 | 18.48% | 97.35% | 0.18x | 1.06x | ZAC3.93 Billion |
| 2019 | 20.24% | 97.01% | 0.19x | 1.08x | ZAC5.05 Billion |
| 2020 | 657.18% | 0.00% | -0.01x | 1.02x | ZAC32.10 Billion |
| 2021 | -2.08% | -288.00% | 0.01x | 1.02x | ZAC-558.20 Million |
| 2022 | 15.63% | 92.02% | 0.17x | 1.02x | ZAC220.00 Million |
| 2023 | -31.07% | -223.35% | 0.13x | 1.08x | ZAC-581.60 Million |
| 2024 | -13.17% | 0.00% | -0.08x | 1.05x | ZAC-212.90 Million |
| 2025 | -37.01% | -1884.62% | 0.02x | 1.09x | ZAC-311.20 Million |
Industry Comparison
This section compares RMB Holdings Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $39,605,390,000
- Average return on equity (ROE) among peers: 13.51%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| RMB Holdings Ltd (RMH) | ZAC662.00 Million | 14.32% | 0.09x | $347.93K |
| Absa Group Ltd (ABG) | $132.30 Billion | 4.89% | 10.57x | $91.91 Million |
| ABSA Bank Limited (ABSP) | $58.93 Billion | 15.78% | 12.81x | $473.44K |
| Capitec Bank Holdings Ltd (CPI) | $1.73 Billion | 26.00% | 4.49x | $286.37 Million |
| Investec Ltd (INL) | $3.96 Billion | 10.62% | 11.86x | $62.98 Million |
| Sasfin (SFN) | $1.11 Billion | 10.27% | 2.94x | $457.92K |