Bank of Khyber
Bank of Khyber operates in Consumer Finance.
Bank of Khyber (BOK) - Net Assets
Latest net assets as of June 2024: PKRs18.59 Billion PKR
Based on the latest financial reports, Bank of Khyber (BOK) has net assets worth PKRs18.59 Billion PKR as of June 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (PKRs391.37 Billion) and total liabilities (PKRs372.78 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | PKRs18.59 Billion |
| % of Total Assets | 4.75% |
| Annual Growth Rate | 3.33% |
| 5-Year Change | 42.95% |
| 10-Year Change | N/A |
| Growth Volatility | 17.41 |
Bank of Khyber - Net Assets Trend (2016–2023)
This chart illustrates how Bank of Khyber's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Khyber (2016–2023)
The table below shows the annual net assets of Bank of Khyber from 2016 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | PKRs20.30 Billion | +23.58% |
| 2022-12-31 | PKRs16.43 Billion | -0.86% |
| 2021-12-31 | PKRs16.57 Billion | -6.76% |
| 2020-12-31 | PKRs17.77 Billion | +25.14% |
| 2019-12-31 | PKRs14.20 Billion | +21.33% |
| 2018-12-31 | PKRs11.70 Billion | -23.99% |
| 2017-12-31 | PKRs15.40 Billion | -4.61% |
| 2016-12-31 | PKRs16.14 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Khyber's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 93.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | PKRs4.81 Billion | 23.67% |
| Other Components | PKRs15.50 Billion | 76.33% |
| Total Equity | PKRs20.30 Billion | 100.00% |
Bank of Khyber Competitors by Market Cap
The table below lists competitors of Bank of Khyber ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nova Lithium Corp.
PINK:NVLIF
|
$1.18K |
|
Jubilee Spinning & Weaving Mills Ltd
KAR:JUBS
|
$1.18K |
|
Fintech Asia Ltd
LSE:FINA
|
$1.18K |
|
NIGERIAN EXCHANGE GROUP PLC
XNSA:NGXGROUP
|
$1.18K |
|
TPS EASTERN AFRICA LTD
XNAI:TPS
|
$1.17K |
|
Aeonian Resources Corp.
V:ALTN
|
$1.17K |
|
Pioneer Oil & Gas
PINK:POGS
|
$1.17K |
|
Ali Asghar Textile Mills Limited
KAR:AATM
|
$1.17K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Khyber's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 16,427,498,000 to 20,301,284,000, a change of 3,873,786,000 (23.6%).
- Net income of 3,481,277,000 contributed positively to equity growth.
- Dividend payments of 168,000 reduced retained earnings.
- Other factors increased equity by 392,677,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | PKRs3.48 Billion | +17.15% |
| Dividends Paid | PKRs168.00K | -0.0% |
| Other Changes | PKRs392.68 Million | +1.93% |
| Total Change | PKRs- | 23.58% |
Book Value vs Market Value Analysis
This analysis compares Bank of Khyber's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.97x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.35x to 1.97x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | PKRs14.66 | PKRs34.47 | x |
| 2018-12-31 | PKRs11.14 | PKRs34.47 | x |
| 2019-12-31 | PKRs13.52 | PKRs34.47 | x |
| 2020-12-31 | PKRs15.35 | PKRs34.47 | x |
| 2021-12-31 | PKRs14.31 | PKRs34.47 | x |
| 2022-12-31 | PKRs14.19 | PKRs34.47 | x |
| 2023-12-31 | PKRs17.53 | PKRs34.47 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Khyber utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.15%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.99%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 18.87x
- Recent ROE (17.15%) is above the historical average (9.50%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 12.52% | 28.16% | 0.03x | 12.79x | PKRs406.22 Million |
| 2017 | 11.63% | 27.78% | 0.03x | 15.92x | PKRs250.66 Million |
| 2018 | 3.98% | 10.10% | 0.02x | 19.06x | PKRs-704.36 Million |
| 2019 | 9.20% | 22.42% | 0.02x | 21.57x | PKRs-114.10 Million |
| 2020 | 12.11% | 22.95% | 0.03x | 16.22x | PKRs374.63 Million |
| 2021 | 6.66% | 14.90% | 0.02x | 21.64x | PKRs-553.36 Million |
| 2022 | 2.77% | 5.60% | 0.02x | 21.00x | PKRs-1.19 Billion |
| 2023 | 17.15% | 21.99% | 0.04x | 18.87x | PKRs1.45 Billion |
Industry Comparison
This section compares Bank of Khyber's net assets metrics with peer companies in the Banking Services industry.
Industry Context
- Industry: Banking Services
- Average net assets among peers: $104,416,628,333
- Average return on equity (ROE) among peers: 15.14%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Khyber (BOK) | PKRs18.59 Billion | 12.52% | 20.05x | $1.18K |
| Allied Bank Ltd (ABL) | $117.21 Billion | 12.36% | 11.66x | $5.50K |
| Askari Bank Ltd (AKBL) | $97.70 Billion | 22.00% | 20.76x | $2.66K |
| Bank Alfalah Ltd (BAFL) | $89.28 Billion | 14.61% | 10.95x | $3.50K |
| Bank Al-Habib Ltd (BAHL) | $80.44 Billion | 22.31% | 17.93x | $5.16K |
| Bank Islami Pakistan Ltd (BIPL) | $15.28 Billion | 2.19% | 13.19x | $836.74 |
| Faysal Bank Ltd (FABL) | $35.01 Billion | 12.29% | 11.70x | $2.92K |
| Habib Bank Ltd (HBL) | $283.69 Billion | 12.35% | 14.22x | $9.01K |
| MCB Bank Ltd (MCB) | $177.57 Billion | 17.56% | 10.95x | $12.47K |
| Meezan Bank Ltd (MEBL) | $43.58 Billion | 20.56% | 20.61x | $14.12K |