Banca Popolare di Sondrio ScpA
Banca Popolare di Sondrio S.p.A., together with its subsidiaries, provides various banking products and services to households, small and medium-sized enterprises, and institutions in Italy. The company offers current and checking accounts; sight deposits, time deposits, savings deposits, fixed-term deposits, and bonds; personal, mortgage, and other loans; leasing, factoring, and other funding se… Read more
Banca Popolare di Sondrio ScpA (0NWJ) - Net Assets
Latest net assets as of September 2021: €3.18 Billion EUR
Based on the latest financial reports, Banca Popolare di Sondrio ScpA (0NWJ) has net assets worth €3.18 Billion EUR as of September 2021.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€53.33 Billion) and total liabilities (€50.15 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €3.18 Billion |
| % of Total Assets | 5.97% |
| Annual Growth Rate | 3.89% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 3.08 |
Banca Popolare di Sondrio ScpA - Net Assets Trend (2016–2020)
This chart illustrates how Banca Popolare di Sondrio ScpA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banca Popolare di Sondrio ScpA (2016–2020)
The table below shows the annual net assets of Banca Popolare di Sondrio ScpA from 2016 to 2020.
| Year | Net Assets | Change |
|---|---|---|
| 2020-12-31 | €3.00 Billion | +5.48% |
| 2019-12-31 | €2.84 Billion | +7.20% |
| 2018-12-31 | €2.65 Billion | -1.05% |
| 2017-12-31 | €2.68 Billion | +4.12% |
| 2016-12-31 | €2.57 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banca Popolare di Sondrio ScpA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 34.3% over the analyzed period, indicating profitable operations and earnings retention.
- The company has 0.8% of equity in treasury stock, representing shares repurchased from the open market.
Current Equity Component Breakdown (December 2020)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.52 Billion | 50.71% |
| Common Stock | €1.36 Billion | 45.38% |
| Treasury Stock | €25.39 Million | 0.85% |
| Other Components | €142.74 Million | 4.76% |
| Total Equity | €3.00 Billion | 100.00% |
Banca Popolare di Sondrio ScpA Competitors by Market Cap
The table below lists competitors of Banca Popolare di Sondrio ScpA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Greatoo Inc
SHE:002031
|
$1.76 Billion |
|
Suzhou Crystal Clear Chemical Co Ltd
SHE:300655
|
$1.76 Billion |
|
Vera Therapeutics Inc
NASDAQ:VERA
|
$1.76 Billion |
|
Suzhou Victory Precision Manufacture Co Ltd
SHE:002426
|
$1.77 Billion |
|
Roshow Technology Co Ltd
SHE:002617
|
$1.76 Billion |
|
Sigurd Microelectronics Corp
TW:6257
|
$1.76 Billion |
|
Nextnav Acquisition Corp
NASDAQ:NN
|
$1.76 Billion |
|
Just Group plc
PINK:JTGPF
|
$1.76 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banca Popolare di Sondrio ScpA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2019 to 2020, total equity changed from 2,841,780,000 to 2,997,571,000, a change of 155,791,000 (5.5%).
- Net income of 106,597,000 contributed positively to equity growth.
- Dividend payments of 26,353,000 reduced retained earnings.
- Share repurchases of 14,000 reduced equity.
- Other factors increased equity by 75,561,000.
Equity Change Factors (2019 to 2020)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €106.60 Million | +3.56% |
| Dividends Paid | €26.35 Million | -0.88% |
| Share Repurchases | €14.00K | -0.0% |
| Other Changes | €75.56 Million | +2.52% |
| Total Change | €- | 5.48% |
Book Value vs Market Value Analysis
This analysis compares Banca Popolare di Sondrio ScpA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Insufficient data available to analyze book value vs market value.
Capital Efficiency Dashboard
This dashboard shows how efficiently Banca Popolare di Sondrio ScpA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.56%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 16.62x
- Recent ROE (3.56%) is below the historical average (4.47%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 3.83% | 0.00% | 0.00x | 14.46x | €-158.68 Million |
| 2017 | 5.94% | 0.00% | 0.00x | 15.54x | €-108.68 Million |
| 2018 | 4.18% | 0.00% | 0.00x | 15.52x | €-154.28 Million |
| 2019 | 4.84% | 0.00% | 0.00x | 14.48x | €-146.74 Million |
| 2020 | 3.56% | 0.00% | 0.00x | 16.62x | €-193.16 Million |
Industry Comparison
This section compares Banca Popolare di Sondrio ScpA's net assets metrics with peer companies in the same industry.
Industry Context
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banca Popolare di Sondrio ScpA (0NWJ) | €3.18 Billion | 3.83% | 15.76x | $1.76 Billion |
| Nyfosa AB (0A0K) | $13.33 Billion | 16.69% | 1.39x | $961.70 Million |
| Tethys Oil AB (0A1V) | $256.60 Million | 6.51% | 0.11x | $122.95 Million |
| High Templar Tech Limited (0A2T) | $12.04 Billion | -3.01% | 0.06x | $258.24 Million |
| Strategy Inc (0A7O) | $605.73 Million | 3.00% | 0.54x | $37.86 Billion |
| NACON SASU (0A9N) | $40.77 Million | 2.41% | 0.74x | $7.35 Million |
| Antin Infrastructure Partners (0AA5) | $32.26 Million | 152.50% | 1.23x | $579.46 Million |
| Truecaller AB Series B (0AA7) | $145.93 Million | -10.64% | 1.99x | $271.46 Million |
| Brockhaus Technologies AG (0AAW) | $315.34 Million | 15.55% | 1.46x | $75.78 Million |
| Hyloris Pharmaceuticals S.A. (0AB6) | $39.07 Million | -39.37% | 0.22x | $71.96 Million |
| Kalray S.A. (0ABT) | $54.02 Million | -28.78% | 0.63x | $33.84 Million |