Amigo Holdings PLC

LSE:AMGO UK Credit Services
Market Cap
$356.37K
GBX2.93 Billion GBX
Market Cap Rank
#46931 Global
#1002 in UK
Share Price
GBX2.75
Change (1 day)
+9.13%
52-Week Range
GBX0.21 - GBX3.02
All Time High
GBX282.03
About

Amigo Holdings PLC, through its subsidiaries, offers loans to individuals in the United Kingdom. It also engages in trading and financing activities. Amigo Holdings PLC was incorporated in 2016 and is based in London, the United Kingdom.

Amigo Holdings PLC (AMGO) - Net Assets

Latest net assets as of March 2025: GBX0.00 GBX

Based on the latest financial reports, Amigo Holdings PLC (AMGO) has net assets worth GBX0.00 GBX as of March 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX39.20 Million) and total liabilities (GBX39.20 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX0.00
% of Total Assets 0%
Annual Growth Rate N/A
5-Year Change N/A
10-Year Change N/A
Growth Volatility 47.77

Amigo Holdings PLC - Net Assets Trend (2016–2025)

This chart illustrates how Amigo Holdings PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Amigo Holdings PLC (2016–2025)

The table below shows the annual net assets of Amigo Holdings PLC from 2016 to 2025.

Year Net Assets Change
2025-03-31 GBX0.00 --
2024-03-31 GBX0.00 --
2023-03-31 GBX12.60 Million -73.70%
2022-03-31 GBX47.90 Million +139.45%
2021-03-31 GBX-121.40 Million -172.52%
2020-03-31 GBX167.40 Million -31.53%
2019-03-31 GBX244.50 Million +3980.92%
2018-03-31 GBX-6.30 Million +88.93%
2017-03-31 GBX-56.90 Million -127.92%
2016-03-31 GBX203.80 Million --

Equity Component Analysis

This analysis shows how different components contribute to Amigo Holdings PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 57.8% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2024)

Component Amount Percentage
Retained Earnings GBX86.10 Million 48.32%
Common Stock GBX1.20 Million 0.67%
Other Comprehensive Income GBX-295.20 Million -165.66%
Other Components GBX386.10 Million 216.67%
Total Equity GBX178.20 Million 100.00%

Amigo Holdings PLC Competitors by Market Cap

The table below lists competitors of Amigo Holdings PLC ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Amigo Holdings PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 12,598,000 to 178,200,000, a change of 165,602,000 (1314.5%).
  • Net loss of 12,600,000 reduced equity.
  • Other factors increased equity by 178,202,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income GBX-12.60 Million -7.07%
Other Changes GBX178.20 Million +100.0%
Total Change GBX- 1314.51%

Book Value vs Market Value Analysis

This analysis compares Amigo Holdings PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 7.33x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has increased from 6.41x to 7.33x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2016-03-31 GBX0.43 GBX2.75 x
2017-03-31 GBX-0.12 GBX2.75 x
2018-03-31 GBX-0.02 GBX2.75 x
2019-03-31 GBX0.54 GBX2.75 x
2020-03-31 GBX0.35 GBX2.75 x
2021-03-31 GBX-0.26 GBX2.75 x
2022-03-31 GBX0.10 GBX2.75 x
2023-03-31 GBX0.03 GBX2.75 x
2024-03-31 GBX0.37 GBX2.75 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Amigo Holdings PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -7.07%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -126.00%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 1.00x
  • Recent ROE (-7.07%) is below the historical average (12.57%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2016 22.37% 44.66% 0.36x 1.41x GBX25.22 Million
2017 0.00% 25.35% 0.30x 0.00x GBX38.29 Million
2018 0.00% 24.00% 0.31x 0.00x GBX51.23 Million
2019 36.24% 32.73% 0.36x 3.08x GBX64.15 Million
2020 -16.25% -9.25% 0.39x 4.54x GBX-43.94 Million
2021 0.00% -169.16% 0.32x 0.00x GBX-276.96 Million
2022 354.09% 189.29% 0.31x 5.95x GBX164.81 Million
2023 -276.23% -167.31% 0.09x 17.39x GBX-36.06 Million
2024 -7.07% -126.00% 0.06x 1.00x GBX-30.42 Million

Industry Comparison

This section compares Amigo Holdings PLC's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $1,612,771,146
  • Average return on equity (ROE) among peers: -6.38%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Amigo Holdings PLC (AMGO) GBX0.00 22.37% N/A $2.59K
ASA International Group PLC (ASAI) $107.07 Million -0.67% 4.41x $25.43K
Fiinu PLC (BANK) $332.01K -45.41% 2.90x $4.00K
Distribution Finance Capital Holdings PLC (DFCH) $50.89 Million -26.73% 2.96x $10.03K
Equals Group PLC (EQLS) $49.52 Million -10.85% 0.46x $34.33K
General Accident PLC (GACA) $13.97 Billion 1.33% 0.00x $126.54
H&T Group plc (HAT) $192.13 Million 11.57% 0.51x $34.39K
ICFG Limited (ICFG) $-7.14 Million 0.00% 0.00x $19.53
Sancus Lending Group Ltd (LEND) $61.25 Million 3.32% 1.93x $278.52
Litigation Capital Management Limited (LIT) $88.89 Million 9.97% 1.25x $1.34K