Pureun Mutual Savings Bank Co. Ltd
Pureun Mutual Savings Bank Co., Ltd provides various banking products and services in South Korea. It offers term, retirement pension, savings, and ordinary deposits; loans products, including internet deposit-backed, mortgage, credit, and other loans; and bancassurance, credit card, and internet banking services. The company was founded in 1971 and is headquartered in Seoul, South Korea.
Pureun Mutual Savings Bank Co. Ltd (007330) - Net Assets
Latest net assets as of September 2025: ₩323.60 Billion KRW
Based on the latest financial reports, Pureun Mutual Savings Bank Co. Ltd (007330) has net assets worth ₩323.60 Billion KRW as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩1.54 Trillion) and total liabilities (₩1.22 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩323.60 Billion |
| % of Total Assets | 20.98% |
| Annual Growth Rate | 11.66% |
| 5-Year Change | 13.28% |
| 10-Year Change | 63.88% |
| Growth Volatility | 37.71 |
Pureun Mutual Savings Bank Co. Ltd - Net Assets Trend (2001–2025)
This chart illustrates how Pureun Mutual Savings Bank Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Pureun Mutual Savings Bank Co. Ltd (2001–2025)
The table below shows the annual net assets of Pureun Mutual Savings Bank Co. Ltd from 2001 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | ₩314.58 Billion | -0.14% |
| 2024-06-30 | ₩315.03 Billion | +1.82% |
| 2023-06-30 | ₩309.40 Billion | +4.41% |
| 2022-06-30 | ₩296.33 Billion | +6.71% |
| 2021-06-30 | ₩277.69 Billion | +4.65% |
| 2020-06-30 | ₩265.36 Billion | +7.17% |
| 2019-06-30 | ₩247.61 Billion | +7.09% |
| 2018-06-30 | ₩231.22 Billion | +7.01% |
| 2017-06-30 | ₩216.07 Billion | +12.56% |
| 2016-06-30 | ₩191.96 Billion | +9.93% |
| 2010-06-30 | ₩174.61 Billion | +4.12% |
| 2009-06-30 | ₩167.70 Billion | +36.14% |
| 2008-06-30 | ₩123.18 Billion | +6.93% |
| 2007-06-30 | ₩115.20 Billion | +27.79% |
| 2006-06-30 | ₩90.14 Billion | +72.41% |
| 2005-06-30 | ₩52.29 Billion | +39.56% |
| 2004-06-30 | ₩37.47 Billion | -33.72% |
| 2003-06-30 | ₩56.53 Billion | +0.06% |
| 2002-06-30 | ₩56.49 Billion | +153.50% |
| 2001-06-30 | ₩22.28 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Pureun Mutual Savings Bank Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7940.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩280.33 Billion | 89.11% |
| Common Stock | ₩15.08 Billion | 4.79% |
| Other Components | ₩19.17 Billion | 6.09% |
| Total Equity | ₩314.58 Billion | 100.00% |
Pureun Mutual Savings Bank Co. Ltd Competitors by Market Cap
The table below lists competitors of Pureun Mutual Savings Bank Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
IFirma SA
WAR:IFI
|
$23.60 Million |
|
Flagship Minerals Ltd
AU:FLG
|
$23.60 Million |
|
Ann Joo Resources Bhd
KLSE:6556
|
$23.60 Million |
|
American Hotel Income Properties REIT LP
OTCQX:AHOTF
|
$23.61 Million |
|
Atrem S.A.
WAR:ATR
|
$23.59 Million |
|
MHC Plantations Bhd
KLSE:5026
|
$23.58 Million |
|
BE Group AB (publ)
F:BGA1
|
$23.57 Million |
|
tsh biopharmoration Ltd
TWO:8432
|
$23.56 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Pureun Mutual Savings Bank Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 315,027,470,830 to 314,578,430,190, a change of -449,040,640 (-0.1%).
- Net income of 7,873,241,280 contributed positively to equity growth.
