Fintel PLC
Fintel Plc engages in the provision of intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech and Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including di… Read more
Fintel PLC (FNTL) - Net Assets
Latest net assets as of June 2025: GBX102.30 Million GBX
Based on the latest financial reports, Fintel PLC (FNTL) has net assets worth GBX102.30 Million GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX182.10 Million) and total liabilities (GBX79.80 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX102.30 Million |
| % of Total Assets | 56.18% |
| Annual Growth Rate | N/A |
| 5-Year Change | 36.46% |
| 10-Year Change | N/A |
| Growth Volatility | 57.47 |
Fintel PLC - Net Assets Trend (2015–2024)
This chart illustrates how Fintel PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fintel PLC (2015–2024)
The table below shows the annual net assets of Fintel PLC from 2015 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX102.00 Million | -0.87% |
| 2023-12-31 | GBX102.90 Million | +5.21% |
| 2022-12-31 | GBX97.80 Million | +10.51% |
| 2021-12-31 | GBX88.50 Million | +18.40% |
| 2020-12-31 | GBX74.75 Million | +7.54% |
| 2019-12-31 | GBX69.50 Million | +161.59% |
| 2018-12-31 | GBX26.57 Million | +554.11% |
| 2017-12-31 | GBX-5.85 Million | +36.93% |
| 2016-12-31 | GBX-9.28 Million | +23.51% |
| 2015-12-31 | GBX-12.13 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fintel PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 54677.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX86.00 Million | 84.56% |
| Common Stock | GBX1.00 Million | 0.98% |
| Other Comprehensive Income | GBX-52.70 Million | -51.82% |
| Other Components | GBX67.40 Million | 66.27% |
| Total Equity | GBX101.70 Million | 100.00% |
Fintel PLC Competitors by Market Cap
The table below lists competitors of Fintel PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LEGAL & GENERAL - Dusseldorf Stock Exchang
DU:LGI
|
$28.91K |
|
CXSE3F
SA:CXSE3F
|
$28.91K |
|
Murree Brewery Company Ltd
KAR:MUREB
|
$28.94K |
|
TURBON
BE:TUR
|
$28.96K |
|
CHILANGA CEMENT PLC
LUSE:CHIL
|
$28.90K |
|
ORG
WAR:ORG
|
$28.86K |
|
Ngenic AB
ST:NGENIC
|
$28.84K |
|
TEMPLETON E.M.I.TR.LS-05
F:1NK0
|
$28.83K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fintel PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 102,600,000 to 101,700,000, a change of -900,000 (-0.9%).
- Net income of 5,900,000 contributed positively to equity growth.
- Dividend payments of 3,700,000 reduced retained earnings.
- New share issuances of 400,000 increased equity.
- Other comprehensive income decreased equity by 2,700,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX5.90 Million | +5.8% |
| Dividends Paid | GBX3.70 Million | -3.64% |
| Share Issuances | GBX400.00K | +0.39% |
| Other Comprehensive Income | GBX-2.70 Million | -2.65% |
| Other Changes | GBX-800.00K | -0.79% |
| Total Change | GBX- | -0.88% |
Book Value vs Market Value Analysis
This analysis compares Fintel PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 188.50x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | GBX-0.16 | GBX184.00 | x |
| 2016-12-31 | GBX-0.12 | GBX184.00 | x |
| 2017-12-31 | GBX-0.08 | GBX184.00 | x |
| 2018-12-31 | GBX0.37 | GBX184.00 | x |
| 2019-12-31 | GBX0.73 | GBX184.00 | x |
| 2020-12-31 | GBX0.76 | GBX184.00 | x |
| 2021-12-31 | GBX0.89 | GBX184.00 | x |
| 2022-12-31 | GBX0.94 | GBX184.00 | x |
| 2023-12-31 | GBX0.98 | GBX184.00 | x |
| 2024-12-31 | GBX0.98 | GBX184.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fintel PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.80%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.54%
- • Asset Turnover: 0.46x
- • Equity Multiplier: 1.66x
- Recent ROE (5.80%) is below the historical average (7.41%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 0.00% | -1.75% | 1.19x | 0.00x | GBX539.80K |
| 2016 | 0.00% | 9.99% | 1.18x | 0.00x | GBX5.00 Million |
| 2017 | 0.00% | 10.86% | 1.17x | 0.00x | GBX5.37 Million |
| 2018 | 10.72% | 5.62% | 1.10x | 1.74x | GBX192.00K |
| 2019 | 12.31% | 13.62% | 0.47x | 1.92x | GBX1.60 Million |
| 2020 | 10.86% | 13.28% | 0.46x | 1.78x | GBX642.10K |
| 2021 | 17.46% | 24.10% | 0.52x | 1.40x | GBX6.58 Million |
| 2022 | 10.07% | 14.74% | 0.54x | 1.27x | GBX70.00K |
| 2023 | 6.92% | 10.94% | 0.44x | 1.43x | GBX-3.16 Million |
| 2024 | 5.80% | 7.54% | 0.46x | 1.66x | GBX-4.27 Million |
Industry Comparison
This section compares Fintel PLC's net assets metrics with peer companies in the Consulting Services industry.
Industry Context
- Industry: Consulting Services
- Average net assets among peers: $50,026,500
- Average return on equity (ROE) among peers: 8.67%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fintel PLC (FNTL) | GBX102.30 Million | 0.00% | 0.78x | $28.90K |
| Begbies Traynor Group PLC (BEG) | $60.98 Million | -0.99% | 0.71x | $23.74K |
| Gateley (Holdings) Plc (GTLY) | $67.50 Million | 2.02% | 1.15x | $18.42K |
| Ricardo (RCDO) | $38.17 Million | 23.38% | 1.50x | $32.55K |
| Science Group plc (SAG) | $33.45 Million | 10.27% | 0.52x | $28.12K |