- Dividend payments of 7,616,778,000 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩7.87 Billion | +2.5% |
| Dividends Paid | ₩7.62 Billion | -2.42% |
| Other Changes | ₩-705.50 Million | -0.22% |
| Total Change | ₩- | -0.14% |
Book Value vs Market Value Analysis
This analysis compares Pureun Mutual Savings Bank Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.64x to 0.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-06-30 | ₩17744.43 | ₩11400.00 | x |
| 2018-06-30 | ₩18923.81 | ₩11400.00 | x |
| 2019-06-30 | ₩20207.37 | ₩11400.00 | x |
| 2020-06-30 | ₩21602.40 | ₩11400.00 | x |
| 2021-06-30 | ₩23398.51 | ₩11400.00 | x |
| 2022-06-30 | ₩24909.59 | ₩11400.00 | x |
| 2023-06-30 | ₩26018.02 | ₩11400.00 | x |
| 2024-06-30 | ₩26883.79 | ₩11400.00 | x |
| 2025-06-30 | ₩26845.47 | ₩11400.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Pureun Mutual Savings Bank Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.50%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.93%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 4.22x
- Recent ROE (2.50%) is below the historical average (13.82%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 10.89% | 4.23% | 0.08x | 32.50x | ₩178.56 Million |
| 2002 | 51.95% | 21.70% | 0.15x | 15.97x | ₩21.14 Billion |
| 2003 | 4.91% | 1.87% | 0.16x | 16.81x | ₩-2.54 Billion |
| 2005 | 30.38% | 12.49% | 0.10x | 25.16x | ₩9.04 Billion |
| 2006 | 41.48% | 19.54% | 0.11x | 19.06x | ₩24.42 Billion |
| 2007 | 23.97% | 34.18% | 0.04x | 16.81x | ₩13.83 Billion |
| 2008 | 6.22% | 11.20% | 0.03x | 19.23x | ₩-3.91 Billion |
| 2009 | 11.07% | 25.47% | 0.03x | 14.38x | ₩1.55 Billion |
| 2010 | 5.85% | 15.77% | 0.03x | 14.43x | ₩-6.28 Billion |
| 2016 | 5.63% | 0.00% | 0.00x | 4.94x | ₩-8.38 Billion |
| 2017 | 12.06% | 0.00% | 0.00x | 4.89x | ₩4.46 Billion |
| 2018 | 9.04% | 0.00% | 0.00x | 4.45x | ₩-2.22 Billion |
| 2019 | 9.84% | 0.00% | 0.00x | 4.23x | ₩-393.08 Million |
| 2020 | 9.27% | 50.21% | 0.05x | 3.75x | ₩-1.94 Billion |
| 2021 | 7.89% | 48.18% | 0.04x | 3.88x | ₩-5.87 Billion |
| 2022 | 8.19% | 51.15% | 0.04x | 4.07x | ₩-5.37 Billion |
| 2023 | 6.49% | 40.07% | 0.04x | 4.55x | ₩-10.86 Billion |
| 2024 | 5.00% | 47.38% | 0.02x | 4.54x | ₩-15.75 Billion |
| 2025 | 2.50% | 25.93% | 0.02x | 4.22x | ₩-23.58 Billion |
Industry Comparison
This section compares Pureun Mutual Savings Bank Co. Ltd's net assets metrics with peer companies in the Banking Services industry.
Industry Context
- Industry: Banking Services
- Average net assets among peers: $157,224,183,087
- Average return on equity (ROE) among peers: 11.55%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Pureun Mutual Savings Bank Co. Ltd (007330) | ₩323.60 Billion | 10.89% | 3.77x | $23.59 Million |
| Mason Capital Corporation (021880) | $33.82 Billion | 0.00% | 0.33x | $10.20 Million |
| Han Kook Capital Co. Ltd (023760) | $306.72 Billion | 10.45% | 7.73x | $39.13 Million |
| Sangsangin Co. Ltd (038540) | $131.13 Billion | 24.19% | 4.82x | $39.08 Million |